Skip to main content
index page

northstar capital acquisition llc - is this a collection agency?

Submitted by on Tue, 07/31/2007 - 10:04
Posts: 202330
Credits:
[Donate]

i received a notice from North Star Capital Acquisition, LLC telling me they were suing me for a debt that had been wrote off over a year ago i called to make arrangements to settle but was told i would have to send a $100 a month until the full balance is paid and it would stay on my credit for ten years as a judgement even if i paid i don't know what i should do now any suggestions would be greatly appericiated!


i ow noth star 200 dollar but i do not know the number to call them does any one here know the number?


Submitted by on Thu, 07/02/2009 - 08:19

( Posts: 202330 | Credits: )


I'm being sued by Northstar Capitol Acqu. In the comlpaint it states, "Due demand has been made on the defendant to pay this amount and the defendant has failed to do so." This is false. Northstar has never contacted me one time. Not by letter or phone. Is this false claim material to the judgement in the case?


Submitted by on Sun, 08/16/2009 - 01:04

( Posts: 202330 | Credits: )


Does anyone have a contact number for this company,


Submitted by on Wed, 09/09/2009 - 14:09

( Posts: 202330 | Credits: )


In order for a company or collections department to file on you thery have to prove you are they have exhausted all collection efforts ( letters,phonecalls etc, etc)
They just cannot file on you. Yes it may effect the out come. Just call the company and record the conversation just make shure you inform them you are recording the conversation I dont think you have to inform them but its but it better safe than sorry. Its hard to prove you didnt do or say something when its recorded. Ask anything that you think may help in court and just play for judge. Most collectors do and say things that are considered harrasment according to the fdc laws and they dont even know it.


Submitted by on Fri, 09/11/2009 - 19:21

( Posts: 202330 | Credits: )


You cannnot just jump stright to filing on someone without making iitial contact of the debter to legitimately inform them of the debt owed to give the debtor a chance to resolve legal actions. In most cases if this process is not followed the judge feels like is a waste of his time if the debter goes before him and says they had no prior knowledge of debt and pays the debt in full. The clerk in my office did such just filled on a debtor without making the atempt to contact and inform (out of spite he knew the debtor personnaly) The attny got a complaint filled stateing that was a violation of fdc and i think he had to pay a fine or something.


Submitted by mex_31 on Sat, 09/12/2009 - 23:49

mex_31

( Posts: 15 | Credits: )


No, mex, that is 100% false. A summons can legally be initial contact. There is not one statute anywhere in the FDCPA that regulates that. Go to the FTC's website and read up on the FTC staff opinion letters concerning initial communication, you'll get the facts that way.

Quote:


In most cases if this process is not followed the judge feels like is a waste of his time if the debter goes before him and says they had no prior knowledge of debt and pays the debt in full.


Absolutely false--that is why they have discovery in a trial, so that one can inform the court that they do not have any knowledge of the allegations and request that proof be provided.

Quote:

The clerk in my office did such just filled on a debtor without making the atempt to contact and inform..........


Well, if that is the case, you work in a law office, correct? For someone who works in a law office, you have the worst grammar and spelling I have ever seen from an educated person. In fact, the only reason why I bring this up is because your post distinctly reminds me of the many debt collectors that come in here and try to post misinformation....


Submitted by skydivr7673 on Tue, 09/15/2009 - 04:23

skydivr7673

( Posts: 2036 | Credits: )


This same company sued me while I was in Germany for several months. Didn't know anything about it until I tried to refiance my home in Texas. They were stupid in filing a lien against my house. In Texas if the property is your declared homestead they cannot put a lien against your home. I've asked them to remove it and they sent me a bill for the judgement, interest, additional attorney fees (response to my request to remove the lien). Hear something about if you asked them to remove the lien and they do not you can sue them under texas homestead exemption laws.


Submitted by on Mon, 11/09/2009 - 10:41

( Posts: 202330 | Credits: )


I dealt with Northstar under similar circumstances. The best way to deal with them is to go to court and make them prove everything. In my case, they served the summons to my brother thinking it was me. When I went to court to demand proof, the judge ordered mediation. The mediation also stipulates what the plaintiff ( Northstar) must do. If they do not follow the rules of the court i.e. providing copies of all documents, then they are in violation of the court and you win. Companies like Northstar bet on you NOT showing up to court and they win by default. MAKE THEM PROVE THEIR CASE!!!


