LVNV FUNDING beginning to come after me for GE charge off

lvnv funding llc is a DBA for a larger company called Sherman Acquisitions/Resurgent Capital Services and many other names. They are a junk/zombie debt collector/buyer. The first thing you should do is send them a debt validation letter (you can find a good template in the first link in my signature) send it certified mail, return receipt requested.

The validation letter also includes a line stating to only communicate with you via United States Postal Service which they must abide by (it is effective from the date of their receipt of the letter, you'll know when they receive it because sending it in the manner which I suggested will give you a signature card which has a copy of the signature of the person receiving it a well as date/time) They must abide by this by law, also when they receive the validation request they must cease all collection activity until validation is provided. This company will try to dance around this by farming it out to other debt collection agencies to collect on their behalf including law firms that are also collection agencies, which is a violation of the federal law that governs collections.

If you have any further questions please feel free to ask.