wait for the DV letter..
Date: Sat, 03/17/2007 - 14:09
There is nothing on my credit report regarding this debt.I know that I do not have or never had a Capiltol One credit card and according to the agents statement, the debt has not had any activity since 1994. All of you know i could not go 13 years playing dodge ball with capitol one. Capitol one would have a judgement and garnished my wages years ago if I had this account. This whole thing is ludicrous.
The debt is out of SOL rather it to be considered a Written contract or an Open account.
I'm not going to loose sleep and worry about this, nor will I allow this CA to trick me into accepting it. A cease communication letter to my understanding, pretty much tells them to take a hike and stop trying to trick me into someones debt, am I correct?
Thanks in advance.
Send them a full cease and desist and tell them to bugger off.Fi
Send them a full cease and desist and tell them to bugger off.Find some other sap to bother cause you have had it. Send certified return receipt.
A collector must not make any collection attempts until the debt
A collector must not make any collection attempts until the debt is completely validated on request of the consumer, legally. When you send C&D letter to one CA, they usually pass the file to some other collection company who will again start calling for the same purpose. I don't know what one should do, especially when it is not their debt. However, be sure to monitor your credit report regularly. You don't want to have your credit tarnished just because of this unproven debt.
Maybe you could try this: In your cease and desist letter, tell
Maybe you could try this: In your cease and desist letter, tell them: You are on notice that this is not my debt. This dispute and cease and desiste letter is effective as to your agents and assigns. You are directed to notify any assign that this debt is disputed in its entirety. If you do not do so, I will notify any new owner of this debt by copy of this letter. Then you can explain how you committed fraud in selling this fraudulent account to them without disclosing the facts of the dispute.
Worked for me once before I was a lawyer.
Thank you so much TexasLawyer, I will do this, I like the wordin
Thank you so much TexasLawyer, I will do this, I like the wording on this and every little bit helps. Once again thanks !
