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Submitted by Vikas on Thu, 10/07/2004 - 13:51
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per prior instructions YOU WILL NOT DEPOSIT MY PRE-DATED CHECK ON YHE SPECIFIED DATE.


Submitted by on Wed, 01/05/2005 - 00:32

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Avoid this company like the plague. They are a collection agency working as a "friendly" debt consolidation company. Very shady if you ask me. They will steal you blind. Never send them a post dated check. Always pay in money order if you have to pay them. They will electronically withdrawal funds from your account without your approval.


Submitted by on Thu, 01/13/2005 - 11:23

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CCB Cedit Services Inc. is a privately held corporation which has been in continuous operation since 1993.The company has emerged today as a leader in the collection industry,serving a distinguished client base on a regional,national,and international basis.CCB Credit Services Inc. is an expanding company providing account recovery solutions to businesses with collections and account receivables management needs.


Submitted by on Sun, 02/06/2005 - 09:25

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Former or current IDHS CLIENTS BEWARE IF YOU HAVE EVER BEEN ON PUBLIC AID AND BEEN CONTACTED BY THIS COMPANY AND NOT PUBLIC AID DIRECTLY BEWARE


Submitted by on Wed, 04/06/2005 - 16:35

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I'm filing a complaint with the FTC over how this company obtains private phone number's of relatives that owe money. this is an invasion of privacy at its worst.


Submitted by on Tue, 02/19/2008 - 09:20

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This company employs the most vile, exteremly unprofessional people I have EVER encountered. I filed several complaints on them.


Submitted by on Mon, 02/25/2008 - 08:12

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The most unprofessional person that my mother in law spoke to. He used threatening words, very rude, has her in tears. And how sad he's speaking that way to a 70 year old woman. Please give me the chance to talk to him and believe me this will be resolved. I will definitely leave my number for him to call me. Just for him to try to speak that way to me. The worst company that I ever heard of. I'm reading all the replys I feel that all your employees need a course in customer service, several courses


Submitted by on Sat, 09/13/2008 - 11:53

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Sandra, are you trying to reach that collection agency? If so, I believe you have mistaken this website for them. We offer support to people looking for ways to resolve their debt issues. We do not call members or anybody else.

I am sorry for you and your mother, especially, that she was treated so terribly. It saddens me to know that there are cruel people.


Submitted by desperatelyseekingsanity on Sat, 09/13/2008 - 12:27

desperatelyseekingsanity

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I worked for this company. You must understand, this is debt collections, not customer service. If you treat it as such, they weed you out. They want only the rudest and most heartless people who apply there to stay. Michael Wojick is probably the man who made your grandmother cry. He made me cry nearly every day as an employee. I highly suggest filing suites against anything they do against the fdcpa (look it up, it's your rights against debt collection). They not only harass you as the debtors, but their own employees on a regular basis.


Submitted by on Wed, 11/19/2008 - 09:07

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These people are soooo rude and unprofessional. I call to pay my debt and this man says "hello", is that how you are suppose to answer a business phone? I then responded with a hello and he flipped out! "Who is this calling my damn phone talking all loud!" ...I was not loud just a confused hello was all I gave him. I responded sorry I had the wrong #. Then I thought hey, this is a 1-877 phone number. I said, "Is this ccb services?" he said, "yea what can I do for you...my bad I thought you were a bill collector...ha"

But he was not the only rude one...


Submitted by on Wed, 12/17/2008 - 08:36

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I had nothing but the best experience with CCB Credit Services. I am not a planted participant. At all times their customer service reps were polite, professional and overly friendly. They were efficient with all of my questions and requests. I wish all collection agencies acted like them..and believe me, I've had mightmarish experiences with many others.

FIVE STAR!!!


Submitted by on Wed, 12/24/2008 - 09:53

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I had a great experience with CCB as well. They explained to me how everything worked and worked with me on making my payments. I was able to pay off my debts with post dated checks 3 months in advance and I didn't receive a call from them ever again after we made the arrangements. I also had the comfort of knowing that if I need to change the date of a check it wouldn't be a problem. Talk to these people and work with them because they are there for you!


