FFG & amp; Associates - Are consumers grieving against the CA?

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I have received the same phone calls. I did what was suggested and looked them up in the MD court system. Here are some case numbers that I found. In most it doesn't look like they were awarded much and there are not any recent cases unless they have changed their name. I don't understand all of the court abbreviations though. 050200012862003 070200024992006
0501SP042952005 050200182462006 050200008152005

Here's the link for the case search.
http://casesearch.courts.state.md.us/inquiry/inquiry-index.jsp

Should I be worried since they have actually attempted to file cases in my state?

I have been in a workout group for a major national bank for over 30 years. I got one of these phone calls, make that a total of five messages they have now left on my machine. I called back after "business hours" and their machine goes thru some strange machinations and finally says there is a "system error" and then hangs up. Scam is not the word; this is outright fraud on the general public. Ignore these buffoons; they have NO legitimate recourse to you. PS I have a credit score that is in the high 800s!

So, I got the same phone call from them abt a payday loan. I knew that I did not pay the payday loan, so assumed the debt was valid. They said that if I did not make pay arrangements that more actions would be taken. Well, I payed them the money that was owed. During this time I recieved another phone call from P&B capital saying I owe them for the same bill. I spoke with FFG during the whole time and assused me that the debt was with them. So I asked them for a letter abt verfications and they stated that they would get it out to me. (Never happened) Now they are stating that it takes 30 days after payoff to get it out to me. While on the other hand I am still getting this call fro P&B capital saying I owe them the money! I do not know what to do at this point. This all started back in May, and I never have anything from them. I know I am stupid for not getting any documention, but I knew the debt was valiade and I am trying to get my debt back on track.

ffg is simply a third party collection agency hired by creditors to pursue your debt. the majority of their debt is payday loan debt which has excruciating fees. which is why everybody calls them a scam. imagine if you got a call from somebody telling you that you owe a payday loan for triple the amount of what you borrowed? I would immediately call them a scam and hang up. bottomline is that even though these fees ,late charges etc.. are exorbitant they are real and the only way to get rid of this debt is to either settle the balance or pay the balance in full (whichever way you want it to reflect on your credit report)

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These bastards are are breaking the law did a weeks worth of digging and they are not even aloud to collect debts they were last located in henderson nv.. Dont give them no money its always joseph or steve tell them to fuck off or if you are bored play with them a bit say you done the research or even ask to speak with someone else they will snap at ya like dogs



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I have never took a payday loan or my credit or identity been stolen i had harassing calls evryday for 6months about.. I found the same info about this organization and any legitimate business will have its info in public record. So i contacted the nv secretary of state the office told me they are fraudulant.. So i warn everyone if you pay these people that is when the big problems will happen your id will be sold time and time again to foreign buyers!!! Sounds like bullshit? Well if your concerned bout you financial future you will dig around and go hardcore with it












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I don't know bout anyone else, but I NEVER call back to an 800,866,or 877# I keep getting the same calls, but I just delete them. let them take me to court as I am totally disabled and have NO INCOME. they can't take what I don't have...

Oh yeah, almost forgot about a Federal Law called, Harassment over a public conveiance (telephones), or if threats are made, record the call and turn them in for TERRORIST THREATS, turn them into Homeland Security, they take this VERY Seriously!!!

We are getting these same calls at our business. They don't give a name as to who they are trying to contact. My co worker did speak with "someone" and told them that this is a business and thought they may have the wrong party. They said right away "oh, you shouldn't have been on our list, just disregard call". But now they are calling again. When you call "Joseph" back, his phonemail is full and says there is an "error".
I will be calling our communication people and having the number blocked. Thanks to all for your comments.

Don't fall for this b.s. !!! Do not call them-Report them at once!

My court date is next month! FFG is suing me too and I need a good attorney! Has anyone won in court against them?

Listen stand up for yourself! These jerks cannot say these things to any of us. I have been a collector for another agency and they screwed with the wrong person. I sued this compnay for 22k for false and misleading statments, intent to harass, third party disclosure. They are just bill collectors with a cool name of their company. They are not attorney's and will claim so get paid sue thier asses.

get a life you jerk. collecting must not be going good if you have time to be on here posting fake posts. do the world a favor and quit wasting air.

