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Rannefeld & Associates; CACH LLC

Date: Wed, 07/18/2007 - 07:45

Submitted by ladybug
on Wed, 07/18/2007 - 07:45

Posts: 2753 Credits: [Donate]

Total Replies: 2


This idiot from Rannefeld & Associates called me this morning, after I told him not to call. He is telling me that a decision will be rendered today in regards to my account by 4:00 p.m. today. Don't they have to provide me proof of this debt before I have to pay it. He told me on the phone that they are not a collection agency. Do I call him back and tell him I have talked to the FTC and was informed not to pay anything until I receive verication of this debt. He told me Monday he was faxing me a validation which I have not received.

ladybug


Whether it is a law office or a collection company, they are bound to follow the fdcpa laws and do fair collection practices. You must have the debt validated before making any payment agreement. If they try to intimidate you on the phone or use any kind of scare tactics, record their phone calls. Be aware of your state laws on recording. You must have a strong proof against them violating the FDCPA.

Read the article below. There are some good tips regarding dealing with such types of companies who don't follow the laws.

http://www.debtconsolidationcare.com/handle-collectors.html


lrhall41

Submitted by Steg on Wed, 07/18/2007 - 13:35

( Posts: 390 | Credits: )


It seems they are making false threats and artificial deadlines. You can stop them from calling you by sending them a cease and desist letter. Send the letter via certified mail with a RRR. Date your letter and keep a copy of it. Once they receive your letter they can only call or write you to inform you that they are stopping their collecting efforts or they are planning to take a legal action against you ( which they would never take!!!!).


lrhall41

Submitted by Good Nelly on Thu, 07/19/2007 - 06:05

( Posts: 2846 | Credits: )