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Cash Today Limited's unauthorized debits

Date: Mon, 09/12/2005 - 14:48

Submitted by anonymous
on Mon, 09/12/2005 - 14:48

Posts: 202330 Credits: [Donate]

Total Replies: 21


Can someone Please help
I live in the state of Ohio.
Cash Today Limited has debited my checking account for over $800.00. I have spoken to them and told them they did not have this authorization. My Bank has not been helpful I have frozen this same debit several times which has resulted in several NSF charges.
Does anyone know if I have to freeze each transaction ? Also how long does the Bank have to dipute each transaction.
Please someone Help.
Mary M. Crook


Who are they and why do they keep calling. They do
not leave a message or anything. This is next to harrassment


lrhall41

Submitted by on Wed, 09/14/2005 - 10:37

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Cash today limited called my husband today on his cell and offered him a loan. Not discussing the repayment at all and told him they would be putting the money into his account. They also told him to call an 800 number that only has voice mail on it. They have not yet deposited any funds, how do I get them to stop?


lrhall41

Submitted by on Sun, 01/08/2006 - 10:50

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April Hicks,

Call them if you have any number or write to them immediately. Those who had dealt with this company have suffered a lot from unauthorized debits. So if you decide to go with them, make sure that no hidden cost is there.

You can browse this forum to collect some info on them.

http://www.debtconsolidationcare.com/forums/cashtoday-details.html


lrhall41

Submitted by 4u.bryan on Mon, 01/09/2006 - 09:17

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I had to close my account. I was lied to by the company, and they are realy harassing me. I had to change my phone number, and close out my bank account, and the gave my boss all my personal info.


lrhall41

Submitted by on Wed, 01/18/2006 - 13:18

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Call and arrange a pay off. Try 200. I settled my sisters 1400 debt for 300.00 the price of the original loan with payments of 75.00 a week.they can, I say this lightly, be reasonable if you want to pay it.they can will make your life hell and changing your number will be the least of you worries... Trust me.


lrhall41

Submitted by on Tue, 02/14/2006 - 18:17

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I got a debit from them in my checking account. I have never had any dealing with this company before. I have recently moved, so I have a new checking account number, new phone number and even a new home address and employer. The debit came out of the account that has been opened since august 2005. They only debited $30 but I am concerned about this, I was the previous victim of identity theft and have all the necessary proof to back up that statement. Is this all happening again and if so what do I do this time, I don't know if I can go through the headaches I went through last time.


lrhall41

Submitted by on Sat, 02/18/2006 - 10:25

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First, ask your bank to stop such unsolicited debits. You might have to undergo some formalities.

Some questions, did the ID theft occur before opening this account? Have you changed your SS# after that? ID thieves can trace your accounting info from your SS#.

Also you can speak to the company that withdrew money from your account. And explain the fact to them. Show the records of previous ID theft.


lrhall41

Submitted by stanley on Sat, 02/18/2006 - 10:44

( Posts: 1639 | Credits: )


Yes these tricky little ID theives can track our information. They sent a falsified death certificate to SS administration that my husband had died. The only reason we found out was ss sent me a benefit plan outling how much i would receive and our children would receive. It takes alot of time and energy to get all of this straightened out. Thank god we had all the documentation and the police report and the TBI report to get his ss number changed.


lrhall41

Submitted by Not so Lucky on Sat, 02/18/2006 - 12:16

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The bank said the only way they could stop the unsolicited debit was to freeze the entire account.

To answer your question, the original theft was detected prior to the move. I noticed it while undergoing an SF-86 review. (thats a standard national security personell security evaluation) and they revealed that two of the credit agencies reported me as living in or having lived in a state that I have never lived in.
I opened a new account after an explination of things to them and we have gone as far as they will not accept my driver's license or social security card as identification. Instead we utilize a government ID card and its associated number.
I have tried to contact the company whose phone number was listed on the transaction (Since it came through as a telephone purchase)and all I get is voicemails, regardless of which option I select.
My previous discussions with the SSA in my former state of residency did not result in a SSN change. Hopefully the new round of problems will persuade them to change their opinion.

