I have one more year in my chapter 13 five year payment plan and was thinking in paying it off in five to six months so I can get an early dismissal maybe by end of year. My question is can I do this or is the trustee going to ask for more money since I can pay more?
Also I took out a credit card with $300 limit to help reestablish my credit is this going to hurt me in dismissal of Chapter 13.
By signing up a debt counseling session, your provided details (Name, Email ID and Phone No.) will be forwarded to the company advertising on the DebtCC. However, you have no obligation to use their services.
Some creditors and collection agencies refuse to lower the payoff amount, interest rate, and fees owed by the consumer.
Creditors/collection agencies can make collection calls and file lawsuits against the consumers represented by the debt relief companies.
Debt relief services may have a negative impact on the consumer's creditworthiness and his overall debt amount may increase due to the accumulation of extra fees.
The amount which the consumer saves with the use of debt relief services can be regarded as taxable income.