Capital Collections LLC - Has anyone heard about them?

They called me again two days ago and called me a prostitue and said I work on a street corner and started making vulguar comments about my private areas..I couldn't believe it. I filed a complaint with the BBB already and today I filled out the complaint for My states attorney general's office. These people are sick.

Hello everyone,

I talked to Paul Matinez, actually this guy is very smart I dont know how but he put a note in my credit, stating FRAUD and now i really have problems becuase i was trying to request a loan and i coundnt... my husband talk to him and he closed the account for only $200 the original loan amount and this PAUL removed the note the same day, I would recommend do the same to every one,this guy called my boss and also send an email with the copy of the contract to a few friends I dont really want to deal with this guy never ever again...

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I'm in Delaware. In addition to filing a complaint with the FTC, which atty. gen. office do I file with - mine in DE or Florida since Capital Collections has an address in Miami?

Both!

And I'll get to your PM in a little bit. I just got in from work, after a 20-mile motorcycle ride at 35 degrees. I'd like to warm up and get some grub first.

Yeah, they never responded to the BBB so they closed the complaint..pretty much a wasit. But I did get all my paper work sent off for the complaint to my AG's office, It's been awhile since I've heard from them...but then again they don't have my new cell phone number and I don't work where I used to anymore so they have no way of getting ahold of me anymore :-)

I received a call from Capital Collection, through a friends cell phone that I used as a referance on my payday loan to Cash Advance USA, this bottomfeeder told my friend all about my debt, the check and that they were going to issue a warrent fo my arrest. He also told me that he was going to fax a document to my employer, I begged him on the phone to send it. I can't wait to get a copy of that document, my next stop will be to talk to the Attorney I work for and put a stop to this company once and for all. I want everybody to understand one thing that as you can answer your phone, so can you hang it up, and that is what it is going to take to stop this company from using thes kind of scare tactics. If this message serves as no other purpose them to tell people to not be frighteded by these bottomfeeders, there is no such thing as debtor prisons and these kinds of debt is a CIVIL MATTER not a criminal matter, there is no fraud because the company knew at the time they accepted your check that there were no funds availible in your account. If you want to go futher than that, think of this food for thought, they have to use thes types of tactics to scae you because thats ll they can do, they can't sue you in a court of law. So stop everybody stop giving them the satisfaction of thinking that they cn intimmidate you and just simply say have a Blessed Day and hang up the phone, they will stop calling.

I am also be harassed by a Paul Matinez. He yells at my boss and says I am a liar and theif. He threatens me and says he is coming to my work tomorrow to issue a warrent and he will make a scene and embarrass me further. What can I do to stop this and can he actually come and arrest me? I have offered to make payments as I wasnt able to pay the loan in full because me checking account got hacked into and wiped me out. Please help me deal with this man.

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There are laws that protect you against such actions by collection agencies. Google: FAIR DEBT COLLECTIONS PRACTICES ACT. This act was initiated into law under the Carter administration and it is probably the only good thing the idiot ever did. But it protects you from such practices as threathening jail, etc. Let me be clear...THERE ARE NO DEBTOR PRISONS! If the amount that you owe is over $3000 I would be concerned about making a payment arrangment. All you have to do is send in a payment to them and keep sending it each month. (If you owe the money you should have enough integrity to pay your bills.) Everyone has hard times and ends up at one point or another placed for collections. There is no shame in this. But you don't need to be treated like an old rag either. If you continue to send in a payment, they will put you on a payment schedule eventually. Be fair with your payment on what you can afford and stick to it.