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I did receive calls from FFG regarding a payday loan they stated I obtained and I filed a complaint on the BBB against them. They sent me a basic letter with copies of the payday loan documents they say I signed when taking out the payday loan. So they "tried" to validate the debt but I am still receiving calls after informing them to stop calling me on my home and work numbers. I did find a court case that was taken up in Tacoma WA where they were sued for violation of the FCDPA and she did win $5000 against them plus attorney fees. It can be done if they keep harrassing and violating the law, licensed to do business or not. The address I have on my handwritten envelope from them is 631 N. Stephanie #419 Henderson NV 89014. I am still going to report them if the calls continue. Breaking the law is breaking the law.

File a Complaint a this site since they are in Nevada. They keep calling me, referring to my friend. I have told them many times not to call me. She went to a lawyer and he told her to file a complaint with The Better Business Bureau. Their DBA is frontier finance associates. Dont pay them anything. They try to get money for loans already paid.
FRONTIER FINANCIAL GROUP NORTH AMERICAN ASSET SERVICES LLC 1291 GALLERIA DR SUITE 170 HENDERSON, NV 89014 702 586 4444
http://www.fid.state.nv.us/New_Qry_CollectionAgency.asp

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They call me looking for my friend. I told them I was recording their call and the guy started yelling at me and cursing. I hope everyone sues them and the people who work there making the calls personally.

Here is a court case against them and FFG lost.
http://docs.justia.com/cases/federal/district-courts/washington/wawdce/3:2010cv05150/166127/12/

Thanks for all the usefull info. They called me today and left a message. I made the mistake of calling them back thinking it was a case that I have been waiting for. The debt they called about is legitimate, however after about 10 minutes with some tool that wouldn't shut up I was forced to hang up on him. Immediately I googled the company and came accross this thread. There's some good stuff here. If they do have the nuts to call me back I will be sure to quote some of the legel stuff thats been posted here. Thanks yall. I do owe someone money yes, but I will not be talked to that way. You want to talk to me that way you do it to my face. Not over the phone.

FFG has been incessantly calling me as well, and every time I tell them to just file their court case and I'll see them there. It pisses them off and they hang up, but call back again the next day. I've contacted the FTC, the BBB and my state commissioner of financial regulation. You have to keep fighting these clowns, period. I had another that was calling all the time, and when I sent them an email that I had contacted all of the above agencies, they replied that it was all an error, and that they in fact owed me $65.00 in an overpayment that they would send by check. Whether they do or not, we'll see, but I have the email from them to back it all up. When you grab these jerks by the balls, sometimes they will get the picture and give in.

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Made the mistake of finally calling them back. said they were collecting on a payday loan I never paid back, which is true. Set up paymant arrangments, however the total they said was more then what i had borrowed. Paid $100 to recieve 25% off the total, which they didnt apply towards my balance when we later set up the last two payments. called back regarding this and she blew me off saying it was right. wonder if I can call and cancle the two scheduled payments(which im sure they will say no) or call my bank or something. After reading all this info dont wanna pay them anymore than I have.

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i got the same call they saying i ol 1000 dollars for a loan an that they going to turn my check i wrote in an that there are the corprate office an there in henderson,nv but calling me from a 817 area code witch is fort worth an i live in fort worth so it a scam people dont fall for itif they call u

Or, - and, I'm just shooting from the hip here - PAY YOUR BILLS! You borrowed the money, you agreed to pay it back. A company that engages in collecting past due bills from people who walk away from their obligations is not a 'bottom-feeder'.

It's always funny how a company who is trying to collect what is rightfully owed is referred to as the 'scum' and the 'bottomfeeders', yet, the people who default on their obligations (read: Borrow money and then refused to pay it back) are 'victims'.

You must be a democrat.