Submitted by on Mon, 01/05/2009 - 21:30

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the last two aren't people who work for this bottomfeeder.riiiiiiiiiiight. :roll: :roll:


Submitted by paulmergel on Tue, 01/06/2009 - 06:20

paulmergel

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CCB Credit Services Inc is in Racine, WI not Springfield IL....LOL not to bright are you Vikas?


Submitted by on Wed, 02/25/2009 - 22:30

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According to the "CCB Credit Services" website (no spaces & a .com): "CCB Credit Services, Inc. began in 1933 as one privately held corporation with three employees in our office in Springfield, Illinois. Today, we're still in Lincoln's hometown, privately owned with 345 employees and counting."

Not too bright are you Jorge?


Submitted by on Thu, 02/26/2009 - 01:46

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they called me today and when i tried to pay what i could the lady got rude and asking me all kinds of private questions..when i asked her to get smart she got really hate full..i started to cry and hung up her..i have talked to a couple of other collections and i have never felt so bad..


Submitted by on Fri, 03/27/2009 - 07:37

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I;ve had an experience with them too they helped me by lowering my initial balance and set me on a payment plan. I never received phone calls no even when I owe them. Idk everybody has there own experience, the only people that were nasty was the company that was collecting the debt>>>a bank.


Submitted by on Wed, 04/29/2009 - 17:34

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I;ve had an experience with them too they helped me by lowering my initial balance and set me on a payment plan. I never received phone calls no even when I owe them. Idk everybody has there own experience, the only people that were nasty was the company that was collecting the debt>>>a bank.


Submitted by on Wed, 04/29/2009 - 17:34

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Can anyone supply me with extension numbers or email addresses for the upper management?


Submitted by on Fri, 05/15/2009 - 08:06

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Quote:

CORPORATION FILE DETAIL REPORT


--------------------------------------------------------------------------------
Entity Name CCB CREDIT SERVICES, INC. File Number 44502488
Status ACTIVE
Entity Type CORPORATION Type of Corp DOMESTIC BCA
Incorporation Date (Domestic) 08/14/1964 State ILLINOIS
Agent Name DONNA L FOSHANG Agent Change Date 07/09/2004
Agent Street Address 5300 S 6TH ST President Name & Address RONALD KRECH 41 WOODLAND TRAIL ROCHESTER IL 62563
Agent City SPRINGFIELD Secretary Name & Address DONNA L FOSHANG 3090 WHITE TIMBER RD SPRINGFIELD 62707
Agent Zip 62703 Duration Date PERPETUAL
Annual Report Filing Date 06/04/2008 For Year 2008
Old Corp Name 07/30/1984 - O. D. ATCHASON & ASSOCIATES, INC.
04/09/1996 - CREDIT CONTROL BUREAU, INC.


Submitted by NASCAR_Devil on Fri, 05/15/2009 - 08:35

NASCAR_Devil

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Thanks but I'm trying to be able to contact them directly via email or phone without having their secretary screen me.


Submitted by on Fri, 05/15/2009 - 09:55

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Call the BBB from Springfield IL and they will give you the names of all the management personel and they phone numbers.
I did pull out a report about them and they had many complaints (44 opened) and a score of B- as rating .
now Im trying to write them a letter that I m not responsible for any charges .
They dont have my social Security # and I did not order anything .


Submitted by on Tue, 06/02/2009 - 13:40

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CCB Credit Services is in Springfield IL. And Yes Michael Wojack is the worst, but not by much. I worked there and quit due to not being able to handle talking to people like they were trash. If we were not "handling" the debtor right we had a sign put up in our cubical that said THIS IS COLLECTIONS NOT CUSTOMER SERVICE!!! Nice right there are a few collectors there who are nice to work with and do go above and beyond to help consumers out but not many most are just sharks trying to get to their monthly goal so they can commision.


Submitted by on Sun, 07/12/2009 - 22:41

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TO: Roberto Dominguez Delgado. I know you mean the best in what you say but it's simply not true. Is is okay for a collector to be nice? I would think so. We try to help people clear up the bill in our office and there is nothing wrong with that. We do not act as a debt consolidation company.
To Sandra Giarre: Piece of Advice... Stop trying to hide from your bills and you won't have to worry about them speaking with your mother. And by the way we are not customer service.
TO Enqua: By law they can not say the company name.