Respectively, if you do not owe it, and you want to get rid of these idiots, send them a certified letter, return receipt requested. In that letter, you want to tell them that they can no longer call you at work, at home or on your cell. You are hereby putting them on notice and you require that they stop all communications with you, be it by mail, email or personal visit. At this point, if they contact you, once you have received your return receipt back, you get on the phone with the Office of the Attorney General, and the Banking Commission and you file a formal complaint. They will be fined, forced to relieve your debt, and may run the risk of losing their license to practice. Keep in mind, if you do owe alot of money, the only recourse that a collection agency has after receiving your letter is to move the item to LITIGATION. So DO NOT DO THIS if you do owe a sum over $3000 or they will sue you. If it is $3000 or less, do as I previously said, just continue sending in payments, ignore their requests for more money, and they will give up on you and accept your payment arrangment. They are not stupid and know that money is money no matter how much and where it comes from. Good luck everyone --- I have been a bill collector for over 30 years, and I am an honest one. I care about people and have been complimented over the years by debtors themeselves for helping them throught their bad times, and paying their bills. I have maintained the highest collections in the offices when I used to work in the agencies! And used to constantly get THANK YOU letters from our debtors. I defied all the laws of collections that they taught me. And believe me my friends.. they are being taught to be heartless, cruel, and they all sit around in the office and get a kick out of the fact that a collector got away with being mean and ignorant to people who have debt... I know one thing ... people don't care how much you know, until they first know how much you care...

My moto comes from a book THE GREATEST SALESMAN IN THE WORLD. "I will begin each day with love in my heart, for this is the greatest key to all ventures in life. Muscle can break the shield and even destroy a life, but only the unseen power of love can open the heart of a man... and until I master this art, I will remain a popper in the marketplace."

God Bless you all and may all your financial dreams come true!

A Collector by the name of get this....Jerry Garcia from Capital Collections took it upon himself to send a fax regarding an unpaid loan to my job. The "fax" claimed to be from the "Law Offices of Capital Corporation,LLC"; mind you the cover page stated, "Capital Collections". I know I have the debt, but I am no different from anyone else; I have fallen on hard...TOUGH financial times. I forwarded the document to the Attorney General for their investigation.

"Jerry Garcia" or whatever your real name is....you really screwed up! Folks, don't be afraid of this company. They get paid for every debt they collect on; I wouldn't be surprised if this company operates out of someone's shanty-like apartment!!!

I have been researching this company and I finally came across this website. I had a loan with cashadvance usa, obviously they sold me account to Capital Collections. I started receiving phone calls from Jerry Garcia about 2 weeks ago. He was told that I was not in the office one day and he got mad at the person that answered the phone at my job. He then went on to tell them how much money I owed and that he would issue a warrant for my arrest. When I got back to work I called him and told that if he goes to ftc.gov and read what it says, he is in totally violation by telling my coworkers my business. I went on to tell him that I was recording the conversation and I would be submitting it to the police department. He's gonna tell me that Jerry Garcia is not his real name. After he continued to call my cousin adviced my to contact my attorney general, send him a cease and desist letter, and file a compliant. I filed one with the attorney general and the FTC. I also faxed him the letter, he's gonna call me back at work and tell me " I wiped my a** with those papers you sent and I'm gonna keep calling your job because I'm gonna get you fired. I told him to bring it on. I also contacted the bar association in Miami, Fl. were they claim to be. They are sending me a package to file the compliant and the lady told to send with that the documentation they sent to mu job claiming to be a law firm because they are illgeally practicing law. These bastards are going DOWN!!!!!! I say that we keep calling them at work like they are calling us and harass them!!!!! I ever called the police department in Miami but because they use a PO box it's no way for them to go where they are.

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I also received a call from a Paul Martinez regarding my account. I have never in my life been called the names this gentleman called me. It was unbelievable. I have turned him into the local police department, FDC, and also contacted the local attorney general's office. It was unreal the way he spoke to me. I called Cash Advance USA and explained them what had happened and asked if this was part of their company and she told me yes they did turn them over to Capital Collections Agency. I told her the gentleman's name and she knew who he was and I said to her do you realize what he is doing. She said she would talk to her supervisor. I am working with a consilidated loan company and they told me that they could not arrest me or garnish my wages because the loan was made over the internet. These people are just using scare tactics, and it does scare me, but I took it into my own hands and did what I could to try and stop them. People who at least try to make attempts to pay these off do not need to be harassed by these idiots. Please if this happens to you report them.

This company called me and threatened to have me arrested, etc. The said they were going to call my references, etc. This company is located in Miami, FL. EVERYONE needs to file a complaint with the FTC under the FDCPA Act. It is against the law to threaten someone by phone, harass them, or call more than one time per day. I filed complaints with the FTC, the AG in the State of Florida and my home state. I also filed a complaint with my local Police Dept for the telephone harassment. IF everyone did this, this company would cease to exist and these characters they have working for them would be in jail.