Let me get this straight. I borrower money for goods and services and then, when pressured to pay, don't.... Seems to me the scum bags are those who are screwing the system for all of us that do pay our bills! The mentality here scares me to death! In other words what is being said here by paulmergel is that this is a legal form of stealing.... Nice! Maybe the government can bail us all out!!! ha ha

You, sir, are making incredible assumptions. You have NO idea if this company 'lied' to anyone. Additionally, you are giving this person incredibly poor advice by telling him not to pay the bill, cancel the account and file a complaint with the FTC. IF - and only if - this company has been assigned to collect the RIGHTFULLY OWED OBLIGATION (which the poster indicated they knew they already owed), then they have not only the right, but the responsibility to collect that debt. It is clear that you are an uneducated 'victocrat' who believes that they can get away with whatever they want. You should go back to living off of other people's money in your shitty little hole in the ground. You are a pathetic excuse for a human being. It's greedy little 'victims' like you who keep our country from getting back on their feet. "Oh, I borrowed money and now (gasp!) someone is actually trying to get me to PAY IT BACK! The horror!! I'd better run and tell the FTC to make the bad people stop so I can go steal money from some other business too!"

What a tool.

"I got the same call and same letter. It is all a scam and let me tell you they are not showing up at your work they are bunch of idiots. They are a complete scam big time. I got one saying I owe Money and More, which first off I paid off and have all the proof. Second off they are no longer a company. They are a HUGE scam. Just ignore them. I am reporting them to my Attorney General office"

- Yet another troll. Just because you don't like what they do doesn't mean they're a scam, you ignorant moron. If you paid it off, then just send them the proof.

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btw gainfully employed (by this bottomfeeder) will be deleted on site from now on.nothing to be gained from their idiocy.that goes double for anti-liberal.a couple of clowns.

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Hi,

I've been with a debt management company for 3 months now. All my creditors accepted my proposals except for one- HSBC. Apparently, they had sold the company to another company, United Debt Holdings, who had then sold it to FFG, all within this 3 month period, in which I did not know because this was not reflected on my recent credit report statement. All this time though, I had been paying them a proposed monthly fee, as suggested by my debt management company. HSBC confirmed that they received the payments, but forwarded it off to the new collection agency. The original account balance was $1663.00, which was reported on my July 2010 credit report by HSBC; the letter I received from FFG now shows a balance of $1929.65-- ~ $300 more than what was originally owed! Can they do that? Can collection agencies charge more than what was originally owed and tack it on to the balance to subsidize their fees? I though Obama had passed a credit card debt relief bill that prevents collectors from doing this?! It's not fair because I have been paying for 3 months now, they've been accepting the payments, but nothing has been applied, and my balance has only increased. It's also not fair that I did not know of them selling the account to another company, as it was not on my credit report. HELP!

These supposed collection agencies which seem to be multiple in number since they have quite a few phone numbers called and left a message that I was being sued with the statement of a "civil lawsuit" that I should contact them immediately and that I should give them a case number. I called and called and called each time being treated other than personably, one person called me "nasty", and most of them told me that they did not call my number and would hang up. I finally started recording the calls and conversations, there was one person who kept asking me for my personal information, to include my social security number, by stating that "well I do not know who you are so I cannot give you any information unless you confirm your social security number" he then proceeded to give 4 numbers to have me confirm that these were my last 4 of my ss. I did not comply with this, this all seemed a little too weird. I proceeded to look up this company and so far except for the scripted and totally ridiculous input that I see in most of these complaint sites, most of the input was stating a scamming or illegal process. I proceeded to call the FTC and filed a complaint, filed a complaint with the local police, am in the process of filing a complaint to the Nevada state attorney general's office. I also put an alert on my credit report which will cover all credit agencies. No collection agency will give you a run around and tell you that if you do not give them all your info then they will not disclose the nature of the call, most of them go straight to the point and tell you about your debt and advise you that this is call to attempt to collect a debt, not "this is concerning a civil lawsuit". I called them again on another occasion and I asked the individual if he knew what a civil lawsuit was and he stated "no I am not an attorney" so if that is the case then....why are you misrepresenting yourself as representing an attorney's office?????? Robbio and Associates......please give me a break get a real job and stop scamming and being a nuisance to others.....you will do jail time for a very loooooooong time......because it just takes one person to bring your whole pathetic operation down. And for future reference here are some helpful tips on credit collectors and consumer protection:

