Collection Agency giving out personal info - next step?

Date: Sun, 03/04/2007 - 10:43

Submitted by rennyn
on Sun, 03/04/2007 - 10:43

Posts: 7 Credits: [Donate]

Total Replies: 2

A collection agency trying to get in touch with me called my parent's house where I lived some years ago. My mother answered, the collection agency stated who they were and that they were trying to get in touch with me, my mother identified herself as my parent and said I didn't live there anymore and haven't for a while. The collection agency then went on to tell her they were pursuing a debt, and then went on to give her other personal details such as who the original creditor was, how much was owed, how late the payments were, etc.

I know this is a direct violation of the fdcpa 805(b), so what is my next step, if any? Obviously there's no proof, so in court it would be me and my mother's word vs their's. Is it worth it to do this or should I just go to my state Attorney General or what?

Thanks guys, you have been a big help so far.

I am not a lawyer, and this is not legal advice. I doubt that

I am not a lawyer, and this is not legal advice.

I doubt that you'd be able to win a lawsuit without harder evidence, but filing formal complaints with the appropriate bodies (including, as you say, the Attorney General) is a good idea. If this was just a one-time thing, there may not be anything else you can do about it, but if they contact your mother again, it would probably be worth recording the phone call -- after checking the recording laws in your state, of course -- and recording the conversation.

lrhall41

Submitted by Debt Padawan on Sun, 03/04/2007 - 11:23

( Posts: 89 | Credits: )

This is definately a violation but as stated not really enough t

This is definately a violation but as stated not really enough to take to court.You could send a sternly worded letter to their registered agent regading law violation and that they may wish to pay you off then take a chance on court. This is basically a bluff unless you're willing to sue. To find their registered agent,look up secretary of state website in their headquarters state.

lrhall41

Submitted by cajunbulldog on Sun, 03/04/2007 - 11:28

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