Capital Collections LLC - Has anyone heard about them?

You will not be arrested. This is becoming all to common threat. You didn't commit any type of fraud and you also will not be going to jail. You do not have to pay by Western Union.

Capitol Collections & Recovery, Inc.
6320 Baseline Road
Little Rock, AR 72209
Telephone: (501) 565-1006
Fax: (501) 565-1248

Hit them with a debt validation letter certified mail with return receipt and also fax them the letter.

they aren't located in Arkansas though, the man who called me is named Michael Peterson and he's in Gulfport, MS 888-579-8904, then the second man who called was in a completely different state, but it wasn't Arkansas. Is this the same Capital Collections? They actually said they were calling w/ Capital Law Firm because they were going to have a warrant issued for my arrest if I didn't pay Capital Collections via Western Union.

Sometimes collection agencies try to portray themselves as a law office to intimidate you. And they tend to lie about where they are at. Trust me on this, there is no warrant for your arrest. There is no debtors jail. All they are doing is using scare tactics.

Here is another address
Capital Collections
P.O. Box 3477
Gulfport, MS 39505

I also have had the same threats about being arrested by a very mean man named John. His accent is so thick, I can barely understand him, and he says I'm just making excuses. I mailed them a check, so I know you dont have to pay by western union. dont let these guys scare you, they are just being jerks. you have rights, and being harrassed is not something they can do under the law. The address I have for Capital Collections LLC is PO BOX 3477 Gulfport, MS 39505 - the same as the last post.

Capital collections has also threatened me. i actually agreed to pay at a certain time, but i could not get it, so they are really giving me a hard time,and they said i would be arrested as well. has anyone responded to you, saying they could do this?

Capital collections cannot arrest you for not paying a debt.

You need to make sure that this is your debt and they are legally able to collect, this is don with a Debt Validaton letter.

collection agencies don't have to give you payment plans, but some of them will.

Do not pay them anything until, and unless, you know this is your debt and they are the ones that legally have it.

If you mail them a check, watch your account carefully, they now have access to your account and put through electronic checks.

I have had some collection agencies tell me they will only accept Western Union- I sent them a money order, and they didn't refuse it.

Good luck..Karen :D

I received a letter from capital collections as well as many harassing phone calls stating that I would also be arrested if I didn't pay my $175 debt. I have filed a law suit against them because they are in violation of the "Fair debt collections act" which states:
) The representation or implication that nonpayment of any debt will result in the arrest or imprisonment of any person or the seizure, garnishment, attachment, or sale of any property or wages of any person unless such action is lawful and the debt collector or creditor intends to take such action.

They have left me alone ever since they found out about this act. I still filed the law suit because these people need to learn they cannot continue to harass and mislead people they way they do.

Attn: Michael Peterson ; This is Marybelle Lora's son and I also run a Collection Co; and I understand your concern in the above matter. This matter will be handled in a professional manner and all I ask is do not intidate my 80 year old mother again who just lost her husband and she is really shook up. She did not close her checking account the bank did so there is NO fraud and a warrant can be only statewide so let's you and me work out a solution. I understand $275.00 is owed so I propose this: I will make a payment of $75.00 friday the 7th of December 2007 and the balance of $200.00 on friday the 14th of December 2007. I hope this proposal is adiquate and the matter is acceptible. Thank you Marybelle Lora's son

Guest, this is a forum designed to help people get out of debt, we have no affiliation with Capital Collections. Your right, there was no fraud, nor can there be a warrant. Such threats are illegal per fdcpa (Fair debt collection practices act) which is federal law

I am dealing with Capital collections in Fresno CA. and have gotten nothing but rude attatudes and no where. Mary who I have been dealing with since day one has been rude and not honored my request back in the beging of this year for proof of the debt and to send copys of the aledged evadince she staes she has on the collections. When I asked who her superviser was she even became more rude with me and when asked for his ext was told she did not know it I would have to call back to get it. First of all if your tring to collect a debt on behalf of any body walking over me tring to talk and calling me a lier in short and telling me what the facts are to me and putting it to me is going to get you NO WHERE EVER! Also putting me off as to your supervisers contact and info is only a temp problem as I WILL GET results and that is why I am here. What it is I need to know is there a Corpriate Office for this company and second is what do I do from here as I have left messages for her so called named superviser Bob with no returned calls. I am keeping notes from here on out of who and when I have talked to them and about what since there seems to be no solution at this time, thanks in advance!

Have you sent a DV letter by CMRRR?

cash advance I took out a PDL with cash advance now for 250.00. in 2007.I couldn't pay the full amount when it was due so I asked if they would accept 5 pmnts.@50.00.They said no and they told me to pay extension fees of 100.00 per month until I am able to pay the 250.00.This continued for 7 months and they collected 700.00 on a 250.00 loan.I am not paying them another dime and I went to the bank and blocked all ach activity during which time one of their payments was returned.They are saying it is bank fraud but I had to protect myself.They are threatening to file criminal charges against me and I need to know what I should do.

