need help with Forster and Garbus

the woman called back to tell me that her supervisor is offering a settlement of $315 and they will close the account today. I turned her down and told her I wanted to talk to her supervisor. Of course it was voice mail and have to wait for a call back.

This sounds kind of strange. Call your local courthouse and see if there is a court date.
I wonder if it????????s too late to send a DV letter. I????????m sure someone will be along soon to advise you.
Good luck and let us know what the supervisor says.By all means keep calling them until you get to talk to a real person.

Please contact the NY Attorney General with your complaints:

You can refer oag.state.ny.us/media_center/2009/apr/apr14a_09.html for more information

*Content Edited
We restrict use of copied content here - Jason

This is so good. Finally, some justice for New Yorkers from these parasites. They're not as good as they think they are... They got burnt - served me a summons in the incorrect way as well. I wouldn't say a word until I get them in court.

Does anyone know how I can join this class action against Forster and Garbus. They're very nasty attorney - never answered my dv letter and then sent me a summons. Thanks.

My brother found mine in the yard coverd in dirt yesterday Forster and Garbus and it's crumpled up and dated jan. 26 2009

i called the fbi and the nys attorney generals office and the suffolk county police forster and garbus frozed my checking account and are trying to take my money we all need to close them down they sent me a phony summons went to the sheriffs office they said it was a phony summons.

Forester and Garbus had sent me a letter with a phony looking summons from and old printer...You know the kind that you have to rip off the sides. It appeared that i had to be at court on May 8 2008. I never recieved anything in the mail nor did anyone serve me with this summons. I got the letter 7-2-08 two months later. I guess there collecting a debt for Pinnacle credit service. It says that I made a credit card purchase or took money advances under a credit or a line of credit account, prommisory note. What the heck is this...I never had a credit card in my life. I was reading a web site called rip off report and a women said that she spoke with a women by the name of Liza Gibbson. I spoke with a women by the same name for the company they are collecting for. Whats this...She works at both places? Both these companies seem to be scammers.

Call your county court house and verify whether you had a summons * lawsuit or not. If not, sue them for $1000 plus possible attorney fees and court costs.

How would they get someone's checking account to do all this mischief? This is aweful.

Does anyone know when the court date is set for Forster and Garbus with Andrew Cuomo? I tried researching some info. but could not pull up anything... thanks.

THEY ARE SCAMMERS! SAME WITH ME..I NEVER RECEIVED PAPERS STATING COURT DATE..JUST FOUND MYSELF IN JUDGEMENT! THEY REFUSED TO GIVE VALIDATION OF DEBT! MARY HARRIS AND JOHN BROWN ARE LIERS AND CON ARTISTS! THEY ARE NASTY AND CONDESCENDING!.HUNG UP ON ME.FIGHT DONT GIVE IN WORTH GETTING A LAWYER...

Did you have a default judgment against you because you didn't answer your summons? They sent me a letter saying that they're sending a judgment against me to court but I answered the summons. I believe they are con artist... calls me at least once a week and the court date is already set.

Is there a lawyer than can help me?

This company must be stopped, who would like to join us in forming a class action lawsuit against Foster and Garbus. We are middle income hard working people with a debt settlement co. and Foster and Garbus has done everything possible to ruin us. They must be stopped.

I would join in a class action. Please let me know the details.

The attorney General for New York is in the process of suing Forster and Garbus for not serving summons to consumers then getting a default judgment against them in court so you should submit your complaints to Andrew Cuomo.

LETS CLOSE THOSE SNAKES OUT POWER FOR US DEPTORS MISTREATED

HOW CAN THEY JUST "SAY" THEY DELIVED SUMMONS AND THE COURT BELIEVES THEM?..OUR SYSTEM IS FLAWED!! THEY SHOULD BE PROVIDING HARD PROOF!! THIS HAS TO STOP! ANDREW CUMO IS SUING THERE ASSES OFF! I WANT TO BE PART OF CLASS ACTION ALSO!

