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Frederick j Hanna is it a new trick

Date: Mon, 02/14/2011 - 19:37

Submitted by snoopy
on Mon, 02/14/2011 - 19:37

Posts: 8 Credits: [Donate]

Total Replies: 2


I recieved the same old generic letter from Hanna & assoc.they say they represent Chase bank I sent the dispute letter to Hanna & Assoc.as requested in the letter .I recieved a letter back from chase saying a thorough investigation was completed we have determined that the account balance is accurate Please send payment immediately to the address below which is chase banks address in wilmington , Delaware.not sure what to think of this any thoughts on this would be helpfull thanks to all in advance.


Hi!
Welcome to the forums!
You should send a written request to the Hanna to validate the debt. If they are not able to provide you with proper validation, then send a cease and desist letter to them. If they can validate the debt, then make a payment arrangement plan with them and pay off the debt. Try to settle the debts on your own. Go through the following page to know about the steps to settle the debts on your own: http://www.debtconsolidationcare.com/steps.html


lrhall41

Submitted by Good Nelly on Mon, 02/14/2011 - 23:28

( Posts: 2846 | Credits: )


The OP already sent a DV and it looks like Chase responded. Hannah may have kicked it back to chase when they got the DV.

You should definitely take it seriously if it came directly from Chase. It looks like it is currently back with Chase since they directed you to make payments to them. Talk with them, they have programs and such for hardship cases. At the very least you should be able to work something out with them.

If for some reason they refuse to work with you, then keep sending them payment arrangement offers in writing, cmrr and keep sending in whatever payments you can. This is so if they do sue you, you can show the judge you made every effort to work with them and even send in money to pay the debt down.

Keep in mind this way keeps the SOL fresh on the account and they can sue you, but if you just ignore it they will likely sue as well. There are various strategies for getting out from under credit card debt depending on how the accounts are, from accounts only a month late to those charged off....you would need to research those if that is the rout you wish to go.


lrhall41

Submitted by goldenbast on Tue, 02/15/2011 - 00:42

( Posts: 2884 | Credits: )