Tell them to FOAD!!! They can't file criminal charges against you or have you arrested.

a complaint for issue of warrant of arrest was faxed to the human resources department of my workplace. It had a copy of my drivers license, social security, and signed check for $250. It says that if money is not paid today, a warrant will be issued to the police department in my city. they said i committed fraud by writing a check and having it bounce. Am I going to be arrested? I don't have the money what can I do to stop this? I am scared. I am 65 years old and don't want to lose my job. please help me

save that fax.it will get you lots of money.that is an illegal document by a really stupid bottomfeeder.debts are civil matters not criminal ones.they just gave you evidence to sue them but good.you will not be arrested that is a favorite threat of the bottomfeeder.i am shocked they even faxed something like that.talk about dumb.

These guys have also sent faxes to my HR department at work and called to speak with someone in the HR Department. My HR Manager said he didn't identify himself and said that they were going to have me arrested for fraud.

I've saved the faxes sent to others (we have a computer fax system) and also the emails where he is cursing like a little kid and threatening me with physical harm.

My question is.... is it really worth it to sue these guys under the FDCA? I've paid back what I owed them, just not the extra fees. I was also on the $100 to move the loan to the next month plan (for 5 months) and borrowed $250 total from their client.

yes it is.you have the proof to get at least 1,000.00 from them.i would do it if it were me.

I received the same letter by email. They also went as far as calling my sisters inlaw and told them I am wanted for Fraud. I have no idea how they got her number because I don't even have. Is that legal and are they allowed to do that?

no everything about that is illegal on there part.

So your telling me that it is leagal for them to tell my sisters mother in law that I am wanted for fraud? That does not make any sense. To me that is harassment and telling my personal business to people. Are you an attorney?

I webnt through the same harrasment so i started paying on the bill and now in down to the last 35.00 and do you know i just found out that they took it from out of my account friday without my permission. i told him that i would try to make the last payment friday and he went and took it anyway without the consent. Tomorrow morning i will be going to my bank and getting the funds back plus they will not see the 35.00. so that mean he kept my account information since the last time i made a payment. isn't that a crime?

I did receive the loan for $200 I paid the fee of $50 5 times, in the state of South Carolina payday lenders are to charge $15 on every $100. If that is really true I have paid $225 of this loan back correct? This man named James Gibson, I took out this loan in April of 2007, I had to close my checking account due to some fraudulent activities. Every 3-4 months he starts the emails, now he is calling my work and leaving me threating voice mails and saying he is going to contact my employer and tell them how "scammy" I am. What recourses do I have from preventing them from calling my employer, its super embarassing. I feel I have paid them back plus. Please help.

I did receive the loan for $200 I paid the fee of $50 5 times, in the state of South Carolina payday lenders are to charge $15 on every $100. If that is really true I have paid $225 of this loan back correct? This man named James Gibson, I took out this loan in April of 2007, I had to close my checking account due to some fraudulent activities. Every 3-4 months he starts the emails, now he is calling my work and leaving me threating voice mails and saying he is going to contact my employer and tell them how "scammy" I am. What recourses do I have from preventing them from calling my employer, its super embarassing. I feel I have paid them back plus. Please help.

Last summer a representative from Capital Collections in regards to pay day loan that I received around 2 years ago, that I thought had been paid off. I was going to make payment arrangements until my husband pointed out that I really should get the documentation before I make payments on this debt. I requested the documentation on numerous occasions and did not receive it. I didn't hear from them for a couple of months then in February, the calls to my work and home started again. I told them to stop calling me at work and they said they didn't have too. One of the phone calls he threatened to get me arrested and fax the warrant to work. Finally, I got an email with all of the documentation including a document of filing charges against me. He also called my job and I had recognized the phone number and let it go to voice mail, however, he zero'd out to another representative and they gave him the fax number to my and then called me to let me know that she wasn't sure if she should have provided him with another fax number. Worried I called them and made payment arrangements and then called my lawyer as they were threatening to send an arrest warrant to the authorites as well as CEO of the corporation that I currently work for. I faxed my lawyer all the documentation. My lawyer proceeded to write him a letter to advise him that he was in violation of my states laws as well as the federal law. I proceded to make payments, and I couldn't make one payment in the amount that he wanted I tried to make other arrangements and he told me that if he didn't have money by noon that he was going to fax everything to the authorities and to my job. I called my lawyer and she called him while I was on the phone with her, my lawyer advised him that he was in violation of the laws and that I would make payment has I had advised. He said it's too late, he was faxing the warrant to my employer and the authories and hung up on her. My lawyer suggested for me to sue him. After that was all said and done, I received an email from the the guy advised me to save my money to pay for my lawyer and to tie me over until I find another job. Of course I faxed this to my lawyer. Now it is a waiting game to see if I will loose my job or not over this. I will be proscuting him no matter what.

do it.send a statement.to the other guest.i said illegal.what they did was illegal.no i'm not a lawyer,but don't have to be one to fight these cretins.

I got 6 emails from Paul Martinez with this agency threatening me that he was going to have me arrested for fraud if i didn't pay my $375 cash advance via western union. I sent an email back to him saying that i have an attorney and i am having that disputed. He was quick to respond with harrassing emails and saying that I have an attitude and he is going to send a letter to my employer. I filed 2 complaints today with the BBB one for the collection agency and the other for cash advance now. Hopefully something will be done about this.