Tabita!
They said in the papers that a judgement could be put against me, BUT if i made payment arraingements NO FUTHER ACTION would be taken! So the kindly recommended my first payment to be oct 21..they automatically withdrew...a week later i get a letter in the mail stating that a judgement was put against me on Oct 20!!!!!..When i called angry they said they couldnt stop it and hung up on me!..How r they getting away with this!..On top of it all they added an extra 500 to my total!

I paid off Forster and Garbus..They have not entered Satisfaction Of judgement with my county Clerk office...What are the laws about this in New York?..PLEASE HELP!
_________________

Guest
They sent me the same letter but I ignored because I'm going to court in September. If they did not receive notification that I filed my answer, that's their problems but I intend to win. When did they supposedly serve you a summons because depending on this, attorney general of NY is has a case against them for improperly serving summons to over 28,000 New Yorkers so if you do live in New York, you can hire a lawyer and get everything they took from your account back. Also, you should contact the attorney general's office.

Also, whenever you start to pay a debt back, it restarts the SOL.

My best advise to everyone is not to deal with Forster and Garbus, when they sent you anything in the mail, send them a debt validation document, certified mail because they're not ethical and even if you agree to pay them, they will drain your account so be very careful with these snakes. Also, once you start to pay a debt back, it start the SOL again.

Guest,
This happened to a friend of mine and she wrote to the judge that handled the case, addressing as "your honor" and someone from the judge's chamber called her back and the satisfaction of judgment was entered... of course, this is provided that you went to court. If you settled out of court, call the court house about the procedure.

Guest,
I'm very sorry this happened to you with Forster and Garbus, but you see, the reason they send the letter is to intimidate you into making a payment and then once you make the payment, that is an admission that you owe the debt, so then it's very easy to get a judgment against you, they're very sneak snakes and in this case, you had to be ahead of them, but you got caught... talk to lawyer, especially that they incorrectly served you a summons which is probably why you did not respond.

I have had my account frozen, and now as my husband (who's debt this is) is unemployed and I have been told by the sherriff's dept. they can not take his unemployment am still being harrassed monthly for money. I have already paid 1,500 toward this balance and currently am trying to keep my family of 5 above water. They also sent us a summons that the sherriff's dept. said was fake.

contact adrew como!!! report to everyone who will listen!

Ok, I have no love for law firms but first off be honest with yourself, do you own the money? If you do how can you claim the lawfirm is a parasite? They are trying to collect money that YOU DO OWE!!! Second F&G is not being sued, the process server they used is. F&G and dozens of other firms were ripped off by this process server that said they were serving people when they indeed were not. If you read the complaint even Cuomo says these firms are not being accused of any wrongdoing. They are asking for 100,000 defualt judgements where this one process server was used to be overturned, nothing more.

Ok, I have no love for law firms but first off be honest with yourself, do you own the money? If you do how can you claim the lawfirm is a parasite? They are trying to collect money that YOU DO OWE!!! Second F&G is not being sued, the process server they used is. F&G and dozens of other firms were ripped off by this process server that said they were serving people when they indeed were not. If you read the complaint even Cuomo says these firms are not being accused of any wrongdoing. They are asking for 100,000 defualt judgements where this one process server was used to be overturned, nothing more.

clicked twice

they are sleazebags. pure and simple. they collect old debt, very old debt, even if it's out of SOL, their documentation is a joke, they intimidate pro se litigants as soon as they are away from the judge's bench. they are flippant and condescending and are little more than two legged rats.

they are sleazebags. pure and simple. they collect old debt, very old debt, even if it's out of SOL, their documentation is a joke, they intimidate pro se litigants as soon as they are away from the judge's bench. they are flippant and condescending and are little more than two legged rats.

Apr
14 Debt Collection Legal Process Server Arrested by New York AG

New York Attorney General Andrew Cuomo
Attorney General Andrew Cuomo announced criminal charges today against Long Island-based American Legal Process (???ALP???) and its CEO and President William Singler for a fraudulent business scheme in which the company allegedly failed to provide proper legal notification to thousands of New Yorkers facing debt-related lawsuits, causing them unknowingly to default and have costly judgments entered against them without the chance to respond or defend themselves.

