CRS Phone call

I would contact the original bank, to get the real facts on what happened with your bank account. If it was not closed properly, I am assuming that the account was hit was all sorts of fees. If the account was improperly closed on their side, then they should fix it. They have the ability to reverse all bank fees.

I would also send a cease communication letter to the collection agency ASAP! Let them know you are going to handle this matter directly with the bank. Make sure you mail it certified return receipt.

Good luck!

JC-If this is now sitting with a collection agency, slap them with a debt validation letter ASAP!!! They have to cease collection activity once you send them a debt validation letter and this will allow you your rights to see what happened with the account.

You can contact the bank, thts fine, but in order to follow the fdcpa, which governs the collection agency, send the debt validation letter.

If the bank has no information on the account it would be because it is so old they have purged it from their systems. Meaning that the collection agency would not be able to obtain proper validation, thusly they could not collect on it.

Hi Everyone,

Recently I got a note from Credit report that I need to pay something to a CRS debt collection. I would like to pay it but I even can not find out what is CRS and how I can contact them. Is there any one knows their contact information? Thanks a million.

Capital Recovery Services (CRS)
10340 Democracy Lane
Fairfax, Virginia 22030
Phone: (800) 848-8191
Phone: (800) 282-8211
Fax: (703) 934-6460

Ok......one of the above posts had said, something to the affect that 'if the bank account was no longer in the 'sysytem' that the CA couldn't possibly get information on it' ( paraphrasing this, of couse..). Does THIS 'rule' ALSO go for debts that are SOO old, a CA couldn't get info on it, when they claim they did?

If the CA was working for the OC or a first tier debt buyer then the info likely exists in both hard copies and electronic. The hard copies are in a million sqft warehouse and might take a year to retrieve but they do exist. Once you get to the second and third tier JDB's and beyond, their access to the documentation starts to disappear.

Bill Collector.....you need to get your head out of your butt. Most people are in debt right now due to the economy....they can barely meet their basic needs let alone settling debts. So sick your head back into your cubbie and make your calls....with an attitude like yours you cannot be a very good collector.

they just called me and did the same thing saying that i intentionally tried to get a payday loan and were going to take me to court and sue me...they never even wanted to do a payment plan with me which was weird...so i told her to take me to court.

The company CRS has tried there luck with some many people via text, phone calls etc and from all the messages i've read on "whocallsme" they all appear to be scams. They obvious got my phone number from someone who sold it on (t-mobile etc) didn't have the correct name or address but were still sending text saying Donald was going to visit me. I have never had a single debt, don't answer any numbers i don't regonise anymore, never been left a voicemail and haven't had anything happen

hi i had made a payment to crs and never got a letter like i was told that they would send me stating that the account was paid in full. now i am fighting with another company because they say that i still owe this money. i am looking for crs in buffalo new jersey. would anyone know that number cause i googled it but can not find the number

hi i have just had a text off crs saying they will be coming to my premises in the next 48 hrs i dont know what its for or anything the name is donald is this a scam?

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I got a auto message from these clowns saying they were collecting money for some passed debt. I did a phone number search on whocallsme and found the following posting --

"I just received a call from another person claiming they had received a fax from this number claiming they were trying to serve me papers to appear in court. I asked the guy who called the name of his company and/or organization and he simply stated he worked for himself.
I called my attorney and he said that this was NOT the legal way to serve a summons and that it was most likely a SCAM."

Don't dignify them with a response. BTW, my credit rating is 825 and I have never missed a payment in my life.

I got a call from a 1-877-431-6840 and they are calling themselves CRS but when I asked the lady what that stood for she said " Charles, Robertson and something"? Like it was some law firm or something. Anyway, I think its B.S. and it may be this company that y'all are talking about called "Capital Recovery Services". This is over a payday loan from ACE Cash which are located in alot of states. They threaten to send a "summons" out to my wife's work. Any help or any knowledge would be appreciated, Thanks!

I received a call too from CRS and asked them what the debt was concerning. They informed me that it was from a credit card I had back in 2000. However I've never had a major credit card ever and then they told me I was lying and they could see my credit report and that I was just avoiding it..I told them if I had that debt why would I answer the call. So the first rep hung up and I called back wanting to know more bout this phantom credit card I had but no one could give me info. So a manager told me if I called back again I would be harassing them. Where can I obtain the info for this credit card or would I be better off disputing it??? I dont know what to do

You should not ever give those kind of callers any information. They are usually a scam or an expired debt that cant be collected on. Require they give you the original debtors name and contact them instead.

