Frederick J Hanna
Date: Mon, 12/15/2008 - 14:40
I posted recently, so this is a repost with more information.
First, my new husband does not know about this, and I would prefer to handle it on my own, for obvious, stupid reasons, I know.
I have been contacted by Hanna at my work, I did not take the call, nor have I called them back-after research showed what they were calling in regards. The calls have stopped, but a few months ago, they sent a letter to my ex-husband's home(we used to share it while married), stating that I owe $200 more than the original debt(Capital One) and that if I fail to contact their office within 30days, they may consider additional remedies to recover the balance-questions-what remedies and am I responsible for that additional $200? I did a general/limited/free public records search and see that there is a civil judgement against me(I'm assuming it was them), under my maiden name(name changed a year ago due to new marriage) but I have received nothing to my home address, as I don't believe that they have it-YET. What happens from this point? I have a new last name, as of a year ago, I didn't forward my address when I moved into my husband's home, which is in his name, we have no home phone, as we both use cell phones-which I have been contacted by creditors on my cell. I plan on paying off my debt mid-January, as I will have enough money to do so, but i'm afraid of waiting until then to contact them, out of fear that they won't be patient. Once I pay off the debt, how will the Civil Judgement work out? I know my credit is screwed, I take full responsibility for my stupidity and would love to just get it over and done with, but can't until then. I'm a month away from having my debt paid, what do I do? If I call, I don't want to give them my new address, I would prefer not to have them record my conversation, can I do that? Thank you in advance!
First, my new husband does not know about this, and I would prefer to handle it on my own, for obvious, stupid reasons, I know.
I have been contacted by Hanna at my work, I did not take the call, nor have I called them back-after research showed what they were calling in regards. The calls have stopped, but a few months ago, they sent a letter to my ex-husband's home(we used to share it while married), stating that I owe $200 more than the original debt(Capital One) and that if I fail to contact their office within 30days, they may consider additional remedies to recover the balance-questions-what remedies and am I responsible for that additional $200? I did a general/limited/free public records search and see that there is a civil judgement against me(I'm assuming it was them), under my maiden name(name changed a year ago due to new marriage) but I have received nothing to my home address, as I don't believe that they have it-YET. What happens from this point? I have a new last name, as of a year ago, I didn't forward my address when I moved into my husband's home, which is in his name, we have no home phone, as we both use cell phones-which I have been contacted by creditors on my cell. I plan on paying off my debt mid-January, as I will have enough money to do so, but i'm afraid of waiting until then to contact them, out of fear that they won't be patient. Once I pay off the debt, how will the Civil Judgement work out? I know my credit is screwed, I take full responsibility for my stupidity and would love to just get it over and done with, but can't until then. I'm a month away from having my debt paid, what do I do? If I call, I don't want to give them my new address, I would prefer not to have them record my conversation, can I do that? Thank you in advance!
For one contact the court and find out the method of service, be
For one contact the court and find out the method of service, because it sounds like you were improperly served. Once you got that info, go to court and have that judgement vacated due to the improper service.
