I finally have grown up, but my finacial past is haunting me
It is long enough since you signed over the house....it wont be
It is long enough since you signed over the house....it wont be affected.
Ok...in GA, SOL on credit cards is 4 years. What state where you in when you borrowed the PDL's? Is anyone threatening to sue you?? Have you been sued? With SOL being past possibly on some debts, would it be better to wait out the credit reporting 7 year SOL??
It is good that you have realized your past mistakes and are try
It is good that you have realized your past mistakes and are trying to rectify them. You are 28 now. So, you need to take your own responsibilities now. Soaplady is right. You sister's house won't be affected. You can file bankruptcy to get debt relief in a legal way. However, it is better to opt for bankruptcy when there are no other options left to you.
If you have piled up debts, then try out the other debt relief options first. Check out the following url to get info on them:
http://www.debtconsolidationcare.com/debt-relief.html
Thank you soap lady
Yes I am being sued by all of them,.including the PDL's...I don't have a job, or own a car. One payday company keeps threatning me saying I.closed my account on purpose but in reality I lost my job at U.P.S so didn't.recieve direct deposit anymore..these collectors talk to me like I have a big pile of cash next to me....what does SOL mean? I'm sorry
SOL=Statutue of Limitations I would definately say go for the
SOL=Statutue of Limitations
I would definately say go for the bankruptcy. Since you have no assets, you might want to look for a paralegal service in your area to prepare your paperwork. They usually charge $200-$300 plus the filing fee.
Stay off the phone.
soaplady ur AMAZING!!!
Souplady I appreciate your words THANK YOU
My mother was in a auto accident in 05 n settled with the insurance company, after she passed I learned that she structured the payments of the settlement to me starting in Feb 2012, its 262.00 a month for 5 years, I forgot to add that's my only asset.
Do I mention to the bankruptcy lawyer about signing over the house to my sister in 07?