Bayside Asset Recovery violating FDCPA by making threatening calls.

While Bayside Asset Recovery is a real firm, I couldn't find anythng at in Google on a Bayside Asset Legal Firm, or Law Firm. I did find a Bayside Asset Management, though, which is a debt collector (their website is Bayside Asset (dot) com - in 1 word. They are in Buffalo, NY.

I have had the exact same experience with this company. I filed a formal complaint with the FTC to investigate them. I would advise changing your phone numbers and bank accounts. They constantly harrass me at work, even after I have told them I cannot receive calls there, and yet they still do it.

I can't believe that these people are doing this. Evereything I've read here is exactly what happened to me. These people even called my job and told some random co-worker that I was going to get picked up by police.I work at a bank, This got back to my supervisor and I almost lost my job. I would love to file a class action suit against these people.

I consider myself being stupid for allowing them to have access to my account. I didn't get any information by email or fax, on who these people actually were/are. I was scared for the fact that I thought I'd have to pay legal documents being served and court penalties. To my amazement. I found this website I should of seeked earlier, before funds were taken. I guess my step, is I need to follow the advise from the person above, Nascar Devil. For stating a comment on what I could of done in the first place. My bank has to allow this company to take my money, than I can dispute this. You people are right. We should get legal documents that shows the business name and account. Like I said, they caught me off guard and did scare me out of my wits. I do how ever, owe a debt. But they didn't present me with the account or this with my name on it. So seeing as how I do not have a lot of money, to seek a Legal Advisor. What else is it, any one out there reading this, have for advise? Thanks Lisa in Alaska.

don't worry about legal anything until they send you something in writing first.there phone threats smack of a bottomfeeding CA.yes secure your account as soon as you get the payment returned.if they won't send anything.don't talk to them until they do.that initial call is when they try to scare you into paying.remeber that next time a CA calls and threatens.

I was called by Bayside Asset with a BS claim that I am to be served "court papers". To all who get trapped in the Payday loan criminals, be clear: these loans are illegal. The "lender" is not legitimate in any way and often are located on Indian reservations. They evade the laws constantly because the loans are at 1000% interest. If you have borrowed, ignore ALL calls. Your state's Attorney General office will give you help, too. Mine told me that these organizations are not worth contacting. They can only harass you - it's their only tool. Legally, they cannot take you to court. If you ask for a "legal statement of debt", you will never get one. Therefore, just ignore them.

Well add one more sucker to the list. I got a call from a"process server" with the same fraudlent check charge story. I gave them my debit card info to debit the last 36.00 out of my acct and agreed to set up monthly pymts that I couldn't really afford without getting behind in something else because Iwas told this case had already been assigned to a judge. After checking my bank acct ant seeing a name other than what I was given on the phone I looked up the name and discvered that they were a collection agency. My first thought was, since they lied about who they were then I certainly couldn't believe that they were only going to debit the amount they said they would so I called the bank and reported the card stolen.

good move.next get a DV letter to this bottom feeder asap.send it certified mail return receipt.

Will do. thanks.

Following your advice about the dv letter I called and asked for a mailing address. The first response I got for my inquiry was "for payments, what is the matter regarding?". So I respond by saying, "what is your address for general correspondence?" He (Benjamin) then says do you want our corporate or other address? So I say "whatever address you use for general correspondence". He then puts me on hold, stating he needs to find out which address to give me. A few seconds later a rather loud, obnoxious voice comes on and states "he has to protect their employees so he will need my name and case number in order to give me an address". I hung up in his face and found what I believe to be the corporate address at baysideasset.com so I'm going to start there.

Just use the address for payments. They will always accept mail there. Even add "Payment Enclosed" on the bottom of the envelope

ok thanks.

Well I just got rapped by this fuckin company. BTW bayside ext. 334 conects straight to a house hold with a lil kid on the answering machine. We should file a class action suit against them. Whos in?

Count me in. That's the same ext they gave me to call back after I my bank reversed the chgs on my card. However, I never bothered to call back. I filed a complaint with the FTC and the AG's office. My next step is the DV letter.