According to the court papers filed today, ALP, as a legal process server, was hired by high-volume debt collection law firms in New York to serve legal papers, usually a summons and complaint, notifying individuals that they are being sued and must answer the complaint.

ALP, however, allegedly engaged in ???sewer service,??? which is basically where the process server does not make any legitimate attempt to notify the consumer of the lawsuit. As a result, thousands of judgments were allegedly obtained against unsuspecting New Yorkers, many of whom first learned they were being sued when they found their bank accounts frozen or their wages garnished.

In addition, Cuomo announced his intent to sue one of ALP???s largest customers, the collections law firm of Forster & Garbus, for violations of New York State???s consumer protection laws. According to Cuomo, Forster & Garbus used ALP to serve over 28,000 summons and complaints across the state, but failed to supervise the company and relied on legal papers from ALP that it knew or should have known were false.


???The laws of this state are supposed to ensure that each and every New Yorker has their day in court,??? said Attorney General Cuomo. ???If proven to be true, the schemes detailed in the cases filed today undermined the legal rights of thousands of citizens by corrupting our legal system and abusing individuals who happened to have consumer debts.???

The catalyst for this investigation by Cuomo was a report from non-profit MFY Legal Services. The report, titled Justice Disserved, detailed abuses by 7 top law firms in New York and their process servers. The report by MFY Legal Services showed that these 7 law firms filed over 180,000 cases in New York City Civil Court in 2007. The law firms

HOW CAN I BECOME PART OF LAW SUIT AGAINST FORSTER AND GARBUS?...NOT ONLY DID THEY GET A FALSE JUDGEMENT...AFTER I PAID THEM IT HAS BEEN 2 MONTHS THEY HAVE NOT FILED SATISFACTION OF JUDGEMENT WITH COUNTY CLERK..THANK YOU!

I want to share my
experience with Forster and Garbus.
One day I woke up to a frozen bank
account, the bank informed me it was
frozen by Forster and Garbus and gave
me their number. I NEVER received
anything from this company. but they
obtained a judgement to freeze my
account. It took me over a week to
reach a person there. Meanwhile I have
incurred hundreds of dollars in
returned item fees and have no access
to my money to feed my kids. When I
finally got a human. Eugene, told me
Ms Fisco is handling my case and is
out on medical leave till next Monday,
but he will unfreeze my account for a
small fee of $1050.00. I agreed, he
said I could make arrangements to pay
the rest when Ms Fisco came back. On
Monday I left messages for Ms Fisco,
to this day I havenever spoken to
her, Eugene called me back, I offered
to pay him via money order, he asked
for my husband's bank info so he
can "take" it out directly, I refused,
he said Ms Fisco would have to
authorize it, I was never able to get
a return call from these people since,
today the first installment was
garnished from my check. I could have
avoided this embarrassment if they
would have taken my money in April
when offered. I was not giving them my
husband's account number so they could
freeze his also. The account they
froze was also my husband's and mine,
it was mostly his portion of the
deposits they took. I do not even know
if this garnishment is a legal
document or something made up by them
and was never sent to the courts. From
what I have read they have sent
fraudulant documents to others.
I Emailed Mr Cuomo through his site tonight, hopefully I will get a response.

Call your local county civil court and let them know you never knew about the judgement and ask them how to file a Motion to Vacate due to Improper Service.

Yes, please help what can we do to stop shut them down.

I received a notice of summons in the mail from Forster & Garbus for a capital one account
I called and asked to verify this as I did not owe capital one this sum of money. They refused. Instead, I was pressed to give my checking acct information for them to draft money from my account. I offered to settle, but requested they put it in writing before I send any money. They refused to put anything in writing, but continued to badger me for my checking account numbers. I spoke to three different people, and received three different answers. Still no verification of this debt.

I am filing a complaint with the NY Atty General's office.

first check with your court clerk to make sure the summons is real.if not,then you are not required to even speak to them.instead send a debt validation letter.if it is real.you have to answer the summons.your court clerk should be able to help in that regard.