Submitted by on Fri, 12/11/2009 - 05:10

( Posts: 202330 | Credits: )


Quote:

Originally Posted by spanky783
i received a notice from North Star Capital Acquisition, LLC telling me they were suing me for a debt that had been wrote off over a year ago i called to make arrangements to settle but was told i would have to send a $100 a month until the full balance is paid and it would stay on my credit for ten years as a judgement even if i paid i don't know what i should do now any suggestions would be greatly appericiated!

Screw them...


Submitted by on Tue, 12/15/2009 - 08:18

( Posts: 202330 | Credits: )


This place is suing me for something I don't know what it is, I requested it be validated or verified before it was taken to court, and never recieved anything, they proceed with action, I called the so called creditor and they have no actions on me. I filled a complaint w/ BBB and am getting no where. What doI do?


Submitted by on Thu, 12/24/2009 - 11:11

( Posts: 202330 | Credits: )


Quote:

Originally Posted by Anonymous
This place is suing me for something I don't know what it is, I requested it be validated or verified before it was taken to court, and never recieved anything, they proceed with action, I called the so called creditor and they have no actions on me. I filled a complaint w/ BBB and am getting no where. What doI do?


check with your court clerk to see if there actually is a case or summons.if so then answer it and request validation during discovery.if you got a letter stating they were suing then get a DV letter out asap.first though check with your court clerk and make sure there really is a suit.then answer it.the original creditor mre than likely sold it to this place.that is why they have nothing on it.


Submitted by paulmergel on Thu, 12/24/2009 - 15:58

paulmergel

( Posts: 15514 | Credits: )


I received a letter from NorthStar today saying that I owe someone $1557.34. I have no clue to what's for. I haven't received anything like a summons or anything, but this seems kind of strange. Also, at the top of the letter it has NorthStar Capital Acquisition as the Creditor with (Zenith) in parenthesis. My first thought was Zenith the TV people, but I haven't bought any electronics. The only thing I can think of is my Best Buy account that was paid off years ago.

Guest


Submitted by on Tue, 01/19/2010 - 17:18

( Posts: 202330 | Credits: )


well I am going through the same thing right now and I recieved several letters from other Debt collectors saying that it's not to late to settle out of court I just have to sign a limited power of Attorney that they sent me and to send a check to them one for 150.00 dollars and a post dated one for 125.00 and they can stop sueing processing and I can make payments to North star.I dont want to wast my time in court.


Submitted by on Thu, 07/22/2010 - 13:39

( Posts: 202330 | Credits: )


Date

Your Acct:

North Star Capital Aquistion, LLC
Attoney:

Date
Re: Acct #
Cause No.

To whom it may concern,

This letter is being sent to you in response to Citation No. xxxxx. Be advised that this is not a refusal to pay, but a notice sent pursuant to the Fair Debt Collection Practices Act, 15 USC 1692g Sec. 809 (b) that your claim is disputed and validation is requested.
This is NOT a request for ???verification??? or proof of my mailing address, but a request for VALIDATION made pursuant to the above named Title and Section. I respectfully request that your offices provide me with competent evidence that I have any legal obligation to pay you.
Please provide me with the following:

??? What the money you say I owe is for;
???Explain and show me how you calculated what you say I owe;
???Provide me with copies of any papers that show I agreed to pay what you say I owe;
???Provide a verification or copy of any judgment if applicable;
???Identify the original creditor;
???Provide me with contract of said account with my original signature.
???Provide me with complete billing and payment history.
???Prove the Statute of Limitations has not expired on this account
???Show me that you are licensed to collect in my state
???Provide me with your license numbers and Registered Agent
If your offices are able to provide the proper documentation as requested in the following Declaration, I will require at least 30 days to investigate this information and during such time all collection activity must cease and desist.
If your offices fail to respond to this validation request within 30 days from the date of your receipt, all references to this account must be deleted and completely removed from my credit file and a copy of such deletion request shall be sent to me immediately.
You should also be aware that reporting such invalidated information to major credit bureaus might constitute defamation of character, as the negative marks on my credit report harm my credit and prevent me from enjoying all the benefits of good credit. In addition, until you provide me with proper validation of this debt, you are not allowed to pursue any collection activities, including reporting this information on my credit report. I???m sure your legal staff will agree that non-compliance with this request could put your company in serious legal trouble with the FTC and other state or federal agencies.
I have not received any correspondence from North Star Capital Aquistion, LLC or your attorney Michael J Scott, prior to this citation being served( another default against you).

Any correspondence should be in writing. Do not attempt to contact me via phone at work, cell or home.
It would be advisable that you assure that your records are in order before I am forced to take legal action. This is an attempt to correct your records, any information obtained shall be used for that purpose.

