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Debt Consolidation Forums Bankruptcy Chapter 7 and Chapter 13 forums

Unable to pay for bankruptcy - What to do

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Filed Chapter 13 bankruptcy sometime back. I made my last payment in Feb What should I do now?

You may request a hardship discharge if you couldn;t make the required payments. The court will analyze yout financial situation before granting you a discharge.

Sub: #1 posted on Fri, 09/25/2020 - 05:54

Good Nelly Good Nelly
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I made my last payment in Feb What should I do now?

Contact your attorney to determine if you can modify the Chapter 13 Plan and include a moratorium. If you do not have an attorney, talk to the Trustee to see if he/she can assist and/or hire an attorney.

A "hardship discharge" under 11 USC 1328(b) is only appropriate if, after a Hearing, you show the following:

1) The failure to complete payments is due to circumstances for which you should not justifiably be held accountable;
2) You have already met Chapter 7 reconciliation requirements; and
3) Modification of the plan is not practicable.

Go talk to an attorney.


Sub: #2 posted on Fri, 09/25/2020 - 17:46

despritfreya despritfreya

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