Bayside Asset Recovery violating FDCPA by making threatening calls.

Bayside Asset Recovery called a reference of mine and said i was getting a criminal charge and going to jail, how nice

I have been researching on Bayside Asset Recovery and i am not finding anything on them, but similar complaints, what a shady company

I got a voicemail on my phone from someone who said their name was Julie Adams and that she was "scheduled to serve me court papers at my address" and that she needed to get these papers in my hand today. She proceeds to say that I have 1 other option I can call Bayside Recovery and speak to their legal department blah blah. At the end of teh message she goes on to say I should consider myself notified. what a load of crap. Firstly a process server does not call to tell you that they are trying to serve process. Process must be served in person by a LEO or a officer of the court. you cannot be notified by telephone. Secondly, If a civil judgement is in process, why would they be giving you a "second" chance to take care of your debt. they have already decided to seek relief through the court. This company is shady at best. I urge everyone that deals with this company to contact the FTC.

You just happened to be doing a paper for work,LMAO!!!!

The blame goes both ways moron. The predatory creditors and lenders give too much credit to people who should not have it. Then on top of it they jack up interest rates because a contract says they can. So people sign up for 5% interest and are suddenly now paying 32% interest. Thank Bill Clinton for that. Same goes for houses. People can say they make $80,000 just to get a house when they only make $30,000 a year and get trapped into balloon payments. Furthermore someone should not buy a house if it costs more than 20% of their income, Clinton allowed the banks to let people use over 35% of their income and they get stuck.

Most Americans are not as smart as you. They put too much trust into the system and get screwed. Clinton allowed for honest Americans to be taken advantage of. The problem is the democrats, Clinton, Barney Frank and congress just to name a few.

Mark my words, In a few years, Barney Frank WILL be in jail.


The other problem is people fall on hard times such as myself. I was stricken with cancer 2 times in the same month. I have been fighting on and off for over a year. Do you honestly think that I purposely don't want to pay my bills? My health is more important and food shelter and clothing are next on the list. The last thing I care about is a $200 I charged on a credit card. They make that back in less than a minute. Yes I used the card, yes I owe it, but there are more important thing to worry about.

Guest, you're just wasting your time trying to make this idiot understand. He is not worth the muscle power you used to type that post. We all have better things to do than waste time on the complete and utter waste of human skin

Nascar is right! Not worth the typing. If he comes back, which I doubt he will, his lunacy will just be deleted..

I honestly don't think the fee is the problem, I understand they have to make money to stay in business. I think the fact that to many take these loans out and can't pay them back is the problem, if you borrow 500 this week, and you seriously don't have any idea how your going to pay it back, "on a wing and a prayer" adding another 20-50$ in my opinion doesn't really matter. You don't have the principle let along the loan amount.

If a person can really pay it back after one borrow and be done with it, that is wonderful.

But we know that is not the case in most situations. Most everyone gets trapped into re-borrowing cause they couldn't afford to take the money out in the first place.

Along with the rate change the payback time was suppose to change and the amount of total loans you could take out in a year was to be limited also. Fortunately I've not been in a PD store since last year, so I don't know what really is going on.

In reference to my above post. I just hired an attorney and am filing suit against this company. Their conduct amounts to unconscionable conduct in SC. I urge everyone who this company is harassing to file similar law suits in your area. I may not win or even if I do any monetary winnings will be sucked up by the lawyer, but at least I can hit these asses where it hurts. In the Wallet!

Just remember when suing these guys how much pain, suffering and anguish you went thru. And embarassment. These damages pay big time!!

Currently I am suing in the amount of $24,999 for all that pain and anguish.

I just filed a complaint with the FTC-they called me before 8am this morning, couldn't understand what the lady was saying. Then said I had one chance to take care of this, gave me a "docket" number and the 800 # to Bayside. Then said I should consider myself served. I called the number and got the "legal" department. When I asked what this was about 1st they said I had been processed. I told him no-then he told me the amount and said that if I paid that he could call the process server and rescind the papers. I paid the amount owed immediatley. Only after did I check the court website, and there was no case filed against me. I am concerned.

Guest, hope they kissed you, cause you just got a royal screwing. You should never pay these lowlifes a dime without validation and everything being in writing.

I started getting voice mails from BaySide Recovery. They stated that I had written a bad check and that this was serious. They tried that ploy to have me call them. The truth is that I never wrote a bad check EVER! Next they stated that I had been warned and this was the final call. I should consider myself served over the phone. Before this I was getting calls from India stating that I was a Michael McGerty and that they were calling to collect some debt. This has been going for a regular basis for over 5 months before this "gruff voice" began leaving messages from BaySide Recovery which is located in Alabama.

