northstar capital acquisition llc - is this a collection agency?

Did you receive a summons to court or just a notice from North Star Capital Acquisition? Check with your local court to find out if it is a legitmate summons. If it is a real summons you need to answer it. You can find examples on this site. What is the amount owed according to them and what is the amount that you actually borrowed prior to all of their fees? If you have the money I would only offer North Star Capital Acquisition a percentage of the original amount borrowed. Eventually they will take it even if it goes all the way to court. Do you rent or own a home and do you plan on purchasing a home or car any time soon? A judgment will affect the rates you are offered on those loans.

What happens if a single person has debts and dies? Can someone be appointed to sell the debtor's belongings to pay the bills off?

That almost sounds like a letter trying to scare you into making a payment. Definately check to see if there is real papers filed, if there is not...boy do you have a 'smoking gun'....I would quickly fire of a stiff DV letter and let them wrack up the violations and then take THEM to court. :lol:

I am dealing with the similar, but mine is actually filed to the court. I found after calling to the court. According to the online court record, summons was issued, but have not received it yet. I have no idea what to do at ths moment besides I sent DV Letter to North Star Capital Acquisition. The worst is I have no idea what this debt refers to as nothing on my credit report.

The executor of that persons will is able to pay the debts but you will likely need some sort of power of attny or something stating that the person had passed and when.

Not all collection agencies report to the CBR agencies. It's good that you sent the DV letter to find out what this is. Make sure you keep a copy of everything and answer the summons when it arrives.

My 83 year old mother just recieved a letter from this same company stating that she owes 2200 and have recieved a court document as well. she has no idea who this company is or why she owes this money.

keep in mind though that once a lawsuit has been filed, the CA will not validate the debt for you, or even answer a DV letter in most cases. At that point, the DV cannot stop the legal action because it has already been started. If you find that this is a legitimate suit against you in court, then you will need to move for discovery to request validation of the debt. Check with your court clerk's office in the county you live in, and they can tell you if this was filed as a real lawsuit or not. If it wasnt, then the letter you have from the CA stating that they are suing you is potential evidence, do NOT get rid of that letter. If they tell you that they are going to take any action against you, including suing you, and they dont actually do it, it's a violation of the fdcpa.

Check the court clerk's office and let us know what you find.

Hello, How are you toight? I am lookign for a phone number for North Star Capital. Can you help me with that please?

I had a capital one account that I did not pay. it's been 7 years and now they have went through North Star Capital and have file a lawsuit aganist me. I am very worried because I'm a single mother in college and I'm afraid that they will garnish my wages. What do I do?

I am being sued by "Capital One" and a Louisville KY attorney is handling it. I have asked them to validate the debt and I have yet to receive concrete proof that I owe the amount $976.00 they say I owe. I have requested twice for them to validate and the only thing they send me is a copy of Capital One's rules and a letter wrote on their letterhead the amount I owe.

Ljackson, what state do you live in? It could be the SOL has expired on this debt, if so, they can't sue you.

If they have failed to validate, demand validation when you go to court, more than likely they can't.

They can still sue but she can use SOL as an affirmative defense (if she is indeed out of SOL).

I'm being sued by these people for a capital one card they sued for Almost 5yr ago, per court order Judgement, Which has been paid. And I called Capital1 and they say it was satisfied per court order and something is wrong, because they cannot 5yrs and sue again.

My living expenses for the quarter have been Garnished so now I have no money to cover any of my living expenses plus My bank is charging me all kind of fees, and have told me that any money that get put into my account will be taken utill the debt is paid.

what should I do now I recieved a civil summons from northstar :cry:

Please note that North Star Acquisition is part of Zenith Acquisition, you can contact them as of Nov 3, 08 at 800-479-6011. Good luck...