Submitted by on Sun, 07/19/2009 - 10:17

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They certainly can say the company name if they are asked.



The mother should either give the collector the contact info of the alleged debtor, or send the collector a Cease & Desist letter by mail (Certified, Return Receipt).

Also, most people aren't "hiding" from their bills. Wake up for a second and take a look around.


Submitted by Chrys Henderson on Tue, 07/21/2009 - 04:08

Chrys Henderson

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So is this company trying to steal people's identity or just retrieve people's debt?


Submitted by on Thu, 09/24/2009 - 17:08

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Ihave worked at ccb for 6 years and truly enjoy being able to help people to find solutions to pay back there debts that they owe i also have the priveledge of working with andy griffith and mike wojcik two good friends of mine and also mike if you cant afford it dont buy it save your money then buy it outright wojcik is my boss .we dont harass people i seek out people who owe money that needs to be paid back and help them in anyway i can people must remember that make your money your own it helps solve alot of problems Quote:

Originally Posted by Anonymous
I worked for this company. You must understand, this is debt collections, not customer service. If you treat it as such, they weed you out. They want only the rudest and most heartless people who apply there to stay. Michael Wojick is probably the man who made your grandmother cry. He made me cry nearly every day as an employee. I highly suggest filing suites against anything they do against the fdcpa (look it up, it's your rights against debt collection). They not only harass you as the debtors, but their own employees on a regular basis.


Submitted by on Sat, 01/09/2010 - 05:29

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I worked at CCB and under Mike Wojack… I would have to say that he is there to do a job, but yes I do believe he does go over the line with certain issues regarding debtors. I don’t believe religion should ever come into play with collecting a debt, or ever call a person a dead beat father or mother, which both have been from his own mouth. If you think he is bad to debtors imagine how he treats his own employees that make him one of the top departments. He don’t care if your child is in the hospital sick he wants you at work, he makes at least half of his employees cry (he thinks it makes them go collect more) he as well tries to get into your personal business outside of work which I believe is not how a manager acts. As to Andy G, he is an awesome collector. I personally know him from working there and he is a top collector in the building and is there to help you with your debts. He only give you respect if you give him respect, just because he has the approach that if you paid your bills, don’t live outside your means then maybe he wouldn’t have e to call you doesn’t make him rude or disrespectful. Because honestly, if you paid your bills and lived within your means then maybe this country wouldn’t be in debt...


Submitted by on Sat, 01/09/2010 - 20:43

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Quote:

Originally Posted by Anonymous
I worked at CCB and under Mike Wojack??? I would have to say that he is there to do a job, but yes I do believe he does go over the line with certain issues regarding debtors. I don???t believe religion should ever come into play with collecting a debt, or ever call a person a dead beat father or mother, which both have been from his own mouth. If you think he is bad to debtors imagine how he treats his own employees that make him one of the top departments. He don???t care if your child is in the hospital sick he wants you at work, he makes at least half of his employees cry (he thinks it makes them go collect more) he as well tries to get into your personal business outside of work which I believe is not how a manager acts. As to Andy G, he is an awesome collector. I personally know him from working there and he is a top collector in the building and is there to help you with your debts. He only give you respect if you give him respect, just because he has the approach that if you paid your bills, don???t live outside your means then maybe he wouldn???t have e to call you doesn???t make him rude or disrespectful. Because honestly, if you paid your bills and lived within your means then maybe this country wouldn???t be in debt...


thanks for that.i personally think everyone who works for this bottomfeeder including you is a piece of garbage.if people like you didn't scam people for a debt they didn't owe their real bills would have been paid.honestly you are a humanoid shill for a bottomfeeder CA.


Submitted by paulmergel on Sun, 01/10/2010 - 16:45

paulmergel

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Mike Wojack is a waste of life. I worked for CCB under him for 6 months. I quit after spending more than half of that time crying. HE will say anything he thinks is accurate or humorous (regardless of what a NORMAL person would think). He doesn't care about the FDCPA or any of the debtors. He should be fired and sued.