If we receive one of these faxes who should we take it too... These guys are rude, mean, hateful, threatening and relentless.

I am in the process of putting together a class action lawsuit against these guys. If you still have documentation of all alleged complaints against Capital Collections LLC please contact me at [email]capcolclassaction@yahoo.com[/email]

I am in the processing of sueing this company does anyone know of a physical address for this company all we have is a PO BOX. Also does anyone know if Capital corporation is affiliated to Cash Advance Now.

i talked with legal debt helpers and they said they are in costa rica! can you believe that?! so, anyway, they couldn't help me. i am so pissed off! if you do find a way to sue them i am interested!

well I just a call from Capital collections @ work 5 times. I told Jerry Garcia that this is a business and not to call he I would hang up and he would call back. I think that is harrassment. He then called again and asked for our fax neumber I gave it to hima dn he faxed over paper work that states that he is going to put a warrant out for my arrest if I do not pay in 48hours. I want to get him on harrassment and file charges against them. Any suggestions???

I've been getting the same kind of calls for a company called Capitol Collections attempting to collect for Cash Advance. I advised them not to call any more, in writing, and the calls stopped; but I am getting harrassing emails with the same kind of threats. The District Attorney's office here in Tarrant County Texas has told me that they are, essentially, breaking the law in threatening arrest for nonpayment of a loan. I can either get an attorney to file suit against them; or work through the office of the Attorney General of the State of Texas.

These people are scum bags. They can not speak english and should go back to where they came from. In one day they have called me at work at least 20 times and that is no exageration. They would say you are a loser you need to pay and more disgusting thing. These people should be shut down. They also say that I will be arrested if I do not pay.

I've been calls from them too. I have saved and recorded voice messages of them threatening me with a warrant for my arrest and that he will "make me pay" and he will contact my place of employment. I sent them a cease and desist. I also filed a complaint with ftc. Is there some place to send these recordings?

has anyone had any success in complaints with this company? i have hit roadblocks myself. these guys are ***holes!!!!

these idiots are threatening me too...and when I confronted them about negative reports on the BBB website the exact words back to me (in an email thankfully) were "kiss my ass whore"...now today he emails (Paul Martinez is the name he's using) asking "where is my money? do i need to call your work? do i need to call your neighbors?" How are they getting away with this? I had a PDL thru CashAdvanceNow and I lost my job, so my checking account got closed by the bank b/c ACH transactions kept trying to hit and I had no direct deposits going in. They have threatened arrest, etc. What can I do?

hang up on them if they call again.they can do nothing.if they call others.let them know it is a scam.just don't talk to them again.

I can't believe this company actually has a website...if you google it you will find it. I believe they are owned by the same people who own CashAdvanceNow. When I was dealing with CashAdvanceNow they emailed me a similar mailing address to the one I saw on capital's website. I was always getting emails and calls from a guy named Alex Brown who claimed to be from the legal department of cashadvancenow, but he sounded just like the guy who started calling me from Capital Collections claiming I owed $1000....I THINK NOT. One day I would get a call from cashadvancenow and the next Capital Collections back and forth.

That was pretty brazen of that bottomfeeder! HIGHLY illegal. Hope you filed a lawsuit and won!

You need to file a complaint with the following: FTC, your state's attorney general, and the BBS. The only way to get these bottomfeeders to stop their illegal practices is to file complaints. Hey, you could walk away with $1,000.

Well I must have talked them up...just checked some of my voicemail messages at work and sure enough another voicemail from Capital Collections was left last night. He stated I owed cashadvancenow $1000. Then about an hour ago I get an email from cashadvancenow regarding my delinquent account. Then I get back from lunch and I get another voicemail from Alex Brown from cashadvancenow. He said my account will be turned over to collections today since I've had plently of chances to respond to thier letters and phone calls. Little does he know I also have copies of the repy messages I've sent them responding with my attorneys information.
So I wrote him back, thanking him for the update and asked why did I get a collection call yesterday when my account is being sent to collections today??? Inquiring minds would like to know.

Also just a little FYI - Cashadvancenow puts return receipts on their emails, so when you open them up they receive a message back stating you read it.

I think this company just tried to call my boss, but I heard my boss hang up on him. Then he just called me and said he was going to call my employer again in 48 hours. These people are such idots. I told him go ahead and I will just go to my bosses computer and google this phone number and show him what big FRAUDS you guys are. He just hung up on me.

a martinez guy called me from this company -- he called me and f-ing b-tch if i didn't pay the $375 in 20 minutes...he said he would have me arrested. he never explained why he was calling but said he would ruin me...when i told him i worked for attorneys for the last 25 years.and his b-tch comment was recorded..he cut me right off...and said goodbye...never told me what he wanted. we need to get these people. i'm going to the better business bureau on them today...

yes paul martinez is his name i just played back his recording. he has to go to the better business bureau..i'm doing it right now.....you do it too

we need to forge with these people get them on better business bureau -- he called me out of a meeting and called me and f-ing b-tch

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