Best Regards,


Submitted by on Tue, 08/31/2010 - 09:42

( Posts: 202330 | Credits: )


Quote:

Originally Posted by Anonymous
Date
Your Acct:
North Star Capital Aquistion, LLC
Attoney:
Date
Re: Acct #
Cause No.
To whom it may concern,
This letter is being sent to you in response to Citation No. xxxxx. Be advised that this is not a refusal to pay, but a notice sent pursuant to the Fair Debt Collection Practices Act, 15 USC 1692g Sec. 809 (b) that your claim is disputed and validation is requested.
This is NOT a request for ???verification??? or proof of my mailing address, but a request for VALIDATION made pursuant to the above named Title and Section. I respectfully request that your offices provide me with competent evidence that I have any legal obligation to pay you.
Please provide me with the following:
??? What the money you say I owe is for;
???Explain and show me how you calculated what you say I owe;
???Provide me with copies of any papers that show I agreed to pay what you say I owe;
???Provide a verification or copy of any judgment if applicable;
???Identify the original creditor;
???Provide me with contract of said account with my original signature.
???Provide me with complete billing and payment history.
???Prove the Statute of Limitations has not expired on this account
???Show me that you are licensed to collect in my state
???Provide me with your license numbers and Registered Agent
If your offices are able to provide the proper documentation as requested in the following Declaration, I will require at least 30 days to investigate this information and during such time all collection activity must cease and desist.
If your offices fail to respond to this validation request within 30 days from the date of your receipt, all references to this account must be deleted and completely removed from my credit file and a copy of such deletion request shall be sent to me immediately.
You should also be aware that reporting such invalidated information to major credit bureaus might constitute defamation of character, as the negative marks on my credit report harm my credit and prevent me from enjoying all the benefits of good credit. In addition, until you provide me with proper validation of this debt, you are not allowed to pursue any collection activities, including reporting this information on my credit report. I???m sure your legal staff will agree that non-compliance with this request could put your company in serious legal trouble with the FTC and other state or federal agencies.
I have not received any correspondence from North Star Capital Aquistion, LLC or your attorney Michael J Scott, prior to this citation being served( another default against you).
Any correspondence should be in writing. Do not attempt to contact me via phone at work, cell or home.
It would be advisable that you assure that your records are in order before I am forced to take legal action. This is an attempt to correct your records, any information obtained shall be used for that purpose.
Best Regards,

__________________________________________
THANK YOU FOR POSTING THIS SAMPLE LETTER....It was exactly what I was looking for to get a Demand Letter notarized and certified return receipt mailed, to the company, I am having to deal with, also.


Submitted by on Thu, 10/07/2010 - 06:48

( Posts: 202330 | Credits: )


So... I have received this form from an attorney for North Star (Law offices of Dellwo, Roberts & Scanlon) in Spokane WA trying to garnish wages but first they have a bank on a "default judgment" (which I never received a summons for). It appears like they received a Writ of Garnishment (debts other than earnings after judgment) and the amount says $1,560.95, plus interest. I've never had any debt for that amount. I have no idea what this is. I am busy working and can't get to the courthouse to go see if this is real or not. I suspect it's not because it just doesn't match up to any outstanding old debt that I have. Any suggestions on what to do? Oh - by the way - they've been trying to do this for a couple years and I thought it was just a scare tactic.


Submitted by on Sat, 10/30/2010 - 20:26

( Posts: 202330 | Credits: )


Quote:

Originally Posted by Anonymous
So... I have received this form from an attorney for North Star (Law offices of Dellwo, Roberts & Scanlon) in Spokane WA trying to garnish wages but first they have a bank on a "default judgment" (which I never received a summons for). It appears like they received a Writ of Garnishment (debts other than earnings after judgment) and the amount says $1,560.95, plus interest. I've never had any debt for that amount. I have no idea what this is. I am busy working and can't get to the courthouse to go see if this is real or not. I suspect it's not because it just doesn't match up to any outstanding old debt that I have. Any suggestions on what to do? Oh - by the way - they've been trying to do this for a couple years and I thought it was just a scare tactic.


well you must make time to get to your court clerk and confirm this.why?because if they somehow got a default judgement you can file a motion to vacate for improper service.if it's not legit you know that and can look into your legal options.above all else make time.it's worth it either way.


Submitted by paulmergel on Mon, 11/01/2010 - 06:03

paulmergel

( Posts: 15514 | Credits: )


Is there still help?

Blake Aldridge
803-389-3535


Submitted by on Mon, 07/11/2011 - 13:15

( Posts: 202330 | Credits: )