As far as people saying certain things about people who worked/work there: Some of the employees are assholes. Most of them, however, are poor and just trying to pay their own bills. A majority of the employees are middle-aged and under-educated or teenagers or 20-somethings that refuse to work in fast food. Unfortunately, the assholes are the ones who stick around and make all the money.


Submitted by on Wed, 01/13/2010 - 14:56

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If people are dodgen paying their bills... then it is a bill collectors every right to find them.(calling neighbors and relatives) that is part of the contracts that everyone signs before they default.Amd is perfectly legal. Try being on the other end of the phone , when collections is not customer service , but a debt collections agency and the differance would amazy you. try looken up the fdcpa


Submitted by on Tue, 02/02/2010 - 22:26

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Quote:

Originally Posted by Anonymous
If people are dodgen paying their bills... then it is a bill collectors every right to find them.(calling neighbors and relatives) that is part of the contracts that everyone signs before they default.Amd is perfectly legal. Try being on the other end of the phone , when collections is not customer service , but a debt collections agency and the differance would amazy you. try looken up the fdcpa


we all have looked up THE FDCPA,and you are allowed to call others for contact info.that is it nothing else.disclosing info,or making up info to other parties is not allowed.btw since your bottomfeeder loves to violate said FDCPA by using illegal threats and tactics why would anyone talk to you?bottom line this place you shill for should be sued a good one,and that day will come.mark my words,in the meantime please learn to spell.it was painful to read this idiocy.


Submitted by paulmergel on Wed, 02/03/2010 - 05:19

paulmergel

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The people that state the collectors at CCB are doing their job are completely NOT doing their job when they aren't even allowed to say who their company is and be upfront about everything. When they call you, they don't even identify the company. If I had not traced the phone number, then I wouldn't have known. They are rude when you do call back. Collectors that are good and are in business to make money and not take anything personal, work for reputable companies where they are allowed to state the company name, their name or work id # and only ask a few questions to see if they can pay or not. It's not rocket science, it's about business. CCB does not make it business, they are truly some of the worst collectors out there - get this CCB -the way you treat me - is the way I'm going to treat you. Get it? It's pretty simple. Don't give me your name, I won't give you mine.


Submitted by on Wed, 03/17/2010 - 18:43

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Hi; The reality is that those people are not collecting from many companies they are making debtors life hell... They do harass people and families. There are tons of people that live over the limits but most of people are crushed in this economy where you used to have a good paid job and then lost it, there are also divorce, sickness and many other factors that put people in hardship and its not like you hide to pay. You dont need to scream or say illegal threats to recover money; how will you feel when the wheel turn all the way around? Never treat anyone as you wont like others treat you...I am a single mother and had an account with T mobile. I owe T mobile 234 dollars that I will be more than happy to pay as I wanted to do on the beginning. They started charging me for a second phone that I DID NOT had. Send several certified letters with no response now they are charging me 1575 for services that I never received and for a number that I order disconnection 2 years ago. You will ask why I dont pay what I owe; simple I need that they clear that mess and not just credit a portion and keep harrasing me and my whole family. They even told my grandmother that she should go to her country if she didnt speak english. Guess what she IS in her country never been out of it and who cares she dont owe any money I was born and raised in US and US citizen (from PR). There is a limit of everything; if you owe money you should make arrangement of pay it but without being put as you are a monster...I had been trying to pay with no result. sadly


Submitted by on Thu, 03/18/2010 - 13:14

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I have been making payments to this company for several months. last month, I told the operator that I would not be able to make a payment for this month but that payment could resume next month. I got a call saying that I was a liar and that I have no choice but to pay or be dropped and my credit would be directly effected. At this point I have no way of paying and am now, according to them "screwed for the next 7 years because I can't handle my credit like a big boy" as stated by the "supervisor". I was also told "no" when I asked originally if I may speak to said "supervisor". it was only after repeated calls that was able to speak with one. then after being yelled at, threatened, and hung up on... that I called several more times and was able to get the name of the company.


