What should i do?

Date: Thu, 11/09/2006 - 07:39

Submitted by kisharedhot21
on Thu, 11/09/2006 - 07:39

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Total Replies: 5

does anyone know this number 732-231-6372? They called me at work Yesturday stating that I would be arrested if I didn't send them $650.00 the same day. When i said that I can't do that they said well your file will be down loaded today and that it will be sent out state wide. When I said I wouldn't be able to pay until the 17th they then dropped the payment to $550.00. Then He told me that he would try and present my case again to the original company to see if they would allow me to pay on the 17th and for me to call him back. So I called him back, when I called back he said that thewy would allow me to do that. He also said that the payment is now $535.00. He said that the call is being recorded and that I must call him every two days to let him know that I still agree to pay on the 17th. After the phone call I decided to research the comapny because I didn't feel right about the whole conversations. When I did that I found this website and some othe complaints against them, but I still don't know what I should do. Can someone help me quick?

Kish - did you read this thread: http://www.debtconsolidation

Kish - did you read this thread:

http://www.debtconsolidationcare.com/forums/adamant-ca-1.html

Should give you a good basis of what has happened to other members.

Threats of jail and arrest - standard words from many improper collectors. Threats like that violate the Fair Debt Collection Law. They are not allowed to make such threats. Main question: Has this company verified the debt with you via post mail? If not, stop in your tracks and don't send them one penny. They are required by law to send you written proof of the debt naming the creditor and the amount.

Trust your gut feeling. Call them back and ask them to mail you proof of the debt. If they refuse, go to the "Do it youself" section of this site to get a sample letter you can mail asking for debt validation. Until you know who it is and what you are paying for, don't send any money.

If I showed up on your door and demanded $500, would you give it to me? Well....I am kinda cute, BUT STILL.... :) No, you wouldn't. So be safe.

lrhall41

Submitted by jedijeff13 on Thu, 11/09/2006 - 08:29

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Okay, I will cll them back and ask them to send me a written doc

Okay, I will cll them back and ask them to send me a written doc. containg all of the info. and no they did not send me anything stating anything. So, I won't go to jail right? Also, if someone could get the address of this comapny for me it's called United Pay Services and the guy's name is Ron Collins.

lrhall41

Submitted by kisharedhot21 on Thu, 11/09/2006 - 08:50

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You won't go to jail. They have not done enough to prove the deb

You won't go to jail. They have not done enough to prove the debt to you, and that is a violation of the law.

And unless you filled out your registration wrong, Happy Birthday.

lrhall41

Submitted by jedijeff13 on Thu, 11/09/2006 - 09:13

( Posts: 1734 | Credits: )

Is United Pay Services affiliated with United Federal Bank? The

Is United Pay Services affiliated with United Federal Bank? The phone number (732-231-6372) belongs to them. I will be very careful with United Federal bank because they often use scary tactics in their collections.

lrhall41

Submitted by weeswie on Thu, 11/09/2006 - 12:07

( Posts: 382 | Credits: )

Based on the posts in the other threads, I figured that sending

Based on the posts in the other threads, I figured that sending a cease and desist letter to this company will be your perfect move. If you know the original company for whom they are collecting, try your payment arrangements with them. They will be a lot easier.

lrhall41

Submitted by aciotsf on Thu, 11/09/2006 - 12:10

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