Collect America, CACV

Wow, a 4,000 sq. foot house? Dang. And Prada purses, double dang. And triple dang to 3 cars! Who on here is holding out? Come on..............

oh, sorry Steelers. That's me. Me and my 4,000 sq foot house, my 2 rottweilers, 4 jags, 2 hummers, bars on the windows and doors so the cops can't get in when they come to take me away for the drugs I sell.

:roll:

*yawn* huh? wazzatt? *blink* *blink*...ohhh, guess I was DREAMING again.

Now that I'm awake, let's talk about my 980 sq foot house, 2 bedrooms, one bath, 2 kids, 2 dogs (NOT Rottweilers, though they're cute as puppies), postage stamp sized back yard and 1990 - yes, that's 1-9-9-0 van that I drive, because that's what I can afford - and I PAID CASH FOR.

i just saw collect america did an inquiry on my credit report, yahoo-ed the name and found this link. i have to say its kind of scary, im 18 years old and got f-ed over by my FIRST CREDIT CARD company, i called them and said i will pay for what i used but im not paying all your bullshit charges so take them off, they said no so i said fu-k you im not paying a cent now. so i guess now im having to deal with collect america soon.

they dont have my phone number because i gave the credit card company a cell phone number i got rid of in november of last year.so yay for no harassing phone calls, because you dont want to hear what i would say to them!

With your 'your the idiots who didnt pay your bill' shit, one day in your lives or your child's someone will die, or get cancer, or loose there job and not be able to get a new one, and they will end up in debt, and then you will feel like shit, and i laugh and smile at that fact.

anyways what i want to know is are they really going to sue me for less than 500 dollars in debt? thatd be dumb because i know it costs way more than that just for attorneys fees and shit!lol and since i am 18 and have a part time job whilst in college id laugh if they tried to pull there bullshit on me hahaha.

well i hope you all end up OK and f-ck those collect america a**holes! peace ****

[color=Red]****Adult term removed - Jason[/color]

You should be ashamed to work for such scum. The only reason you think its funny is because you are an idiot. You write like an idiot and you can't even spell you stupid bone head. I wouldn't be proud of working for someone who bilks old people out their money. You all are a bunch of scum bags.

Yours Truly
Uncle Al

The message from Al is for DB Cooper. I am sure that the "D" stands for dumb.

Mr. Cooper,
You are the pathetic moron. By all means, go back to grammar school. I certainly hope you don't have a 4-year college education. You are stupid and ignorant. Learn how to spell (bankruptsy?) and use punctuation when/where needed. Pathetic morons fall on hard times. Let's hope this doesn't happen to you ($hithead). It's easy to be a threatening bully when on the other end of the telephone. Trust me, you wouldn't dare speak to me in a condescending tone in person. I'd slap your a$$ into the 2nd Tuesday of next week. Are you able to comprehend this?

CA has hired some lawyer with "Rennefield and Associates" to harass me. I owed 1,100 and sent in half of it at one time. Now they are threatening me for the other half, and it was only 2 wks ago that I sent the first half in. It's made me WAY behind on my house pmt, and I have GOT to catch up or else with the house. I need to get a better feel for these people...he acts like it's send it today or ELSE. I will send it, but I just can't do it all at one time. It was from a credit card.

Collect America moved to new offices.....so in your bankruptsy.....file...

Collect America
4340 S. Monaco
Denver, CO 80237

I just won my court case against CACV. They had no leg to stand on. CACV is a predatory or scanvenger debt collector that preys on the nieve consumer or they thought the consumer was nieve. Consumer's have lots of rights! There's lots of public information for consumers on how to defend yourself in case you get sued! CACV attacks without researching the accounts they buy. Their employees are incompetent and use all kinds of scared tactics to make you pay up. By incompetent, I mean they commit illegal acts of fraud and present the evidence to the local court thinking that their evidence is legit. If you have old paperwork kept somewhere about a credit card company sued for adjusting a fixed APR--you will win your case--guaranteed! CACV uses notaries from the State of Colorado that commit fraud. Be careful!! I am ready to fight again. :D

I just won my court case against CACV. They had no leg to stand on. CACV is a predatory or scanvenger debt collector that preys on the nieve consumer or they thought the consumer was nieve. Consumer's have lots of rights! There's lots of public information for consumers on how to defend yourself in case you get sued! CACV attacks without researching the accounts they buy. Their employees are incompetent and use all kinds of scared tactics to make you pay up. By incompetent, I mean they commit illegal acts of fraud and present the evidence to the local court thinking that their evidence is legit. If you have old paperwork kept somewhere about a credit card company sued for adjusting a fixed APR--you will win your case--guaranteed! CACV uses notaries from the State of Colorado that commit fraud. Be careful!! I am ready to fight again.

this is for mr. D.B. Cooper what a neme a bank robber
real nice. the points you make valid, but not all people do bad things. thing pop-up that out of uor control. we have other bills to pay also not just and i think a reasonable amount pre month can work better than being nasty to someone.

