Me Too
Date: Mon, 12/13/2010 - 12:54
I, too, have been called repeatedly by IAG. For some reason, I decided to do some research myself and found this forum... thank goodness! I do owe a debt so I contacted the last known debt collection agency and he told me that their client had recalled the debt. So now I'm questioning whether or not IAG truly does represent the actual company that I owe. They didn't even have the correct amount, even after asking twice. I guess that's what got me suspicious. She also threatened me with a lawsuit and "pretended" to talk to the lawyers to see if she could hold it. I was reading about a debt validation letter so I asked for the amount in writing and a breakdown of all of the charges. I didn't write a letter but I did ask for it verbally. Should I follow-up with the letter? If so, to which address to I mail it (certified, of course)?
Yes, you should ask them to send a debt validation letter in wri
Yes, you should ask them to send a debt validation letter in writing. The company should be able to validate the debt if they really owe the debt. By Federal law, collectors can't threaten you while collecting debts. So, you can take legal action against them.
You should send a debt validation letter in writing to the colle
You should send a debt validation letter in writing to the collection agency and ask it to validate your debt if they own it. If the original creditor has called back the account, then the collection agency cannot contact you for the dues any longer. In that case, you'll have to send a cease and desist letter to the collection agency and ask them not to contact you any further.
