Are these violations

I'd contact an attorney. Although it is a violation of the FDCPA to call you at work after telling them not to, you might have a hard time proving this happened. However, sounds like you could prove 3rd party disclosure, which is a clear violation. Not exactly sure how the FTC works with regards to debt collectors and fines, but an attorney could get you money, and possibly your debt zeroed out. Look up naca.net to find an attorney in your area.

When I was collecting, we were taught to exercise extra caution when dealing with military folk. With any luck, you could sue the collector personally. I certainly hope so.

Wow, that is unreal, I would defineatly call an attorney and sue their butts. Some of them are so nice when they are lending, but total jerks when you default, they treat you like trash.

Laws that just went into effect this January, along with the existing Serviceman Civil Relief Act, will say that debt collectors are not permitted to contact the military chain of command in an attempt to collect your debt. They also cannot make useless threats that they cannnot enforce (taking away your clearance). Disclosing your debt info to a third party is also a no-no.

Three strikes, and they're out. You should contact an attorney that specializes in fdcpa litigation. at $1000 per violation, you could easily sue them for $3000 plus costs.

PS I forgot about them calling after you told them not to. If you can prove you told them not to call your work, that's another $1000.

A good resource to find more info on suing them for fdcpa violations is budhibbs.com. He's a very stong advocate for consumer's rights, and has a link to a site where you can do a search for a good attorney who specializes in FDCPA violations. It can search by your city and state. I hope this helps. SOunds like you might have a good case. Take those bottom feeders DOWN! :)

I need to correct myself. When I posted earlier I was at home, and I keep a file on our laws in my desk at work. -- I had remembered reading before that one of the new laws passed this year specifically forbade contacting the military chain of command. My recollect told me it was a federal law, and that is why I posted my above comment.

When I went to work, I found that the State of Illinois passed a new law that went into effect in January. The law applies to any consumer installment loan over 36% which is secured by a post-dated check or wage assigment (ie payday loan), and states that the lender may not contact the military chain of command in attempt to collect on the debt. Again, this is a state law not Federal.

I am sorry for the confusion. But even though it may not be a direct violation to contact your superiors, it would still violate the fdcpa if they disclosed information about the debt to your superiors.

You've still got three FDCPA violations against them, if you can prove: 1) they disclosed information about your debt to a third party, 2) they made false threats against you that they cannot enforce, 3) they called your place of employment after you instructed them not to.

Debtcruncher,
I am not 100% certain,but I do think Op has additional remedies that may assist them regarding the Service rules (Federal).

I'm dealing with a case that is very similar in that they threaten to call CO's and threaten the loss of a security clearance. I would recommend getting an attorney.