I received a message on my cell and at work from a Joseph stating he was trying to contact me about a check that I wrote and needed to verify some information with me for security purposes. I am not sure how to respond to this because I have not had a checking account in over a year. He sounds american and the caller id is from somewhat local area(about 1 1/2 hours away) with a call back #866-443-6985. I thought I would investigate a little before calling back since I have been having serious issues with scammers out of india harrassing me at work and on my cell and I am having troubles getting them to stop. Any input would be greatly appreciated.
Sub: #11 posted on Mon, 05/03/2010 - 15:01
Sub: #12 posted on Thu, 05/13/2010 - 19:49
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Sub: #13 posted on Thu, 05/13/2010 - 19:55
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Do you have a mailing address or fax number for them?
Sub: #14 posted on Thu, 05/13/2010 - 19:56
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sorry,all i got when i looked them up was a bunch of complaints same as here.no real info on them.try to keep tabs on the number that comes up.you can have your phone provider block the number,or just ignore them as they are a scam,and can do nothing but threaten as they have nothing else.
Sub: #15 posted on Fri, 05/14/2010 - 05:09
Moderators Cum Industry Expert
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They are located at
419 Stephanie St
Henderson, NV 86014
Sub: #16 posted on Tue, 05/18/2010 - 20:45
Frontier Fiancial Group
1291 Galleria Dr
Ste 170
Henderson, NV 89014-8635
(702)586-4444
I will use this address and the one provided above to send a DV letter as well as to file a complaint with the FTC and AG. Thank God for these forums....if I hadn't looked them up, I might have been scammed! I knew right away it was bogus. I haven't written any checks in a long time and have had no pdl in at least two years!
Sub: #17 posted on Wed, 05/19/2010 - 05:44
Sub: #18 posted on Fri, 05/21/2010 - 05:46
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Sub: #19 posted on Thu, 05/27/2010 - 09:38
1) They cannot collect on a debt if they do not prove to you they own the account now and have original paperwork like signed contracts, anything with your signature, otherwise consider it bogus.
2) Request from the company a debt verification letter. They have 30 days to respond to you. If they do not furnish you with the verification and try to collect or report you to the CRA's, they are violating the law.
3) Never answer the phone from a number you do not recognize. This company seems to have a loop system that will have your area code attached. Don't answer.
4) The messages regarding a check you have written and need to verify for security purposes: It is a ploy to scare people into calling back thinking their identity was stolen.
5) The Dunning Letter: this letter is the collection company notice to you, not the actual verification of debt. This will not hold up in court as a verification. Google Dunning Letter and you will see the difference.
Do Not Trust These People They Are Scammers Praying On People Who Do Not Know Their Rights. Until you have the debt verification in your hand, they cannot collect on debt if you dispute it. Run your credit reports to make sure they are not reporting you. If they have and you sent a DV, ask where your $1000 is since they just violated the FCRA.
Sub: #20 posted on Thu, 05/27/2010 - 14:10