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Also got a call from "CRS" saying it was a 24 hour courtesy call that I was going to be served for some major liability lawsuit....? It was an automated message that left a claim number and told me to contact my legal counsel and call them back. I'm a SAHM, have never been involved in any accident, and my debt is very small. I just got this cell number and stupidly signed up for a ringtone thingy. Lesson learned. I'm sure that is where they got my number. The number was 877-966-0656 I also got another spam call from a different number, they didn't leave any messages, but are also listed online as a spam caller.

I just filed a formal complaint with the FTC. I received a call from this number. It was automated and it said they were giving me 24 hour courtesy notice that I was going to be served for a major liability case and gave me a case number. I did not call the number back as it was highly suspicious - phishing I assume. I have read a couple other reports of the same thing online. One person said that a foreign sounding woman asked him for his social security number. The phone number that called me was 877-965-0656 but I have also seen this in other countries/from other numbers. The company claims to be CRS - there are over a dozen companies with these initials but I can't find one that handles major liability cases. I also stupidly entered my cell number on a ringtone website and voila the telemarketing begins. And I know better too! Shame on me.

someone by victora light is calling people that you don't even know anymore she tells them that you used her as a reference that was a lie and that are taking me to court so i know this company is a liar i'm going to find her and let her know i'm going to file a law suit her and the company for false info beware THIS IS FROM CSR COLLECTION AGENCY THEY TELL YOU THEY ARE A LAW FIRM THEIR NOT THEIR IS LAWS ON HOW THEY CAN CONTACT YOU AND FRIENDS AND FAMILY TAPE EVERYTHING THEY CALL IN ON SHE SAID SHE WAS GOING TO COME TO MY HOUSE AND WORK THAT IS AGAINIST THE LAW I GUESS THESE COLLECTIONS AGENCY WANT TO BE SUIT MORE AND MORE

someone continues to call my wife's job threating her with court subpoena i've asked this guy to send something in the mail but they refuse to give their address. they only want my banking info. How can i stop the phone calls to my wife job. im not comfortable giving out my banking info over the phone. thanks

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I have also recv'd a call from CRS on Friday threatening to add fees and interest that will increase the debt from 2087 to 5800 and they will garnish my pay if not paid in full on Tuesday (3 days later) They had a copy of my credit card and were trying hard to get me to put the debt on my Sears card which they said had a 3000 avail balance. This is crazy!! The guy, or girl?? was extremely rude and would not allow me to speak with a manager. The debt is in deispute, my GAP coverage did not pay the difference between what was owed and what the vehicle was worth, more crap!

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We have also been getting threatening phone calls from CRS stating that they are sending someone to my husband's work with a summons. I asked them for a fax number or a mailing address to be able to request debt validation on the alleged debt and they told me that they did not have a fax machine, but would not give out an address either. I asked them if they were licensed in my state to conduct business and they told me they were, they also told me that the original creditor was licensed in my state, but refused to provide me with a licensing number for either one of the businesses. Each time I requested a piece of information they put me on hold and sent me to a new person, the last one being a Robert Blackburn or Blackwell who stated that he was the head of the legal department. They orginally told me that they were going to sue me for breech of contract and intento do defraud them. I asked if that was criminal charges and they said no civil. I told him I wanted to request debt validation and he told me he could give it to me verbally over the phone. I told him that I wanted the information in writing, however he still refused to provide any contact info. I paid to try and find their mailing address, but they do not have any information listed other than company name. I have been unable to locate them on the internet. The more I look the more I think they are totally illegal in their practices. The number that they called from was 1-888-491-7044 so if anyone has an address or email address for these folks I would appreciate it.

This CRS have not contacted me but contacted my mother in another state saying that they had an active summons for me nd that Jeff Smith was his name and he was a process surver to call the legal department and then they would contact him when the debt was paid. I called the guy he told me I had made fradulent internet transactions and he had my IP address. Some company called Bermuda something what should I do.I did not want to verify any info over the phone. I live in florida any suggestions

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My cousin's wife recieved a call from CRS 1-877-395-4520, a woman asking my relationship with him, because I supposedly used him as a reference, which i've never done, considering we arent even close. but I NEVER knew his house number, I dont even have his cell numbers... They stated that the call was regarding a "bad check". It's interesting, everything I pay I pay online or my debit card, and the only checks I use are those for my Rent, and I have not recieved any type of notice from my manager. As a matter of fact I'm still living here. I have tried calling the number MULTIPLE times to figure out what this is about and not once have I been able to talk to somebody. I dont know what I should do. I dont want them calling random family memebers but I also have no idea what this is regarding. Any suggestions?

read my post above yours.do exactly the same things.this is a dirty bottomfeeding piece of garbage that should be reported,not paid.