The company in question (per the phone number) is Cash Today Limited.


lrhall41

Submitted by on Sat, 02/18/2006 - 12:38

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Two chances are there - this incident could be the consequence of the previous ID theft or, after opening this account you were again a victim of ID theft. In that case you might have to consult a lawyer or go through the precautionary steps once again.

Anyway, check if your bank can offer the option of blocking a particular creditor or not. Otherwise follow their instruction because you never know how many $30s you might have to sacrifice.

Also browse the ID theft section of this forum, you will get some relevant information there too. Check this thread to verify if you are done with all these-

http://www.debtconsolidationcare.com/forums/lost-wallet.html


lrhall41

Submitted by stanley on Sat, 02/18/2006 - 12:59

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I'm sorry. Aside from the the person w/ identity theft problems, you guys need to read the fine print. I've used Cash Today various times in the course of a few years (as in like 3-4 times) and NEVER Had a problem. If you pay as you're SUPPOSED to. Read the print and don't assume that it's free money.

This is what happens when you're so hardup for cash you don't take the time to read and calculate if it's worth it. I just bought a car and have virtually no cash. I will use them again, for a $300, 2 week loan and be done with it. If for some REASON I can't pay, that's my OWN Fault, and not theirs.


lrhall41

Submitted by on Sun, 04/02/2006 - 14:04

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Nina, the fine print does not tell you that a lot of these companies are operating illegally and charging illegal fees to take these loans.

No one here assumes that it's free money, but they do assume that these companies will follow the laws of the states that they are loaning to.


lrhall41

Submitted by Jessi on Sun, 04/02/2006 - 14:52

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Quote:

This is what happens when you're so hardup for cash you don't take the time to read and calculate if it's worth it. I just bought a car and have virtually no cash. I will use them again, for a $300, 2 week loan and be done with it. If for some REASON I can't pay, that's my OWN Fault, and not theirs.


Any reputable lender will let you pay down the principal as you go if that is your choice, not refuse and say all or nothing, especially if your not delinquent. Furthermore,They need to operate within the laws of the united sates and the state in which they are making the loans. When a person tells them then must stop debiting their account and they continue to do it, that is not right nor justified. It only makes the situation worse. if their debit is returned because there is no money in the account, what good is continuing to to debit doing? Costing that customer more money in bank fees and allowing them to collect Dishonored check fees. Its a predatory practice, and one which should be stopped.

I have never dealt with Cash2Day, however, I have read enough horror stories to form a fairly balance opinion.


lrhall41

Submitted by LCW on Sun, 04/02/2006 - 16:58

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Use the link below and search for a business in Ohio.
What you will find is if they have a license to do business in Ohio or if it has been cancelled.

http://serform2.sos.state.oh.us/pls/porthope/DEV.SAP_RPT_BUS_INFORMATION_SQL.SHOW_PARMS

When you get there you can go to the Nov 22,2005 cancellation and pull the document print a copy and you have proof that they do not have a license.


lrhall41

Submitted by kalevala316 on Mon, 04/03/2006 - 08:52

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Nina writes:
Quote:

Read the print and don't assume that it's free money.


Gee Nina, maybe if Cash Today and all of their alias compaanies provided an actual WRITTEN disclosure per not only the United States law, but also the United Kingdom law, one would be able to READ the fine print!

WHAT A NOVEL IDEA IT IS TO FOLLOW THE LAW?!?!?!

WOW! What a concept :roll:


lrhall41

Submitted by polly on Mon, 04/03/2006 - 08:58

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I also took out a loan with c d and i have been trying to contact them but i have not been able to. Is there anyway that they can be shut down.....


lrhall41

Submitted by on Thu, 04/27/2006 - 17:30

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to cancel these debits.. just say that you want to do a block on your account for all debits from this one company cash 2 day limited!! they can block these transactions..!!


lrhall41

Submitted by on Mon, 11/13/2006 - 07:23

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