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Can a collection agency freeze my bank account?

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A collection agency has threatened to freeze my account if I don’t pay them within Halloween. Can they do that? Please suggest.




Have they filed a lawsuit against you? They cannot freeze your bank account without a garnishment order. Check if they have a filed a lawsuit against you. Secondly, do you even owe the amount. Giving false threats about lawsuits is illegal.

Sub: #1 posted on Wed, 10/14/2020 - 23:22

David Martin David Martin

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The collection agency can legally freeze your bank account for unpaid debt, but they have to first get judgment against you before they can take out this step.

Sub: #2 posted on Thu, 10/15/2020 - 06:02

Ryan Miller Ryan Miller

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As David and Ryan has said, first of all, gather proper information and then go about finding a way out.

Sub: #3 posted on Fri, 10/16/2020 - 07:10

Good Nelly Good Nelly
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Always remember that it's not possible to garnish your wages without a valid court order. The collection agencies might threaten you to freeze your accounts but it's impossible without a court judgment.
If you are facing problems in paying off debts, talk to our expert financial coaches in 800-DEBT-913. They will help you in handling your debts and you won't have to deal with the debt collectors anymore.

Sub: #4 posted on Sun, 10/18/2020 - 21:32

Craigh.terry Craigh.terry

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