I recieved a summons that I was being sued bt north star capital mentioned on the summons, so i replied and was redirected to law offices, after my inital call I recieved call from the law office branch of collections and the person I talked to wanted to settlewith a check by phone imedeately
I asked him to cross reference the summons case # to their file # and he said that was not necessary, The old account was with chase circuit city but Ican not get that Information because the account is now closed what should I do to make absolutely sure the monies I send are paid to the right acount and that the curreny law suit is dismissed

I recieved a summons that I was being sued bt north star capital mentioned on the summons, so i replied and was redirected to law offices, after my inital call I recieved call from the law office branch of collections and the person I talked to wanted to settlewith a check by phone imedeately
I asked him to cross reference the summons case # to their file # and he said that was not necessary, The old account was with chase circuit city but Ican not get that Information because the account is now closed what should I do to make absolutely sure the monies I send are paid to the right acount and that the curreny law suit is dismissed

I received a letter from a local attorney stating I owed North Star Capital 1050. I have no idea who this is, the letter was in my former name - which I have not used in years. They said that I could possibly have my wages garnished,etc. Should I wait to hear from North Star? THis lawyer seemed like he just wanted me to file bankruptcy, which I have not desire to do. At the end of the letter it said that if this was sent in error, please disregard!

I received a summons and immediately contacted the attorneys that were handling the suit. I made arrangements to pay the 8241.00 by paying 1000.00 twice in the month of December 2008 and then paying 800.00 a month until paid off. I paid my first 1000.00 to the attorney's office but it never processed through my bank. I called them after two weeks and they tell me North Start Capital has decided to use another attorney to sue me. They shredded my check and told me they are no longer on the case. I have not heard from any other attorney about this. Do I go to court January 23 or what?

oK EVERYBODY, IF NORTHSTAR/ CAPITAL ONE COMES ALONG AND SUES YOU, YOUR BEST BET IS THE CHOICE OF LAW PROVISION THAT USES VIRGINIA LAW BECAUSE THATS WHERE CAPITAL ONE IS LOCATED. NORTHSTAR JUST DISMISSED MY CASE WITHOUT THE FUSS AND MUSS OF GOING TO COURT BECAUSE I POINTED OUT THAT THEY HAD NO PROOF, AND TRYING TO SUE ME WITHOUT PROOF IS USUALLY CALLED FRAUD. PEOPLE, FRIENDS, OTHER VICTIMS LISTEN WHEN I SAY , DONT LET THEM GET A DEFAULT JUDGEMENT , STAND UP AND THEY WILL SIT DOWN

I got a letter from the Sherrif office saying I need to come up with the 1200.00 in 5 days, the letter was typed on the 29th I recieved it in the mail on the 31st. Saying they will levy on my property by auction it off my things. Other wise I have to come up with the amount by tomorrow.[font=Arial][/font][color=Black][/color][size=3][/size]

Rhonda, were you sued in court and was a judgement entered against you?

I received a letter through the mail today that I signed for-didnt no what it was and it was from North Star Aqcquistion stating I have to go to court here in Tn on a credit card debt For $970.00 plus 25%fees since 2003-Do I have to go to court even though on my credit report it said it was closed and written off-and that was 2002?

how do i get this removed

every state has a different statute when it comes to written contracts & credit cards. also some states are wage garnishable and some are not. all 50 states do not have the same rules applied when it come to collections. if you have any ?'s, it's best to get in contact w/ your state attorney generals office to get fact and not fiction

i am in florida i sent DV letters to them certified ,called AG,FTC, Bar, etc...have copies what is my next step -hope they respond with false dv or write NAF the same dv letter?go for change of date of mediation to find a lawyer -so damn hard to find and knows anything with arbitration and fdcras

What should I do I just received a summons last night that i'm being sued

Hi, My husband and I are in the same boat as the rest of you, we had 2 capital one accts. that we were sure were in a ch. 13 that we discharged in 04. Capital one never made a claim, but North Star now is suing us for the amounts totaling 1500, plus 1500 in extra charges, I've called and called the lawyer in Ky. and they never call me back, I've sent copies of the ch 13 papers, to them and the court who did send me a court date. I emailed Bud Hibbs and they said get a lawyer, so I don't know what to do, my husband is laid off so we're worried about our home, and now this. Thanks in advance

I myself just got a call from one of my family member(s) saying someone just dropped off a summons for me by NorthStar Capital Acquisitions. I'm unsure if it's the real deal or not, but it does show on the paperwork about a court in a certain town and gives a court date. So, I guess all I can do is visit the court in that town and/or call there to provide what ever information that is on the paperwork. Any ideas whom this company is or which clients they work with (ie: creditors)?

