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FFG & amp; Associates - Are consumers grieving against the CA?

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I received a message on my cell and at work from a Joseph stating he was trying to contact me about a check that I wrote and needed to verify some information with me for security purposes. I am not sure how to respond to this because I have not had a checking account in over a year. He sounds american and the caller id is from somewhat local area(about 1 1/2 hours away) with a call back #866-443-6985. I thought I would investigate a little before calling back since I have been having serious issues with scammers out of india harrassing me at work and on my cell and I am having troubles getting them to stop. Any input would be greatly appreciated.




Thanks for the list. I have been dealing with several collection agencies recently, some regarding debts that I definitely do not have. I start by filing complaints with the Better Business Bureau and follow that up with the DV letter. I've found that it stops many of them right there. Also, Sprint seems to be the provider for these bogus phone numbers many of them use, so Sprint should be included in your complaints to the FTC.

Sub: #21 posted on Thu, 05/27/2010 - 20:33

rebsoto rebsoto

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Okay guys, I just spent several hours going over posts and reading websites and the like trying to get some real information about FFG & Associates.

Yes it's true that at one point, they were operating without the correct licenses. Being a startup company, they had failed to obtain the required licenses and documentation from the state of Nevada, and were thus issued a cease and desist order. That order has been rectified, the company is now licenesed, and this license has been verified by the BBB of Southern Nevada.

http://southernnevada.bbb.org/bbb_rate d_acc_rpt.asp?bbbid=79802&tr=rated&lg=B%2D&ex=15

They are now legally licensed as a collections agency, so my advice would be, if you owe money to a company, and expect that it might be in collections, contact the collections agency, and ask for paperwork to be mailed to you.
I am not an employee, just a consumer who had come across the company, and was interested in their legitimacy. I will be posting this same reply on other sites.

Thanks.

Sub: #22 posted on Fri, 05/28/2010 - 19:16

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Yes, I am aware of the same information. When I filed my complaint, they showed a B- rating for the company.

Sub: #23 posted on Sat, 05/29/2010 - 04:52

rebsoto rebsoto

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I too got a call from them, but it was out of CO. Same story, trying to contact me to verify some things on a check I wrote for security purposes...I haven't had a checking account in over 5 years so I'm amazed that anyone would still have a check from me or have an unresolved issue with a check that was written probably 6 years ago, or more. It's a guarantee I won't be returning the call or answering any if they try to call back.

Sub: #24 posted on Thu, 06/10/2010 - 19:57

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That CO call was probably not really from CO. Check it out on the BBB website. I would bet that nothing turns up in their database. They are using fake phone numbers.

Sub: #25 posted on Thu, 06/10/2010 - 20:03

rebsoto rebsoto

(Posts: 69 | Credits: )

I'm not surprised they're using fake numbers, they obviously don't practice any type of business ethics. So I did answer their call a couple days ago and they said they were calling for one of my friends (on my phone!), I stopped them right there, for one, it's not my friends number, it's mine and no he can't be reached on it(why would my friend give MY number when he has his own phone??). Second I told them to take my number out of their system and to stop calling me. Now they call me at least twice a day, I answer so I can tell them to stop calling me again and they immediately hang up every time before I can even say anything. It's starting to become harassing. I'm getting so mad!! And there's no way to block the call on a cell phone! Gggaaahhhh!!!!

Sub: #26 posted on Wed, 06/16/2010 - 02:22

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Report them to the Better Business Bureau and the FTC. Tell them how many times they are calling you.

Sub: #27 posted on Wed, 06/16/2010 - 14:35

rebsoto rebsoto

(Posts: 69 | Credits: )

I reported them to the FCC. :D I'm tired of being harassed. Thankfully my phone keeps a very thorough call log so I have every time they called me on record.

Sub: #28 posted on Thu, 06/17/2010 - 06:01

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You should also report them to the BBB, who will contact them quickly. Once you do that, the calls should stop.

Sub: #29 posted on Thu, 06/17/2010 - 12:50

rebsoto rebsoto

(Posts: 69 | Credits: )

I work for a law firm collection agency...I have also received calls but havent wrote a check in years...so to answer a few questions on the legal side of this issue... first of all a validation letter does need to be sent with in 5 days of a collection agency receiving a collection account..it is the law check out FDCPA laws..secondly they legally cannot leave a message with anything to do with a check. if they are a real collections agency the message that you should get is this..this call is for____my name is _____im calling with______i must inform you that this is an attempt to collect a debt and any information obtained will be used for that purpose. I do need a return call please call me at ______.
this is also under the FDCPA laws and there are cases being tried in almost every state because some agencies choose not to say this. As far as the legal side of this, they cannot threaten to garnish your wages or put a judgment against you unless a court file has been opened...keep in mind this is all information that you can request. In a legal collections case I can tell you that if you dont work with me I will request a judgment against your assets and in some states once the case is open i can also request to garnish wages however none of this can be done until a case file is open with the court period. anything other than this is just a lie...i have had these people calling my friends for "references" so please be careful of that as well.

Sub: #30 posted on Sat, 06/19/2010 - 03:22

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