We have dealt with F & G as well. We want to pay off all our debt, but now the balance we owe is $600 more than what it should be. I have their original letter they sent us with the correct amount and all my bank statements regarding what we have paid them thus far. I call them every month and send them faxes of the original amount, but so far the amount just keeps getting bigger. It sounds like this will never end. I do not want to get to the end and owe them $1000 more than what we should and have our bank account frozen. Is there any way to "fire" them as debt collectors and request the original bank to go through another debt collector?

New scam they settle in court and with the very last payment they say they never received it and since they didnt receive it viloated the stipulation and now they want $250. 00 more in court fees and inerest..... so if you deal with bags like this send all payments with delivery confirmation with usps.........

i had a similar dealing with f&g a few years ago. i had never been served an summons, and all of a sudden i had a judgment against me! how can i join this lawsuit, and get the judgment off my credit report????

ps. the account is paid in full, but i would like the judgment cleared

Well in my case, I had a credit card with capital one and I ended up paying 950 to foster and garbus, that was a year ago and it still shows up as negative on my credit report, and they sent me two different receipts with two different amounts and 2 different amounts and docket number

i received a summons from them in october. the summons was dated july 14!!

i suspect that this summons is phony!!

is there any way that i can join the suit the attorney general has against these thieves?? or do i have to email them with my complaint?

in the meantime i cwill call the court clerk and see if i have a date yet.....

I am having a serious problem w/Forster & Garbus! A couple of months ago they froze my bank accounts. I never received anything in the mail & was never served. I only found out about it when I tried to use my debit card & could not. I eventually got them to release the funds, but they took $1,000. I also lost several hundred in bank fees.
I have requested repeatedly they send me some sort of verification in the mail. The woman I spoke with simply said "We don't do that!" After 10min of telephone hostility I finally got her to agree to at least send something referencing the amount owed. Two weeks went by and I received & heard nothing. I called & left her a vm again requesting SOMETHING to be sent via mail, saying I wished to settle the matter, but needed some verification. The following week I received a Marshal's Notice of Execution against personal property. Since then I researched the firm and found dozens of complaints, as well as a pending law suit against them by the NYS Attorney General's office. I am in the process of sending a Debt Verification letter via certified mail, but after reading several posts & blogs am not hopeful for my request to be fulfilled.
Can someone please advise on the correct course of action. Obviously I don't want the city marshal knocking on my door.

Sue them in Federal court for violations of the FDCPA. Go to www.naca.net you should be able to find an attorney to represent you at little to no cost, as the FDCPA also can grant attorney costs and court fees, plus gives you $1,000 for your trouble.

Thank you! I'm waiting to hear back from an area attorney I found on the naca.net site.

I keep trying to work with these people pay this debt i know i owe - unemployed for a long time now and can't make their request for payment - at my wits end what do i do?

This is what the Cuomo website states:
In addition, Cuomo announced his intent to sue one of ALP???s largest customers, [URL="http://www.fgny.com/home.htm"]the collections law firm of Forster & Garbus[/URL], for violations of New York State???s consumer protection laws. According to Cuomo, Forster & Garbus used ALP to serve over 28,000 summons and complaints across the state, but failed to supervise the company and relied on legal papers from ALP that it knew or should have known were false.

http://www.howtostopdebtcollectors.com/cuomo-arrests-collector/

Please read the site yourself...don't believe what other's post.

Great news. Thanks for linking it here.

they served my wife a summons that she was being sued for credit card debt. the person knocked on our door and my wife and i weren't home at the time so they had our 15 year old son sign for the summons. i don't even think that is legal in nys.

These people are dirty, they try to collect from me a debt that belong to someone with the same name as me, but with a different SSN and address.

I got a debt collection notice from them about a Chase card debt, and I ask them for verification. They sent me a piece of paper that basically just state again I am the owner, but this time with my SSN and address saying that belongs to the account owner. There is not even a bill or statement that mention how the numbers add up. Just a plain, boring piece of paper they call "verification".

I went to Chase to find out that that account belong to someone with the same name as me, but a totally different SSN. I think these human scum just break the law by sending me false document. The scary part though is how they get my SSN, anyone know what their trick is? I want to stop them and teach them a lesson, do you think I have sufficient evidence to sue them and win? And how do I proceed to sue them? Do I need to hire an attorney for that?