Debtconsolidationcare.com - the USA consumer forum

can bass and associates really send me to jail

Date: Wed, 02/14/2007 - 09:17

Submitted by gmkj05
on Wed, 02/14/2007 - 09:17

Posts: 3 Credits: [Donate]

Total Replies: 18


I received a call stating I was going to be charged with worthless check, thief, bank fraud, then he said I could settle out of court if I pay 1230.00 by western union. Can they really do that?. I think it was for the companies arrowhead and B&L Mkt.


Quote:

They aren't supposed to do that are they?

No, they aren't. Per the FDCPA:

May a debt collector contact anyone else about your debt?
If you have an attorney, the debt collector must contact the attorney, rather than you. If you do not have an attorney, a collector may contact other people, but only to find out where you live, what your phone number is, and where you work. Collectors usually are prohibited from contacting such third parties more than once. In most cases, the collector may not tell anyone other than you and your attorney that you owe money.

http://www.ftc.gov/bcp/conline/pubs/credit/fdc.htm


lrhall41

Submitted by jedijeff13 on Wed, 02/14/2007 - 11:24

( Posts: 1734 | Credits: )


It's all par for the course. They rely on the fact that the majority of people aren't educated on the legal do's and dont's, and they feed on it. I was scared out my ass, until I found this forum. Now I'm not afraid of them, I can rest at nites.. because I'm learning how to fight back.


lrhall41

Submitted by flow1461 on Wed, 02/14/2007 - 11:47

( Posts: 49 | Credits: )


Just asking, when someone is sent to jail, do they have laptops and internet connections there?

If there is any truth in what Bass & Associates is actually saying, almost everyone they called till now would have been in jail.

gmkj05, read everywhere in this forum, you will not find a single person saying that the collection company is real. However, this doesn't mean that you shed off the responsibilities towards your debts. Make arrangements with the original company and get the accounts marked "paid".


lrhall41

Submitted by PassionHunting on Wed, 02/14/2007 - 12:04

( Posts: 512 | Credits: )


Also, your friend can send them a cease & desist letter requesting that they no longer contact her via telephone or otherwise to discuss a debt that is not hers. Send the letter via certified mail/return receipt requested, and tell her to keep a log of any further communication that Bass & Associates initiates after she knows they have received her letter. Every time they contact her if future, if they continue to do so, is a violation of the fdcpa regulations, and she can file complaints and be awarded up to $1,000 for each offense.


lrhall41

Submitted by Tiffany99 on Wed, 02/14/2007 - 12:48

( Posts: 1058 | Credits: )


No, No and in a word NOOOOO!!!!!!!! They CAN NOT DO THIS!!!!!!! I think we need to start a support group on this website for everyone who's been screwed over by this despicable company!!!!
I do agree with the poster who said that you must pay the original debt. That is the correct and moral thing to do--however pay the principal with an interest rate that is legal in your state. I would not be surprised if this company tries to get you to pay something outrageous, like $1000 for an orginal debt of $300.
Trust me, that money would go right into the owners' pockets, so they could get richer on your back!


lrhall41

Submitted by kscornell on Wed, 02/14/2007 - 19:16

( Posts: 4407 | Credits: )


I wonder if any of their people actually know this board exists or watch the posts here like some other companies do. These threats are getting old by them and their DBA's. Also, file a complaint with the FTC, The BBB, The Florida Attorney General, and the Attorney General in your state. Make them validate the debt, which they will probably refuse. I know their address is on this forum because I have posted it on more than one occassion. I believe they are under investigation in the state of Floria from what I've read.


lrhall41

Submitted by Cow & Chicken on Thu, 02/15/2007 - 04:31

( Posts: 3571 | Credits: )


We'll have to have someone try that sometime, Mishele....lol...just to see what they do. When they say someone's being "downloaded", have them respond, "oh, ok - well just to let you know, I've already contacted the county authorities, since you've called me before, and they assure me that YOU are being downloaded to YOUR county, and should expect about 40 people at your door in the next five minutes to "process" YOU!"

:lol:


lrhall41

Submitted by SUEBEEHONEY70 on Thu, 02/15/2007 - 09:37

( Posts: 4583 | Credits: )


thank you, pinklady - I forgot that part! :lol:

just to make it better, tell them they only have until 2pm - especially if they call around 1:30 pm - that's their favorite time to quote.

If you really want to freak them out, tell them something very close to the truth - that you've already checked with your local authorities, that you KNOW there's no warrant being "downloaded", that no one is going to "process" you, let alone 40 people arriving at your door within 5 minutes (another of their favorites), and that you have, in fact, filed complaints against THEM with your local, state, and federal authorities regarding their illegal collection activities and threats, and their blatant violations of the fdcpa.

Tell them to put THAT in their pipe and smoke it.


lrhall41

Submitted by SUEBEEHONEY70 on Thu, 02/15/2007 - 09:55

( Posts: 4583 | Credits: )