Default judgment dropped by judge's initiative

Arrow Financial Services
5996 W. Touhy Avenue
Niles, Illinois 60714
Phone: 847-557-1100
Fax: 847- 647-9526 (Be sure to include account #)
Web Address: www.arrow-financial.com
HEAD DEBT COLLECTORS:
Jack Lavin, CEO & President
Brian Cutler, VP & CTO
Steven Wilanski, Legal Counsel


Jury Orders Arrow Financial

to Pay Consumer $100,000.00

Arrow is hard to gauge these days. They slip in and out of our list of America's Worst Agencies and from one day to the next, you don't know what type of agency you'll be encountering.

Consumers and attorneys tell us Arrow routinely and illegally changes date of last activity on credit reports, file lawsuits on time barred debts, and manufacture bogus documents for court filings.

If you are a victim of the Arrow Financial Services scam and want to take action, here are the people who are involved:

Jack Lavin, President and CEO Lavin has served as President and CEO of Arrow since 1995.



Michael Valentino, Exec Vice President & CFO



Ronald Lavin, Exec Vice President & COO Ron Lavin is responsible for overseeing Arrow's recovery operations across its four nationwide call centers.



Brian Cutler, Exec Vice President & CTO

Jeff Chen, Senior VP, Risk Management

Don Lupo, VP, Finance & Capital Markets

Steven C. Wilansky, House Counsel, VP

Barry Feierstein, VP, Bus Devp & Marketing

Joe Freda - Vice President and Controller

Freda is responsible for Arrow's accounting, financial reporting and cash management functions.

Mark Cavin - VP, Portfolio Management responsible for Arrow's portfolio inventory across all of its operations.

Paul Kottmer, VP, Human Resources is responsible for the management and development of Arrow's corporate and call center human resources departments.

Why does Arrow have such a TERRIBLE reputation?

Arrow buys old debts for almost nothing, then goes after unsuspecting consumers with the usual threats of litigation, seizure, garnishment, etc. They have been know to illegally change information on credit reports (dates of last activity) make false statements on court cases and the other entire debt collector B.S. you hear and deal with on a daily basis.

Why would an organization like Arrow consistently involve themselves in illegal activity? Because it is a BIG money maker. Bottom feeders such as Arrow have the mentality that no matter what the circumstances were in acquiring debts, that they are entitled to a return on their investment. Nothing could be further from the truth.

The laws governing debt collection and credit bureau reporting are explicit in what entities like Arrow can do. Changing the dates of last activity on a credit bureau report, (something that Arrow regularly engages in) is illegal and consumers can take actions against Arrow and the credit bureaus that allow it.

REAL lawyers can assist you in going after Arrow Financial to protect your rights. Furthermore, Arrow???s bogus court filings can be challenged by professionals.

Consumers MUST understand that any pleadings by a bottom feeder AFTER they have purchased a defaulted account are hearsay and not admissible in court proceedings. Arrow employees will lie on affidavits and pleadings with statements they could never have any knowledge of. These lies and bogus filings should be challenged at every chance, they will never hold up. Consumers are encouraged to have their attorneys go after Arrow employees, make them testify to the truthfulness of their statements, watch them run, watch the cases be dismissed. See how many Arrow employees will NOT commit perjury for their employer. This is an excellent way to stop these phony pleadings and filings.

On your credit reports, challenge any and every entry placed on a credit bureau report by Arrow. In order to go after them and the credit bureaus, you MUST first challenge their reporting. That will take away their defense when you file legal actions for violating the Fair Credit Reporting Act. Arrow makes a LOT of money, you are entitled to some of it under federal law when they violate the law and your rights. The more lawsuits filed against Arrow, the better.