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Dealing with Collection Agencies.

Date: Wed, 05/21/2008 - 08:29

Submitted by anonymous
on Wed, 05/21/2008 - 08:29

Posts: 202330 Credits: [Donate]

Total Replies: 8


I had an old outstanding medical bill that had gone to collection. I was paying them monthly and then after a couple years, requested a statement of account. I had never received one before, detailing my payments and balances. They did not reply. I wrote again, they did not reply. I had kept paying. After a while, I called them, they did not give me a person to speak to, only voice mail. No one called me back. I thought perhaps the debt was paid since I received no calls or correspondence whatsoever. I stopped paying. I had not heard from them in over a year. Now, today, our payroll person at my company pulls me aside to tell me that she received a questionairre they want to garnish my salary. I don't understand this, and I don't know what to do. I have not heard from them in over a year and it was me who was trying to get a statement of account and balance from them to which they never responded. I'm confused and upset and they aren't returning any of my calls today either.


This is Rubin and Rothman, LLC. When I pulled them up on the net today to see the phone number, I saw instead tons of complaints about how horrible they are. Thank you very much for your advice. I am so upset right now I can't begin to express myself as clearly as I would like.


lrhall41

Submitted by on Wed, 05/21/2008 - 08:39

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The document my employer received was a subpoena for information regarding my employment which came in regular mail and I'm not sure it is a real subpoena. Again, I did not receive any information from this credit company myself in over a year now, and I have not moved or changed address in any way since I did have contact with them on a regular basis several years ago.

My employer is wondering if they are required to respond to this and how should they proceed


lrhall41

Submitted by on Wed, 05/21/2008 - 10:29

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I was reading about them and it is still unclear to me if they are a law firm or a collection agency. Whatever, they are ruthless and illl mannered and will stop at nothing. My advice to you is to get an attorney if you can possibly afford one. It is better to pay your attorney then to pay there legal fees on top otf the amount owed. I know this is not what you would like hear but looking at their history an attorney would be your safe guard. They would probably run and hide if you even referred them to one. They work on intimidation!


lrhall41

Submitted by Frogpatch on Wed, 05/21/2008 - 11:20

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Frog,you are my angel today that's for sure ! I've been reading and I'm a little more together than when I first posted. Your information has been very helpful. I am going to call the local LRS attourney as soon as I leave work here today. I found a letter on the net that is useful to inquire about the balance and the status of my account. I've also considered that if they are doing this, they might try and freeze my bank accounts so I am informing them in advance that they cannot do so because I receive Social Security survivor benefits on behalf of my son after the death of my husband on that account. I don't think I would qualify for a Legal Aid attourney but I have inquired in case that somehow I'm mistaken.

In the middle of all this I'm trying to actually work and 'be normal'.

Thank you again, and thanks to everyone who has kept this board working for those of us who are clueless on these things.


lrhall41

Submitted by on Wed, 05/21/2008 - 12:20

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