I had been harrassed by these people for months and just hung up when they called with their threats. I had a payday loan a couple years ago that I couldn't afford to pay back. By the time it got to collections the interest and fees were crazy and the debt was in the thousands of dollars. I can't afford it so I just ignored them. I guess these douchebags are getting wind of their tactics being exposed because I actually got fucking served! It was via Certified Mail on the 23rd. Like a dumbass I signed not realizing what it was for too distracted by christmas packages! (maybe the timing was no coincidence?). I have 30 days to respond (22 days now). I spoke to a couple lawyers but I can't afford one right now. He said if I don't respond within the 30 days then they will win a default judgement. He said I could file bankruptcy or write a letter demanding proof of the debt (which i know I owe but can they prove it?) I have been trying to find a template to help me write up this letter Any help would be appreciated.

I just had the same thing happen to me. A "processor" called my work and said he needed to speak with me regarding a legal matter. When I spoke with him, he said the same thing that the posts before mine said. He was a processor for the state of Indiana and he wanted to verify my address. I pressed him for more info. He said all he had was a phone number, case number and company name (BAM is what he told me). I thought it sounded a little fishy, so I pressed him. I asked his name, who he worked for, etc. He said he was self employed and served summons on behalf of companies suing people. The more I pressed, the more nervous he sounded. Eventually he said "consider yourself served" and hung up. When I called the company, the rep was eating chips while talking to me. She asked if I had been to court yet, if I had a court date, etc. I explained I had no idea what this was for. It was from a payday loan I took out in 2006! I paid some but not all of it back. I have gone through a divorce and moved three times since taking out that loan. I lost my house and my car in the process of the divorce. I haven't even lived in the state where I took the loan out for two years. I had bigger things to deal with at the time. At any rate, I explained to the rep that if I owed the money I would pay for it but wanted to know more about these court papers I was going to be served. The "processor" wanted to verify my home address but called me at work. Again, while chewing in my ear, she told me that he could serve me wherever he wanted to. I freaked out and told her that he absolutely could not serve me at work. I work at a hospital on a patient unit and security would not let him in. She said she was going to call my Human Resources Department and inform them of what was going on. THEN SHE HUNG UP ON ME!!! I called back and spoke with a different rep. I explained what the lady did and she apologized. She told me that they could not go any further than a receptionist desk, security check-in, etc. at employers. She then said, "Well, you know, I can stop the 'pending litigation' and just take care of this over the phone..." I knew right then I was being duped!!! Seeing as how I am a single mother of three children with little to no disposable income, I knew they couldn't garnish my wages because of poverty protection. I explained that and told her they could sue me if they wanted to, but they would still not be able to recover anything due to my financial hardship. She put me on hold so she could talk to the "legal dept". When she came back on the line, she magically had an offer for me. They waived the fees associated with the loan and reduced the initial principal of the loan by 23%. I agreed to pay back my obligation at a small, affordable monthly payment. I could never have anticipated this type of hardship. As much as I wanted to tell the go get F*ED, I wanted to make good on the loan because I did borrow the money. At the end of the day, I paid back less than I borrowed so I came out ahead. DO YOUR HOMEWORK. Know your rights and local/federal laws. If you know this BEFORE you talk to them, the ball's in your court and their threats won't make you lose sleep like I did. If anyone wants to go in on the class action lawsuit thing, I'm in! I almost had a heart attack at work and now my co-workers are aware that I'm involved in legal proceedings.

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[LEFT]these collection agencies are legal.they are not the original creditor but they are mostly debt buyer.they purchase our account at very cheap price and then they call us and ask for money.so pay if u think they are legal but be carefull.[/LEFT]

oh really!well if the place won't send at least a dunning letter.red flag!if they threaten anything red flag!after talking to these places check with your state AG site to see if the are licensed in your state.if not red flag!you see anybody can buy debt,but the legit places will act legit.if a place can't prove they have legal right to collect.they get a DV letter instead of money from me.

I have been dealing with someone named Robert Burden and another lady named Teresa Daniels, she called first to tell me I was going to be served at work and then if she couldn't get a hold of me there that she would come to my home if I didn't call this other number. Once I called the number the I spoke to another woman Littlejohn and she told me the guy who was orignially calling my work had quit and someone new had taken over his position. I was then put on the line with the guy Robert and he told me they wouldn't send me anything in the mail because I know and they know I owe the debt. I then asked if he could send me something in the mail and he said they wouldn't until I paid them. I called back today to pay and I asked for the mailing address or a website address to request more information about this shady place and she put me on hold after she said "I'm trying to figure ou why you would need that" and then the guy picked up the phone and said are you making the payment I said I needed the mailing address and he told me they were going to take me to court since I dont want to pay and hung up VERY loudly in my ear. I'm thinking its time to get an attorney. I don't know what this shady place is up to. I was initially told to call 1-888-832-9945 the BAM group, then I was directed to something called Bayside Asset which doesn't have a web page that will actually load. I need to figure out how to report this.