They never state what the debt was about or who made the claim in me. These calls from Bayside Recovery have been continuous with threats if I did not call them.

I am going to contact the FCC on this Company. This is just another example of how the poor middleclass gets attacked while the Government pours Trillions of dollars into the pockets of the wealthy and congressional lawyers who stole from the American People...then when the fireworks begin, they will all be astounded to discover that we are no longer going to take this crap from the employees of Bayside Recovery. Getting to Alabama is easy and presenting ourselves is easy as well...Don't wait...I am not going to take it any more!

Next time they call, verify you are the consumer they are seeking, verify your address and tell them they now have 5 days to send you details in writing. End the call. If you want to file complaints, start with the FTC, your AG, Alabama's AG and the ACA if they are members.

let's work together to file a class action law suit against this company, because they are calling my job as well and leaving personal and valuable information on my voicemail, with co-workers, and etc??? They are harassing my family and threaten to serve me papers. I requested documents from them and they said I should have them. They are rude and disrespectful.

they called my job on this passed monday and told my supervisor that if i did not give them a call that a warrant for my arrest will be served on my job. They then called my cell phone and left a message saying that i am being summons to court by bayside asset recovery and they going to serve me at work if i do not call back to discuss how the papers will sent to me and i lose my default and to give bayside a call to make sure my info is correct. Can a summons be served to you at work?

Rules of service vary from state to state. Ask your superviosr if he will swear out an Affadavit that they told him you would be arrested. This is a huge violation of the FDCPA. Have you recieved anything in writing from them?

When I got to work this afternoon, my boss forwarded a call from these people to my extention. I don't recall the man's name, however he was very rude when I spoke with him. He gave me the number of Bayside Asset Recovery, and a case number. He told me that I had to call and verify my information with them, so that I could be "served" papers. I knew something was up when he said that he was going to serve me papers at work. I know for a fact that if you're going to be served papers, you're not given advance warning, so that was my first indication that this person was with an agency and not with the state. When I asked which agency he was affiliated with, he told me that he could not disclose that for "security" reasons. When I asked if their office was located in Alabama, he said yes. I do have some outstanding bills that need to be settled, but I am not in a position to take care of all of them at the same time. Like so many other Americans, I'm barely making ends meet in our current economic state. There should be a way for these people to not be allowed to call our place of employment or references for current information. I have yet to find out how to do this, but when I do, I'll be sure to share the information will everyone.

I received a call from a man saying that I needed to call them at this 800# and that I have been summons to appear in court. He said I was going to be charged with fraud. I did call the number and talked to another guy. He said if I didn't pay my debt of $600 that I would have to go to court for fraud. I wanted to set up payment arrangements, I know that the debt is real, however he wanted all $600 within one month! I don't have that kind of money!! He said this company is owned by lawyers. I set up for the money to come off of my debit card in 3 installments. Should I not have done this???? I can reverse it if I want. But will I really go to court?????

Cancel that debit. You cannot be charged for fraud and it is doubtful they even have the ability to sue you.

I work for an attorney that deals with debt. If a company owes the debt and you written a check they can actually sue you if they want to look up ckfruad.com I have a friend that spent time in jail for 30 days of a check that he wrote for over 50 dollars but the company sued him and got tripple. He was innocent he just did not have all the money he was scared. I want to encourage you guys to pay the bill and them suckers off of you Im in debt but Im paing everything slowly but surely.

***A proccrs server called me this last week by the name of Ron Delman, he stated that I have a bad check with fruad something to that nature. he gave me warning and advised me to call Bayside. I called them and I thought it was a collection agency, I was highly upset that they called me at work... The next day Ron Delman shows up at my job with the summons. It was embarrasing. I go to court next month. I tried calling Bayside and they stated that they cannot do anything for me....because Ive already been served. I'll see what happens when I go to court. I will have the money available.

denise is a shill deluxe.to johnnie,yes if a person actually wrote a check.with alot of internet pdl's there is no check,and an ACH debit consent isn't the same thing.again back to denise.your post was painful to read.you must work for this bottomfeeder.

LOL :lol:

So this guy calls my cell and tells me he is process server and he went out to a bad address to serve me. He says to call Bayside and give them my new address, so he can serve me. I ask him who does he work for and he replies " I can't give out that info for security reasons" I serve people all day and my identity can't be revealed. So I said oh yea well serve this!
What a joke! I know the FDCPA very well.

