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Incorrect Account Number on Validation Letter

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So, I sent Asset Acceptance a validation letter request. They sent me something back with the original creditor, my name, the last four of my SSN, the current balance, my last transaction date and the account number.

Oddly though, the account number does not match the account number that I had with the original creditor. This further perturbs me because they added interest to my debt for nearly 7 months before making me aware of such because they were sending letters to an address that I never resided at.

I'm not sure what to do with this information. Any advice?




CA's use their own internal account numbers.

Sub: #1 posted on Mon, 08/25/2008 - 08:23

SOAPLADY SOAPLADY
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This was on the validation letter requesting the information for the account from the original creditor. The account number is similar (same format), but not the same digits.

Sub: #2 posted on Wed, 08/27/2008 - 00:54

nathan_kira nathan_kira

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Send a follow up DV and inform them that you have no record of ever having an account with that creditor or that account number. They all have their own internal account numbers, but they should reference the correct acct number with the OC. AACC is also notorious for changing account numbers in an attempt to re-age a debt on your reports.

Sub: #3 posted on Wed, 08/27/2008 - 02:54

NASCAR_Devil NASCAR_Devil
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Thanks for the info. I'm in Ohio, but I still appreciate the links as well. So, say they did change the account numbers to re-age the account, is that legal? And they do have thier own internal account number as well, but the one thats different is the original creditors account number.

Sub: #4 posted on Sun, 08/31/2008 - 01:06

nathan_kira nathan_kira

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