It is important for NC residents to know their debt collection rights. Just about an hour ago a "Ms. Reed" called me trying to collect on a payday loan debt. She immediately threathened me with a summons to court and a lawsuit (!st law broken). Then she attacked my character and stated that I had no intention on paying the debt (2nd law broken). Then she became irate and insisted on coming to my job to issue this "summons" to court (3rd law broken). She ranted about not being a debt collection agency but stated that the original debt holder forward the debt to their company after 14 days ( what company tries to collect a debt and gives up that easily?). After explaining to her that I will not speak to this company again without legal representation, she then forwarded my call to a legal counselor on staff. I did not get his name but after repeating myself to him, he then stated that he wished my luck in court. Approximately 15 minutes later, a lady by the name of Jackie Miller called trying a more gentler approach and I once again repeated myself to her. I expressed that I will be contacted a lawyer and she stated that she will be bringing a sheriff to my office to embarass me unless I made a payment arrangement. I told her that CRS can do whatever they feel they need to do and she hung up. Unknown to me at the same time my manager was on the phone at the same time with "Ms. Reed" who told her that she had all of my management information and would be contacting them. She asked my manager if it was necessary to bring a sheriff to the location to deliver the summons. My manager asked if it was a warrant for an arrest and she said no a summons to court for a lawsuit ( I do believe it is illegal for a debt collector to discuss a debt with anyone but the debtor?) Anyway when she was getting no where with my manager she got angry and hung up the phone. This CRS company are predators and are preying on people who are unaware of their rights. There tactics are in direct violation of my state laws and I will be contacting the State Attorney's office on this one. The phone number they called from is 1-877-395-4520.

My boyfriend has the same problem. When I ask to speak to HR to confirm that this is a real company she says she is the owner. They also said he owed for a loan from ACE. So far I have not had much luck. However he has never taken out a payday loan in his life so its either a scam or fraud. The strange thing is they had a past address of ares yet the wrong SS number. Let me know if you hear anything.

I just called the number I was left. Automated service announcing "CRS" I didn't have an extension so I did as I was told and dialed zero. I had my paper & pen in hand ready to write down the address and full complete name of the company so I can send them DV and C&D letters. After dialing zero I got one ring and then silence. No one answered, call was not terminated, just silence. If they were truly legit would they not answer calls?

Yes - i keep getting calls from a Jason Alexander representing CRS - says he has a court summons for me - gives bogus financial institution info and has called my employer as well as my ex. These people are scam artists - I have contacted an attorney -

I have been Getting calls from CRS and Accociates , telling me that they are a law firm representing my debtor and that if i don't make a payment by noon today they are going to Garnish my wages. i asked them to mail me proof of the debt and she said that this is already on the " Docet" and that they will serve me with a summons at work within the next few hrs if i dont make payment arragements. is this legal in OHIO ?? she even went so far as to tell me that i am not a man of my word !

no in fact nobody can do that that fast.they are a lying bottomfeeder.first file a police report as they broke the law with that threat.then either use their name,or phone number to file AG,AND FTC complaints.then ignore them as nothing they say they can,or will do.a waste of your time to talk to them as they are looking for someone to argue with.don't give them the time of day.

I too got a call from this CRS and they threatened to send someone out to serve me with a summons at either my job or my home. They told my coworker that they would be there within an hour. So I waited for them. 4 hours pased and nobody shows, My wife is a paralegal and says that they can't serve me a summons like that without disclosing who the debtors are. They also said I had not 1, but 6 cases filed against me but wouldn't give me a name. I called back again and got a recording. These people are crazy or dumb one. One guy actually threatened my wife with arresting her and then taking her to his house and raping her. How do I stop these calls to my job and my home not to mention mine and my wifes cell phones. How do they get your information? Somebody help me this is nerve racking. I let my boss listen to one of the messages and she was shocked at what she heard. Any suggestions are good suggestions to me right now.

