I have spoken to a lawyer regarding chapter 7.
I am not scared that with my husband income wil be too much. All debt is in my name. PD loans, personal loans, credit cards and medical bills plus IRS payments. All in my name including a car loan which I want to keep and of course the IRS.
We file seperate taxes. Now both of us split living expenses. He does not help me with my bills. Nothing and he pays his own.
If he does not help me with my bills and all living expenses are split will this help my case even if he makes too much?
By signing up a debt counseling session, your provided details (Name, Email ID and Phone No.) will be forwarded to the company advertising on the DebtCC. However, you have no obligation to use their services.
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The amount which the consumer saves with the use of debt relief services can be regarded as taxable income.