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Palisades....Again

Date: Wed, 02/14/2007 - 04:15

Submitted by ltait3
on Wed, 02/14/2007 - 04:15

Posts: 28 Credits: [Donate]

Total Replies: 4


I got an alert from Experian that potential negative information was being put on my credit report. This isn't something new but I figured i'd check it. Well its Palisades. I know I owe this debt but it is currently being handled through Erskin & Fleisher since I let it go so far and I am paying them on time every month with a payment plan I set up with them. Palisades is still reporting to the agencies that I am not paying on time. What do I need to do to make them stop. From what I can see from Erskin & Fleisher they are not reporting to Experian.


Have you verified if Erskin & Fleisher is doing the collections for Palisades? There are chances that the law office is doing this collection on behalf of Palisades.

You need to call Erskin & Fleisher and get your account status. Keep proof of your previous payments in hand, just in case any dispute arises later.


lrhall41

Submitted by mcranberra on Wed, 02/14/2007 - 12:52

( Posts: 524 | Credits: )


Even though you are making great payments,they are still allowed to put negative information on report as long as its accurate. By that I mean all lines on tradeline are correct. Read up on the Fair Credit reporting act at www.ftc.gov. If the tradeline is indeed full of errors,do a dispute with credit bureaus.


lrhall41

Submitted by cajunbulldog on Thu, 02/15/2007 - 04:49

( Posts: 4850 | Credits: )