EUREKA! I finally hunted down the name and address of the bastards going by the acronym CRS - It is Cohne, Rappaport and Segal Their address is 257 East 200 South Suite 700 Salt Lake City, Utah 84111. (that's right - nice jewish boys living in Morman town). Number 801-532-2666 They have been harrassing me for MONTHS over a debt I do not owe, using the same tatics outlined here. If you have suffered at the hands of this vile firm, please report them to the FED and your state attorney general for their MULTIPLE violations of the FDCRA - there are sample letters online for reporting them. I have been trying for months to track these scumbags down...if they have abused you, please call them and the FED today!

This guy i just got off the phone with got irate as soon as i refused to give him my email address... started quoting my references on the alleged account and said they would ne in trouble too for "co-applying" on the loan... i kept laughing him off and saying he was a scam and the debt was paid years ago before I bought my house to which he replied "thats the last thing you ever want to tell me, youre a homeowner... now im coming for your house... Remember VCS and associates that was after you before? Thats us! Be a man for once is your pathetic life and pay your bills" I told him come and get me, im a disabled vet with enough guns and ammo living on an acreage to make his grandmother shit her pants. He said ok we'll be there tomorrow, fucker! and hung up. i love pissin these guys off once i figure them out

So just to clarify... THESE GUYS ARE THE OLD VCS AND ASSOCIATES... just an amway style name shift

So i called the guy back and asked him for the mailing address so i can send a cease and desist letter.. he just gave me po box 711 "and thats all you need to know, youll get our letter before you can get to the post office" so whats the city and state?? and he hung up

so i called him back, and this time his voice was very shaken and he just said if i call him again he will report me to the local authorities for harassment. "whats your city and state"... call me again and ill call the police. Go get a job you fuckin loser

I should call him back, apparantly hes the only one answering the phone today. I love contributing to a bill collector's nervous breakdown in progress :)

ihave a crs calling about a provident bank that iam supposed to owe. the visa card was a prepaid card and never knew i could use for anything else. 3 nyears into space they called and wanted to collect ,lady was nice told me to send certified letter to an address in altanta, which i did , and 13 years later some nut is trying to collect 800.00 for something. i am going to turn them into the bbb for harsement to an elderly person on social security. wish me luck

Its a scam - they get you to call the number on the text and it is a premium line number listening to a load of waffle for ten minutes. My mate got the text about a debt and the need to contact them urgently and so he thought he had better call them to tell them they had the wrong guy but ended up with a ??4 phone bill. If they send out 1000 texts a day and half of the people call back thats a couple of grand a day for doing very little. Once he realised he didn't answer the texts or call again and eventually the texts stopped coming.

Last year I received a call from this same place saying I owe approximately 2000 to a credit card that I never had. I told them to send me some documentation so that I can research it. They ended up telling me that they would just have the sheriff show up at my house. I told them to go ahead and Id have coffee and brownies waiting for them. Nothing ever happened.

TODAY I get another call from them saying I owe this money and that they have a hard time believing that I dont remember a debt I had years ago. They said I opened a card in 1991 and stopped paying in 2003 (8 years ago). I told them I request documentation and the guy was yelling at me telling me that he deals with people like me all the time and he finds it hard to believe that I dont know anything about this debt.

I have no problem telling these people off but what really got me worried is that the dude read me my social security number and birth date over the phone so regardless if I owe anything or not (and I dont, I dont even have credit cards), they have my info.

They are preying on people and I hope they call again so I can record the threats.

My ref no deleted I been getting text messages from a person name Sarah. Tell deleted I need to find who it is keeps giving me text me? as don't have enough credit on my phone, as I am unemployed and my benefits as been stopped. Or can the person ring me on deleted A.S.P. Please.

we are not the person/place you seek.we are a community to help people with debt.i deleted all personal info for your safety.pm

They have called my home and left threatening messages . I have requested paper work they are refusing to send it. Then today they said we are coming after you tomorrow. lol
Really

I have CRS calling me and a man said on my answering machine that there is a complaint against me and the going to garnish my wages. I have less than nothing. I dont even have enough to pay a bankruptcy lawyer.

chances are you are dealing with them from Texas - the have a habit of spoofing caller id to make it look like it came from Buffalo.

:p

hi....
i get calls from crs the number dos not show on my phone how can i go to lawyer when i not have the phone nr..... they call about 4 times a day 6 days a weak.......

I received a call from a lady by the name of Brittney Bush, from CRS. The call came in as a private number. I told her I needed verification of what the debt is and she refused to give me any information. So, I told her to stop calling me. She laughed and said "This is awesome, huh". I asked for her number she said "no". She said she gave me the company name and that was it. I asked to speak with a supervisor and she laughed at me. What can I do to stop this???
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