After reading all the posts, this seems to be a common tactic by this company. I was forwarded a message that was left on my employer's voicemail. The guy stated that his name was "John Henry" and that he was a process server needing to serve a summons and if I contacted Bayside to discuss the matter, it could be settled out of court. First of all, why am I being "warned" by a process server? Secondly, why is it that when I called them, "John Henry" was now "Mr.Connell"? He has such a distinctive voice that its almost impossible to go undetected. He advised me that it was for a payday loan from 3 years ago and that if I didn't make a payment right then, they would proceed with the summons. He then stated that my husband will also be served and wished me good luck. Husband??? Hmmm.....don't have one of those. Anyway, I feel that they definitely violated FDCPA laws by leaving that sort of message in a general voicemail box.

If you owe money, just make a deal to pay 50% of what is owed. This company buys off old debts and recovers what they can. It's a business!!![samebox:db9514e5cf="paulmergel"]tell you what.give me your number and i'll call you and threaten.you can hand me whatever dollar amount pops in my head.sound good?that is what this company does,or should i say YOUR company does.[/samebox:db9514e5cf]

TROLLS are rampid today.! I am guessing this is the same anonymous guest posting all over today :evil:

Like every one else here, I received the same illegal phone call, threatening that I was to be served with a summons for attempting to defraud a financial insitution. I did report them to the WA state attorney generals office. I also contacted them. To my surprise I received a non-threatening calm person. My debt that they purchased is legitimate, and I will be contacting the original creditor to make sure that this is who they did turn over collections to, before I pay them anything. First off if you get a phone call from them, that is threatening and illegal that you DO report it to your attorney general's office, then I suggest you confirm the validity of the debt they are trying to collect. Be smart BEFORE you pay anyone ANYTHING!!

Hello, I also got a phone call saying they were filing on me for fraudelent checks. It sounded wierd so i started looking and found all the complaints. I knew I hadnt written any because i use my debit for everything. Isnt it against the law for them to do this.

yes it is,but unless the call is recorded there is no proof of said call.that is why at times me and others advise that people look up their state laws in regards to recording calls.get the goods if you can,then sue them out of existence.

Same story different person they phone my employer and left my supervisor a voicemail OMG I am so upset I would go in on a Class Action Suit. A John Brady called again last chance to contact Bayside Asset Recovery at 866-344-7840. Said I wrote a bad check consider myself served he left a Ref # I gat a copy of my credit report and nothing>>>> nothing. I am pissed.

wow.. this company is harassing me as well calling my work place threatening to have me served with paperwork at my job. I thought it was fishy from the beginning because when you get sued you usually don't get a courtesy call letting you know.. You usually find out once you have officially and legally been served. Beware to anyone dealing with this company, If i receive anymore calls I will threaten to notify the FTC about them...

I've been recieving call from bayside recovery. Yes I know that I owe money to a payday loan company. They are saying that I wrote them a bad check after 2 yrs and is being sue to recover the money. I was left a 866# to call. Can they serve me on my job or is this fraud on their part

yes claiming check fraud on a pdl is against the law.after two years i would seriously doubt that you still owed this.i would send a DV letter out asap.send it certified mail return receipt.

I am not sure whats going on, but I got basically the same messages @ work. Bobbie, I will surely join you in a CAL - email me @ personal info removed for your safety - Jason and lets chat about it.

This co has a third party contacting my boss and telling him that they cant find me and I used him as a reference YEAH RIGHT! They searched out the company I worked for, found his name and are trying to tell him they need him to find me
please, this is ridiculous and not to mention; I PAID THE DARN LOAN OFF; they want to keep billing the finance charges AINT HAPPENING!

Friday night last week I got a call from my parents whom I have not lived with in 20+ years. They had received a call from a lady "Debra" whom according to her was a process server looking to find me, seeking to serve me papers and stated that if I paid them immediately she would ward off the process servers.1) She said she was a server - they dont call you - they show up in person. 2) They cannot call and discuss anything with a relative or reference. 3) I called back and could not get any information from them. 4) The amount they were attemtping to collect changed 3 times during the call and they denied having employed anyone by the name of Debra (she also has left a message at my work number indicating this was my 1 time only to contact them). I asked for the details in writing to be sent to me which they hesitated on. I told them I was contacting the State of Michigan AG

I just recieved a call at my job. They spoke with my manager and explained that they needed to serve me with a court summons. They can either do it at my job, or I can call back at meet him. Why would this be an option?? If you are being served, aren't you going to be served no matter what? Plus, if I am in Texas they can't sue over anything like Payday Loans, can they??

well my dad just got a call from these people...they told him I wrote a bad check and they have a court date...I have read all the threads above..I havent used checks in years..so I dont know where they are coming from....They shouldnt be able to get away with this sort of thing

I hope all of you are filing complaints with your AG.