I just got a call saying I owe $1900.00, when the conpany said I didn't owed anymore, because my husband was laid off at the time. Now they are threatening me to pay for fees on a resort place we do not use, and is paid for. The last time I talk to this resort was in 2006, and I thought it was clear we didn't owe anything. Why am I now hearing about this crap? Who is this FTC and whay can I do to get these nuts off our backs?

Wow! I'm sure the same company has been harrassing me and my extended family whom I haven't seen in years. Interesting though, they go by so many different names. I only searched for Bayside Assett because it is the only email link for the company and only for prospective employees. Their web address is www.northtowncap.com but to me, they have gone by Interstate Check System and that is what the website advertises, although once they answered the phone as Texas Check System. The physical address matches a bigger company called Allied Interstate. They have a grade of F by the BBB.

Be careful folks, I have done some research and some of you are confussing Bayside Assets Recovery with Bayside Recovery Services, Inc. My research shows Bayside Recovery Services, Inc. has been in business for over 17 years with a very good track record of ligitment collections.

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Bayside asset is full of shit and they have been getting peoples money saying things that is wrong and they know that is will call every one
you know and then will ot work with if you dont have any money said they will be at your house to serve you with papers and will never do just keep calling will call yor job and has this bitch krisse reed that works there she can suck my dick

We need to take them down and get our money back who is with me

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that person is called a shill my friend.you are right.that scenario never happened.

These people are scams. I called and asked for the owner one day .. claims is no owner. I called back and talked to this reall nice girl. Gave me a name of Charlie Lockwood. Claims can't reach him. but did disclose North Carolina and than h/u. Ya, I got her. Did some research. This guy is a joke and a conartist

I agree with all of you, Bayside Asset Management is an affiliation with Allstate Processing Solutions which is also called "Allstate Litigation", I have been receiving threatening calls from a Courtney of Allstate and she is telling me that I will go to jail for possession of stolen property, WHICH IS NOT TRUE, for my failure to return merchandise to Aarons. I will also write the FTC and file a complaint against Aarons Rentals, as well as Allstate Litigation. She has threatening me that she will contact the authorities and have me arrested, now that's really funny, I now have all their contact information will be filing a lawsuit against Allstate Litigation a/k/a Allstate Processing Solutions. Courtney, I have your damn address now!

Bayside Asset Recovery is a fake name.. they change it all the time with a new number so they dont get sued. In fact, if I am correct, they are currently using, Titan, or Signature Management. And ofcourse the owner has his buisness.. CJC something or other.These people lie and have one person call pretending they are a process server to scare you. Than when you call back you are calling teh same office and talking to the person sitting next to you. They have several offices with different names that change all the time.. Including North Carolina, that is where Charlie Lockwood runs his scams, stealling from everybody, Thier Amherst Offices wich are run by Christopher Collins.. Mind you got married last year and Spend aprox 20k on with Wedding with your money, (and his wife married him to stay in the counrty, how sad) Shawn Bure who is the head out in Arizona.. He is the biggest looser of them all.. has his mommy her in Buffalo being the big Snitch.. she is worthless.. JOANNA SCINTA... and ofcourse they have a new office with Paul Erickson... the cigg guy.. "THE DUDE", The dumb ass who should be in jail for scamming really... they have SHADOWCREEK CAPITAL in Angola, NY.. That place is a JOKE... I spoke with thier "so called" GM.. MATT CONNORS, of CONNORS HOTDOGS.. the whole family is in it togther and stealing from anyone they can. If any of these buisniess call you threating to sever you with a courts summoms... IT A LIE>> CALL THE ATTNY GERNEAL A>S>A>P!!!!!! they are not going to sue you. they want your money so they can get bonus checks and spend your money..... PAY LOANS PEOPLE CAN NOT SUE YOU>>> NOR CAN THIS BE PLACED ON YOUR CREDIT REPORT

I am a collector and my company has over 150 employees..Each collecting anywhere from 25-50k a month..We earn anywhere from 60 - 125k a year...including bonuses...Therefore, a collector can afford to let you have 25k ~ just to shut you up! So that suit is probably a joke to the company you are trying to sue...lol

Give this collector courtesy call
Kevin Lazarz 716 997 4180