Thanks for the help everyone

This is who the company is, they suck.

http://www.budhibbs.com/debtcollectorpages/north_star_capital.htm


How far is the court house from you RonB that they are suing you in? If it is far away is there one closer?

If you remember or find out what the bill is for do you know when the last time was that you made a payment?

Also what state do you live in?

If it is passed the statute of limitations for your state you can get the case thrown out but also may be able to file a counter claim against them.

Are you being sued in the county you live in? If not, file a Motion to Dismiss based on Improper Venue

Do you know who there are. I never had a credit card with them and I have to go to court again. Where they part of expire visa ?

Do you know who there are. I never had a credit card with them and I have to go to court again. Where they part of expire visa ?

I CAN NOT MAKE 100.99 DOLLAR PAYMENTS ON SOMETHING SOMEONE ELSE MADE CALLED AND SAID MY CARD WAS STOLEN AND THEY SAID THEY WOULD CANCELL IT. BUT THERE IS ONE THING I NEED TO KNOW, I NEED A LIST SAYING WHERE IT WAS SPENT CAUSE I KNOW I DID NOT DO IT

I got a summons as well, that says I am to report to a pre-trial hearing on a certain day. Reading all this I'm not sure what to do... it wasn't served by a sheriff or any law enforcement. But, the papers do look real and have been filed through Hillsborough County Court House. There is no phone number to contact North Star Sapital Acquisitions and would really like to settle this without going to court. What should I do????

i have received a letter in the mail from north star capital aquisition and is has stated the i owe a bad check of $98.68. i have never heard of this company nor have i ever written a check to them. i know i don't owe a check to this company or anyone else for that matter, so is there anything i can do to get this straightened out right away?

Here's the problem that I could use some sound advice with:
I got a secured loan with Wells Fargo about 4 years ago and still owe about $1500. I used my old car as collateral so they have the title & are now the lein holder on the title.
I still have the car and need it as it is my only means of transportation and was laid off work last year so I can't afford to pay it off or buy another one. I stopped making payments about 3 years ago after a previous lay off at work. The loan got reassigned to Northstar Capital Acquisitions (Zenith Acquisitions)
and I haven't received a letter from them in about a year.
So here's the problem... I moved to a nearby State and got the vehicle licensed in that State. I need to renew the plates very soon but my new State has not received the title from the lien holder (Wells Fargo) but I've found out from Wells Fargo that they supposedly gave the title to Capital / Zenith Acquisitions.
So if I send the title request form to Capital / Zenith for them to send my title to my new State, is that going to open a new 'can of worms' and they will re-open or pursue further collections or legal actions? I would only have about 3 or 4 more years before it drops from my credit report if I don't pay it. But will they even send the title to the new State since it is aan old unpaid loan? Do they have to send the title to the new State as requested? I have a PO Box as an address and my home phone is not in my name. The title is from Kansas. I don't mean to sound as if I am avoiding paying something I owe, but unfortunately I have no other alternatives in this economy.

I JUST RECEIVED PAPERS FROM A COURT PAPER SERVER AND IT IS FOR A DEBT OF A CREDIT CARD THE PERSON DID NOT SAY ANYTHING AND JUST HANDED ME THE PAPERS AND LEFT THE COURT DATE WAS FOR A MONTH AGO WHAT CAN I DO - AND IF WE HAVE NOT WENT TO COURT YET CAN WE OFFER A LOWER AMOUNT THEN WHAT THEY R TRYING TO SUE FOR --HELP[

Call your County Courts and verify that it was a real summons and a real lawsuit. If so, file to have any judgment vacated for improper service (ask the court how to go about doing this).

This company has empty my saving and checking account without my permission. I recieve a summons to come to court and i miss my date. I had know warning or notice. what can i do?

Call the court and ask.

I got served by a public official delivering the papers to my door.
It's for a $7400 debt I allegedly owe Wells Fargo.
It says I have 20 days to file a written response. How do I do this? What do I say? Are there forms for this or do I just write what comes to mind (thats not a good idea btw)

What bothers me is that it says if I don't do this they can take my wages, money, property. Can they do this?