Well, its over for me and Bayside anyway now. After filing suit for unconscionable conduct in SC in the amount of nearly $25,000, Bayside settled with my attorney. The $200 debt that they were so intent on collecting cost them $3000. After fees, I will collect around $1600. If we ALL sued this company we could put them out of business. I strongly urge anyone who is having issues with this company to seek legal relief. :)

I second that...the more that these companies are made to pay for their actions, the more the illegal harassment will stop. But until it becomes to expensive for them to conduct themselves this way, they will merrily truck right along. So if you can, SUE THEM! Make them pay you.

They called my grand father and my father claiming that I had written a bad check like 3+ years ago, they gave my dad part of my social security number as proof that it was me, and mentioned a name of a friend that was murdered 3 years ago. they have my old address which is actually now my grandmothers address and said they are going to serve me there for a court appearance. how would they get all this information? i did take out a payday loan 3+ years ago but paid most of it back. can they really try to collect and take me to court for this ? what do I do? I do not have money to get a lawyer? I did call them and gave them my number and told them they were not to call anyone else any longer , I left it on a message because they were closed. Only reason I did it is because I can not have legal people looking for me at my grandmothers house....not going to happen. PLEASE HELP i am only 24 and super freaked out.

They called my grand father and my father claiming that I had written a bad check like 3+ years ago, they gave my dad part of my social security number as proof that it was me, and mentioned a name of a friend that was murdered 3 years ago. they have my old address which is actually now my grandmothers address and said they are going to serve me there for a court appearance. how would they get all this information? i did take out a payday loan 3+ years ago but paid most of it back. can they really try to collect and take me to court for this ? what do I do? I do not have money to get a lawyer? I did call them and gave them my number and told them they were not to call anyone else any longer , I left it on a message because they were closed. Only reason I did it is because I can not have legal people looking for me at my grandmothers house....not going to happen. PLEASE HELP i am only 24 and super freaked out.

Please let me know if you want to get this going. I am all for it - I questioned the guy calling - he said I had to call Bayside Assett Recovery - he stated that a summons was being sent out - I questioned his name - his company name - his work number - he refused to give me that. Only that a summons was being sent out for a fraudulent check! Please let me know. [email]srsphilpo6@aol.com[/email]

Yes they left me a voicemail with a case #, sounds very convincing and real until you call the 800# and the recording sounds like a personal vm. when i finally spoke with someone the manager got on the phone sounds like he was 19yrs old with no professionalism. Wanted to know my income status what I bring home after paying my bills, yea right. Wanted to get a credit card # over the phone..Um no, I told him to send me some papers in the mail i'll look them over and decide after that. 19yr old told me he needed to hear from me in 30min after the call or $300 would be added to my balance. As im speaking to them my Mom text me telling me that she spoke with a sheriff and you do not get calls from a 800# for a bad balance, you will either get served in person or a certified letter. THESE PEOPLE NEED ANOTHER HOBBY! I'm waited to see if he's going to call back its 45min already.lol

This court "served" is just their way of getting people scared enough to pay the debt they owe...I just got the call too saying I would be served if I dont pay the amount they told me....I think that part is shady because my amount was not that big to get the courts involved...i am happy its taken care of now cuz now my credit will look better!!..but these debt collectors are greedy especially now in this economy to stay afloat...but I agrre that people that out money that they shouldnt if they cant pay it back...i used to be one of those people im slowly learning not to to it

I live in Indiana and received a voice mail on my home answering machine providing all sorts of information about someone that does not live here. Nor do I know the individual they were looking for. The name of the person that called was Sally Walker. Working for the Federal Govt, I know how vital keeping personal information confidental and how it violates the law when individuals provide such information to those that the information does not belong to. So to help Ms. Walker and this company understand that they need to ensure whom their representative is speaking to is the correct person involved before giving out personal information, I am sending a formal complaint to the Missouri State Attorney. I am also sending a recording of the messages Ms. Walker placed on my answer machine. So Ms. Walker as you put it on the machine "Good Luck" to you and your company. Oh just for good measures, I will follow up on this to ensure it it NOT left sitting on someones desk. I will demand a response. I will also research to find out whom the information left on my machine belonges to and will assist them in filing a law suit against Ms. Walker and this company to ensure this does not happen again.

I got a phone call similiar to the ones described here, but from a company called Bayside Asset Legal Firm. The first phone call came from a lady by the name of Brenda White and she gave me the number for this Bayside. Is this the same compnay as the one you are talking about?