FDCPA?
The FDCPA restricts debt collectors from engaging in conduct including the following:

???Contacting a third party who does not owe the debt, such as a relative, neighbor, or your employer. Co-signers to the debt, however, may be contacted by the debt collector;

???Threatening to refer your account to an attorney, harm your credit rating, repossession or garnishment, without actual intention of action on the threat. Please note that a debt collector may warn you of an actual impending intention to refer your case to an attorney or to report your debt to a credit agency. What they cannot do is use a false threat to try to intimidate you into paying;

???Making repeated telephone calls or telephone calls at unreasonable times. The act defines unreasonable times as contat before 8:00 AM or after 9:00 PM, unless you have given the debt collector permission to contact you during those hours;

???Placing telephone calls to an inconvenient place. For example, contacting you at work in violation of a policy by your employer that is known to the debt collector or following a request by you that they not contact you at work;

???When placing a telephone call to you at work, informing your employer of the purpose of the call, unless first asked by the employer;

???Using obscenity, racial slurs or insults;

???Sending letters which appear to have come from a court;

???Seeking collection fees or interest charges not permitted by your contract or by state law;

???Requesting post-dated checks with the intention to prosecute if they bounce;

???Suing in courts far removed from your place of residence;

???Making certain false representations in association with efforts to collect the debt, including the false claim that the person contacting you in relation to the debt is an attorney, falsely claiming to have started a lawsuit, using a false name, or using stationery that is designed to look like an official court or government communication;

???Using false claims to collect information about the debtor, such as pretending to be conducting a survey;

???Threatening you with arrest if you do not pay the debt.

I am getting calls to my cell phone from "Julie" at FGG. Wondering if it's the same company people are discussing here. The caller ID is number local to my area, but the number to call back is 877-683-5490, which I am not going to call.

They claim they are calling about a check I wrote, and want to verify some information for security purposes. My checks do not have my home or cell number on them; and they never bounce. SCAM SCAM SCAM!!!!!!! If there's a problem with a check, my bank will contact me.

FFG is not a scam. I've worked in collections for a while now and they are a growing respected company. The problem is the deadbeats who dont pay their bills. If you cant pay it, contact the debteee and let them know and work out an arrangement. Just ignoring the debt leads to problems.

shillin,shillin,shillin,keep them shills a shillin.save your lines for the phones humanoid.

PEOPLE...
this person RBPNY is a sleazy debt collector who works for FFG..he goes by JR.he post all these messages on 800 notes and 800 notes removed them because they came from the SAME COMPUTER..this IDIOT JR is a liar and a thief,we have a bbb report on them..
PUBLIC DOCUMENT...
BBB ON FFG...
UNAUTHORUZED DEBITS FROM YOUR BANK ACCOUNT AND OVERCHARGING...
GO TO BBB.ORG AND RAD IT YOURSELF...
BE VERY CAREFUL WHEN DEALING WITH THESE LOW LIFES FFG,THEY WILL WIPE OUT YOUR BANK ACCOUNT ILLEGALLY..

Received two calls at work last week from Julie @ FFG regarding a check written, same as above. I don't write checks so I ignored the call, but took down the phone number and company name and filed a complaint with the BBB of Nevada, who handed the case over to Neveda State Financial Division. After they continued to call, I also made a complaint with FTC. Today I received a call from a local phone, so I answered and I got a Tomira person calling from FFG about a bad check I wrote for the amount of $583.00, I laughed and said I haven't written any checks. She says, "It is actually for a payday loan I defaulted on with SMG or Manhattan Processing. So I say if it is Manhattan Processing they are they could not provide proof of a licensed to lend in my state and I have turned the matter over to the AG of Delaware. She hung up. I filed several complaints regarding Manhattan Processing being a illegal payday loan lender, so they have turned the account over to FFG.

they have been calling me up for the past 4 months with the same message about a check and the funny thing is that i dont even own a checking acount and im probably not even old enough