I own two cars and am in the process of selling them. (as in I have buyers with cash and the deal is done, they need to pick them up)
I also contacted a bankruptcy lawyer. He said my best bet is to sell them, use the money to pay this off so it's on record as to where the money went. And claim chapter7 so it cannot happen again with other cards I have.

Theres a problem with that also, he said that since I'm already being sued if I sell the cars they can take them from the people I sell them to. This is one of the better lawyers around here and I just walked in and asked him questions, so I don't see why he'd say that unless it was true. Can they do that?
I feel it's me against the world here and people are popping out of nowhere to be sure I go down.
Please help if you can, I'm on day 7 and don't have many days to lawyer shop so I have to make each day I have count.

The last question, the answer is no. He may have misunderstood you or there is not enough details here.

Look up your county court procedures is the best thing to do, they will have instructions on how their procedures work.

Well I have an appointment with a lawyer 5/14 to talk about the papers, he's going to charge me $95 for that.

I fell into debt when I moved back home to spend time with my mother, 3 months later she passed away. Now I am taking care of my father who is a 100% disabled veteran. I've had no income for a year. My father pays my living expenses but thats all he can afford. Not sure how much time he has left but I'd be surprised if he's around in 5 years.

I was going to claim bankruptcy a year ago, the only thing stopping me was the two cars I own and not wanting to sell them or lose them. I gave up with internet message boards at that time because of all the people saying just sell the cars and pay your debts. Ok I could sell the cars (if there were buyers) and pay 1/3 of my debt. Thats a waste of time and money in my opinion.

I just sent paperwork for one car to my girlfriend who's in another state, to put the car in her name, the title transfer is going to be gift. The KBB value is $11,000. Dealer black book trade in is $5,800.
I still have a car with a KBB value of $6500, dealer black book trade in value is $5400. I have probably $40,000 in the two, and could sell them both for $18,000 on a good day. I'm not doing it.

The problem with selling them is the fact that they are modified and I intended to keep them, the modifications do not add significant value to the selling price.
These were my life, I used to race these. I have sold all my spare parts, tools, basically everything else I own and paid off some credit cards with the money. This was when I still had a job and money. I continued to pay the cards down a year after I stopped working in hopes of my situation changing and I would regain an income and continue paying.

I think I'm going to have the other car put in my fathers name soon so this lawsuit can't take it away.
And I realize this has probably ruined any chance of me claiming bankruptcy. I read a lot about "insiders" and how bankruptcy trustees will know I did all this to avoid the state exemptions and either not take my case at all or throw it out. Vehicle exemptions in my state are $1000, anything worth $1000 or more they take.

So for now I will have two garaged cars in other peoples names and a $3500 truck that I don't care too much about. Thats all I have thats of any value.

So a bankruptcy stays on record for xx years and it's says on my credit report that my credit card charge offs will stay on record until 2014 (so it says)

So the way I see it, if I don't acquire any property and just wait another 5 years I'll either be in the clear, can't be sued and have anything taken from me, or by that time I'll be able to file bankruptcy.

I'm very stressed out right now, very mad about being assigned caretaker for my father. I've thought of just throwing in the towel, moving back out of state and getting good work. (so my wages can be garnished down to nothing) If I did that I'd never be able to face the rest of my family again (who are working and don't have time to do what I'm doing) and no my father cannot afford a home care nurse.

From every experience I've had talking about this on the internet, I'm sure some "expert" will chime in with "the answer" in six words or less and make me out to be a dead beat.

So lets hear it. I've lost a lot in the past year, and whats left is being threatened to be taken away (property and my father)


Oh, by the way. I don't need another Gxx Damn person telling me I got myself in this situation (no Sh**) by using credit cards. I don't have a time machine so I don't need to hear about what I should have done in the past. I'm dealing with the present and future right now.

I recieved a bill along with several nasty calls from north star as well mine is from 8 years ago can they still sue me?

North Star Capital Acquisition sounds very suspicious. I received a letter from them as well and I've never purchased anything from them nor owe them any such debt. It sounds like a scam.

Send them a Debt Validation letter, Certified Mail, Return Receipt Requested.