LVNV Funding showing in my credit report

They are debt collectors. Find address and send a debt validation letter to them certified return receipt.Search on our forum for letter and their address.

Write a letter disputing on the item with the credit bureau and make them verify the information with LVNV Funding. You should get more information before working out any arrangements with LVNV Funding. Start making calls to the collector and inquire about the item. If this is an unauthorized reporting, it must be removed from your credit copy because of your scores getting negatively hurt.

Welcome to the Forums :D I have been dealing with LVNV for over a year trying to get debt validation. They have many companies under their umbrella, and none are pleasant to talk too! Make sure this is or isn't your debt first, and then do the DV letter, but don't expect them to validate, just will pass it on to another of their agencies. Try to do all communication by mail, they break all kinds of violations also. Good Luck! Karen

Same thing recently happened w/ me. sent the a dv letter CMRR to the umbrella company:
Resurgent Capital Svcs
LVNV
15 South Main St Ste 600
Greenville, SC 29601

received letter back stating they do not have any record of an account under my name & would request removal from all three CRA, checked CRA today and presto it's gone. Uhmmmmm, thanks for the heads up on them passing the accounts to another of their companies Bossy. I just received a call from Merchants Credit Guild this morning wanting me to verify my SSN (which I never do!), so they would not give any further info to me. I have never had a call from them before this morning, so I'm firing off a letter to them now. From my research this morning they are owned by the same company as LVNV.

also, I would only communicate to LVNV thru CMRR ( Certified Mail Return Receipt. They will not speak w/ u unless you verify name, address, ssn, phone #, employment, 1st born, blood type, etc. I tried calling just to get the mailing address and was told it was "required by law" that I had to give all this info? and if I didn't want to "handle my finances like an adult, not to waste her time". WHAT? And all I wanted was an address so I could find out if this was really my account.

You are right Butterfly- LVNV or their many companis are really nasty to talk to!! I've talked to everyone at least once, and that was enough!! They are well know for breaking all sorts of regulations too..KAren

what is a dv letter- i have lvnv on my credit report also?

It's a debt validation letter. You can find it in the do it yourself section on this forum and write it in a way it applies to your situation.
Good Luck,
Ang