But I did a little digging myself. Once, I have everything in order and turned in to my attorney, I will reply back and let you all know the outcome. I want to make sure that I have a fool proof case against these bastards. I may have found a physical address and the IT company that handles their website, so maybe they can provide my attorney with the information they need.

I received a bill from a co. Called fncb for $222.83. I dont know what for , so i called them. They only knew the co. They were collecting for and did not know their phone number. The woman told me to look it up on the internet .then she began rambling on about if i pay them now over the phone, i would only have tyo pay them $89.00 total . What should i do ? There is not a phone # for these people on the net. Im from ill.

The tactics they use is a scare tactic. A warrant can not be issued for a civil offense. Please check with your state, I was not aware but in my state it is illegal to conduct payday loans due to the interest rate. This company has contacted my job, sent faxes through the fax machine to my job that contains personal information such as my entire SSN, copy of my drivers' license, and a copy of a check. They also sent a copy of my orginal agreement. They even had the nerve to contact my references and tell them that I owe money. Had I not been at the fax machine anyone in the office could have retrieved this. They left long lengthy messages on my machine talking about they feel sorry for me and I will be arrested and loose my job. I saved the messages and the faxes for future use, because that is illegal. I contacted the FTC and the Attorney General's office in my state. They will have a lawsuit coming. What they are doing is illegal they are not even registered in FL to transact business, if you search for them in on the government website and search for the business which means they are not paying taxes. My attorney general's office is already investigating them because they have contacted me and asked questions.

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If you're looking for the address of Capital Collections, LLC in Miami . . . couldn't a call to the West Virginia Attorney General's Office - Darrell McGraw produce the address? They not only have a consumer helpline, but contact numbers as well. Capital Collections, LLC in Miami was one of the companies he sued, so I would assume his office would have an address for them or could give you something about the court records that could be looked up. Here's the site with several contact numbers for consumers - http://www.wvago.gov/press.cfm?ID=521&fx=more Hope that helps!

Yes these people are rude, and very unnoying......you can not get a straight answer or a civil conversation with these people

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I received a call from Paul Martinez, but he was very nice and polite with me.. he really help me to set up something good according with my budget. NOT EVERYTHING IS NEGATIVE I THINK ALL OF YOU ARE REFUSING TO PAY.

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Humanoid? You are being so polite Paul!

For those of you still searching for this companies physical address in Florida it is as follows:

Capital Collection, LLC
7801 Northwest 37th Street
Doral, Florida
33166-6503

Report them to your local BBB and Attorney General's Office as well as your local Consumer Affairs Department. Good Luck!!

These so called people called my mother in law and told her that I was going to jail and I was being charged with fraud. My mother in law was very upset and she is up in age and it made her sicker from the threats that they have made to her concerning my debt. What can be done? Who can I contact concerning these Idiots? If something happens to her from their harassment and threats... OM GOSH!

has anyone heard of onyx finanical group llc the number is out of service also ther address want me to pay are they still in business

My mom of all people got a call tonight from a Michael Turner. He said he was in the process submit division and that I was going to be sued for frauding a bank. I needed to call him back otherwise they were coming to my home and my work. He also said if I didn't call back and they sued me I wouldn't be able to discuss my situation with them anymore. Then he said I should call to see when my court day was! I haven't even been served. I did get a loan thru Cash net some time ago..but I haven't been able to pay it back. It was for 100 dollars. I called the number all freaked out and an automated voice states Capital. Then to press zero for the next available person. I did this and its a numeric voice mailbox!! That hardly seems like its an attorney's office. This must be a scam. the number he left was 888-885-7801. I am pregnant and on bedrest and this is stressing me out. What are my rights? Any insight would be helpful!!!!

it is a scam.use the number and name you have and first file a police report as the idiot broke the law with the call.have your mother do the same.then use the same info to file AG complaints.this is a bottomfeeding,lawbreaking scam that should be reported then ignored not paid.

You should record that conversation.The collection company can not send a warrant out for your arrest,
Not only that but you can file a suit against them for harassment.