They are a debt buyer and they like to have their accounts worked on by Collection firms like John P Frye, CIR Law, Cambece Law, Bronson & Migliaccio, Etc...
They do file suit once in a great while but for the most part these companies are just collection firms masquerading as Law offices. I would not settle accounts with them for anything higher that 50%, and the later in the month you offer them the deal the better your chances for a deal. Watch out some of these guys are very rude and abrasive. Good luck.

First, Collect America's "lawyers" are franchisees of the CA company, they are basically collectors too, not lawyers hired by CA, but lawyer who are in cahoots with CA. I was in the same boat as these "debtors" due to ID theft. So yeah, to the stupid, amoral, hateful collectors who posted here that us "debtors" are so horrible, you are evil. Yeah, shame on me for being a victim and and having to spend the last 5 years in misery because of harassment from collectors, who are as much lowlife scum as the person who charged debt in my name. I hate people like you, you're liars and despicable slimy thieves. You are so much worse than you say these poor people who got in over their heads or had their ID stolen are. Maybe 10% of the people who are being harassed by evil scum collectors are in debt because of greed. I sincerely hope you end up the same position one day and waste years of your life and thousands of dollars trying to get out of an impossible situation, just like I did. Then you can see what it's like.

HEAR HEAR bridget,right on all counts.only problem is it will fall on deaf ears.they are evil.that being said it would be like asking them to look in the mirror.seeing as they can't cast a reflection it's pointless,but i agree with everything you've said.

To the person who was so rude with her response.The only person who would hire anyone with your nasty mouth is this company.Do your self a favor and seek help

To the person who was so rude with her response.The only person who would hire anyone with your nasty mouth is this company.Do your self a favor and seek help

To the person who was so rude with her response.The only person who would hire anyone with your nasty mouth is this company.Do your self a favor and seek help

To the person who was so rude with her response.The only person who would hire anyone with your nasty mouth is this company.Do your self a favor and seek help

To the person who was so rude with her response.The only person who would hire anyone with your nasty mouth is this company.Do your self a favor and seek help

To the person who was so rude with her response.The only person who would hire anyone with your nasty mouth is this company.Do your self a favor and seek help

To the person who was so rude with her response.The only person who would hire anyone with your nasty mouth is this company.Do your self a favor and seek help

This is not the time or the plce to be a jerk to everyone you are tring to collect on.You are luck you have a job to sit your fat ass in a chair and pretend your some bad ass pushing people who had jobs to pay for there debt ,now have lost there jobs to god knows what ,to give you there grocrey money and electric payments. By asking tham to make automatic drafts from there accounts they have gone into some other collections "that your office will get"they have to rob from peter to pay paul.Most of us were repsonsible when we got our credit,but it is hard to repay when the first thing to pay is our nessesities ,like food,water gas ,morgage or rent.It seams that your boss is a greedy m f while he is makeing a killing of of bought accounts.You shiould be ashamed of your self being dicks/bitches at the people that keep you wirkig .So in one sentence all I have to say is GO SRCEW OFF.

mmm mmm mmm that's the attitude and vocabulary that landed you in the hands of an atty to begin with- don't think maybe you should read your contractual agreement with the bank and see why this is now a problem which escalated to legal recovery??? so very sad to see how many do not realize we are the last stop, and when we call to offer remedy, most are afraid, but some are very nasty, and usually end the conversation with "do what you have to do". How sad that that makes US the cretens, when under the law, "doing what we have to do "after that conversation is file with the courts and send a process server to your home to enforce a contract which no one forced you to enter into to begin with! MOST people want to take care of business, but that handful that thinks it's ok to take from the banks and complain after the 180 days pass that you are in default , your reported as charged off- that's the handful I personally have no sympathy for.: and usually the ones making the most noise on these websites.

Quote:

Not all debtors are deadbeats who just don't feel like paying bills. Some of us lost our full-time jobs several years ago when the economy fell and are lucky if, even with college degrees, we can find temp work - you bottom feeding lowlife!!!

How sad for you, you moron, that you pretend to be a "lawyer" and can't even spell a third grade word like "cretin." Hah!! Where'd you get your so-called law degree, a Happy Meal box???

Why don't you go back to third grade and learn how to spell a simple word like "cretin"? Do you really think anyone would believe you work in a real law firm and maybe even have a a law degree? Where'd you get it from, McDonald's??