Share post
Debt Consolidation Forums Collection agencies and creditors forums

866-489-0979 - this number from collection agency?

member profile picture

The number is 866-489-0979, they called and threatened legal action. I live in Alabama. I asked them for a faxed copy of documentation for my records and she said that she could fax in one hour and I had two hours to wire my money. I did not wire any money because she never faxed me the documents. She called and left a very threatening message that she was pursuing legal avenues. I contacted my local DA's office who referred me to the sherrif and they told me that they can threaten all they want but this is a civil matter that would have to go thru the proper legal channels. I am terrified. If I owe fine, send me documentation. Am I doing the right thing, please tell me......HELP




Is this a collection agency or a law firm? They must complete the process of debt validation first. I feel that they are trying to scare you so that you send them money in panic. Keep yourself protected and informed. Send a debt validation letter so that you have covered your basis. It is evident from their actions that they don't have the proper details of your debt account. Do you know the name of the original company they are collecting for? Try dealing with them instead.

Sub: #1 posted on Fri, 08/11/2006 - 10:51

Christina Christina

(Posts: 436 | Credits: 65.27)

They can and will threten you with anything to get you in a panic to pay. Don't pay anything until you send a debt validation letter,certified return receipt. You have to make sure they are legally the ones to collect. Try to work this out with the original creditor,if you can. If it has been sold to someone else,wait until you get the dv letter calidated,and never give your bank info to them,if they validate and you send money,send a money order,otherwise they can continue to debit your account,authorized or not,good luck...Karen

Sub: #2 posted on Fri, 08/11/2006 - 10:56

Bossy4455 Bossy4455
Moderators
(Posts: 5854 | Credits: 743.2)

That's right Bossy!
Jenn..don't panic and stay strong! We've all been through this and these guys will say anything to get you to pay!
Just hold out for the validation letter~!
Can't find them listed anywhere on the BBB site..

Sub: #3 posted on Fri, 08/11/2006 - 12:09

erzeke1 erzeke1

(Posts: 1145 | Credits: 183.13)

How do I get a debt validation letter?

Sub: #4 posted on Fri, 08/11/2006 - 13:19

Unregistered


Send them everything in writing, and also request the same in return.
Also send them a cease and desist on any communicaton other than in writing. If they are a third party collector, blast 'em with some of the fdcpa laws and reiterate the $1000 fine/per offense.

Sub: #5 posted on Fri, 08/11/2006 - 13:29

erzeke1 erzeke1

(Posts: 1145 | Credits: 183.13)

Go to the "Guide" button,right above "Post Reply" button,there are examples there and alot of usefull info-good luck...Karen

Sub: #6 posted on Fri, 08/11/2006 - 14:47

Bossy4455 Bossy4455
Moderators
(Posts: 5854 | Credits: 743.2)

Insert your details in this sample letter at the link below. Send it through certified mail with return receipt requested.

http:// www.debtconsolidationcare.com/letters/sample6.html

Sub: #7 posted on Fri, 08/11/2006 - 15:54

IncredibleHelp IncredibleHelp

(Posts: 494 | Credits: 77)

Has anyone ever dealt with this man??? He told me to call him this morning which I did and I asked for everything in writing he said we don't have to and we won't and on Monday morning he will have people at my place of employment and at my home to get the money. I told him no if you can't provide me proof I owe you nothing. And I asked for an address which he said "by laws of our company we don't have to give that out." What do I do? How do I find out what the address is? Because he told me the company name is "United Federal Department" and they are located in Jacksonville Fl. That's bs because when i did a reverse look up the phone number showed somewhere in New York What do I do???????

Sub: #8 posted on Sat, 08/12/2006 - 06:40

Unregistered


Johanna, you will get the cover legally from United Federal Dept. They are using their scary collection tactics. They have not proven in writing that their collection attempt is genuine. The debt has to be validated in writing first. Send a letter asking for the debt details to their mailing address through certified mail. If they take any actions, you need to have your side of the story also upfront.

Sub: #9 posted on Sat, 08/12/2006 - 13:58

Christina Christina

(Posts: 436 | Credits: 65.27)

But I don't have their address. So what I'm going to do because I don't have any other available options at this time is wait for the court papers and when they arrive send a money order to the address listed on the court papers for the company persuing legal action. They then have to re-register all of the court papers because the amount they listed is untrue since I will be sending a $5 money order. Plus thinking about it, it does take approximately 3 months at least for the court papers to be prepared.And really why would this company bother attempting legal action when the amount they "claim" I owe is much less than the court fees. Now I understand without properly doing my part yes they can take legal action and not only sue me for what they say I owe them but also come after me for court fees. So I'm thinking smart on this.I appreciate all the advice being given, however, at this time I've done all I can in attempt to obtain the company address. So Monday of this week I will call my Attorney General and ask what he/she suggests. I need to at least TRY to take care of the matter on my side. So please don't take any of this as an attack PLEASE keep the advice coming!!!! It's very helpful!!!!!

Sub: #10 posted on Sun, 08/13/2006 - 09:45

Unregistered


Attachment
More information
  • Files must be less than 500 MB.
  • Allowed file types: txt pdf jpg jpeg png.


Page loaded in 0.938 seconds.