Submitted by on Fri, 04/02/2010 - 08:47

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Quote:

Originally Posted by Anonymous
TO: Roberto Dominguez Delgado. I know you mean the best in what you say but it's simply not true. Is is okay for a collector to be nice? I would think so. We try to help people clear up the bill in our office and there is nothing wrong with that. We do not act as a debt consolidation company.
To Sandra Giarre: Piece of Advice... Stop trying to hide from your bills and you won't have to worry about them speaking with your mother. And by the way we are not customer service.
TO Enqua: By law they can not say the company name.


hoo boy.a few pieces of advice for you.

1)if a person asks for your co name by law you must give it.
2)save the pay your bills line jamoke.it is against the law to continuosly call a 3rd party.especially when you have their contact info.
3)you are somewhat right on the point that collections is not customer service,but not working with people like your bottomfeeder does is not collections either.it's a scam nothing more.

here's hoping this bottomfeeding wormslime is class actioned out of business.like mann bracken was.


Submitted by paulmergel on Fri, 04/02/2010 - 09:04

paulmergel

( Posts: 15514 | Credits: )


I just started working with this company a couple of weeks ago. I have found them to be more polite than any other collection agency who has contacted me, which was actually surprising. The main thing I don't like is that I have just set up my payments for the next few months electronically, and yet I have nothing in writing and no guarantees, which they have truthfully told me that they will not provide. Makes me very uneasy. I'm trying to be cautious while at the same time getting rid of my debt, and this is probably the cheapest route I have found (so far). I hope I have a positive story and will keep you posted. (as a side note, I only keep enough money in the account they will be pulling from to make the individual payment. I also plan on contacting my bank and making sure they don't allow any unauthorized transactions, as me and CCB have set up the exact dates on which they will pull the money out).


Submitted by on Wed, 04/28/2010 - 16:34

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Quote:

Originally Posted by Anonymous
Mike Wojack is a waste of life. I worked for CCB under him for 6 months. I quit after spending more than half of that time crying. HE will say anything he thinks is accurate or humorous (regardless of what a NORMAL person would think). He doesn't care about the FDCPA or any of the debtors. He should be fired and sued.
As far as people saying certain things about people who worked/work there: Some of the employees are assholes. Most of them, however, are poor and just trying to pay their own bills. A majority of the employees are middle-aged and under-educated or teenagers or 20-somethings that refuse to work in fast food. Unfortunately, the assholes are the ones who stick around and make all the money.


you are all so stupid to work for a company like this. these companies are the armpit of america. they will contact you even if you've never had a tmobile account and ask for 1123.20$ if only this was the old west! i made one of their employees cry, and i totally confused a supervisor named alex. they were so easy to play. i had one guy all tore up about being black. i aint even racist, and he was cryin. i love it. have fun with these people. give them hell back. i bet anything that dude quit that day after i made him cry.


Submitted by on Fri, 05/14/2010 - 00:57

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I had the unpleasent opportunity to contact this company. I received a voice message that I could not understand. It was garbles and could not hear the name of the person this outfit was looking for. When I called back using the number they left I reached a "MR. MARCUS". Mr. Marcus would not identify what company I reached. He would only say it was a "private company". He wanted me to give him information before he would say who I was giving information to. I DON'T THINK SO. I called a second time and asked for a manager. "BRIAN" picked up and when asked if he was the manager he said no and put me back on hold.

I then spoke with MILTON WHITFORD. He said he was a manager with a "private company". After an exchange he finally gave me the name of the company that called me and at first refused to identify itself. Mr. Marcus said there are state and federal rules they need to adhear to before they can discuss an account.

I asked him what Ill. or federal regulations prohibit the disclosure of a company name when asked by a caller. He then got defensive and start to say he wasn't going to discuss that any further.

ANY company that will not disclose who they are when they answer their business phone can't be all that up to speed. I am going to call the Ill. Attorney General's office to see what they can tell me. I will also contact the (if they have one) Ill. dept of banking and insurance. Then I am going to see who at the federal level I can contact.

All this just to find out it was probably a wrong number as my number was not in their system!


Submitted by on Fri, 05/14/2010 - 11:29

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