What to do if Nelson Hirsch & Associates Inc calls you for old loan?

These guys just called mu Mom and Sister, telling them they are going to arrest me. I called them back and asked them why they called my Mom and Sister and told them that I would be arrested. the guy said he would gladly get on a conference call with my Mom and straighten her out. I continued to ask for them to mail me something breaking down the debt and giving me an address. They continued to refuse and I was eventually transferred to a "supervisor" The "supervisor" said she would contact my work if nessisary for a garnishment. She then said she would call my work to get the verification. No call has been made to my work. Dont give any money to these people.

I received a call, at work, from Nelson-something, fraud division; so I'm assuming from these people.. The woman went on about wanting to get a verbal statement on fraud that is going against me. She mentioned something about a loan, that did happen 3 years ago.
I just told her that I'm at work, right now.. sorry.
Then they called back, a woman asking for the HR Department. She said that she would be faxing a verification of employment.
I should have asked for the information, in writing, before hanging up. I was just so mad that they called in the first place!
I'm not going to just send money to whoever!

I got a call from this company this week stating a case number and such because a person used me as a reference. I am not owing them any money as far as I know, but now I don't want to get involved either. I was used as a reference without permission.

I got a phone number and a case number in my voice mail. Oh and the girl left her name.

If you don't want them to call you, tell them so - in writing. They are required by the FDCPA to cease contact with you when you send that Cease & Desist letter. Mail it Certified/Return Receipt so you have proof they received it. Log any possible calls after the reception date, and sue them for the FDCPA violation! Even if you are a reference, you would still be considered a 3rd party so they just did an illegal act (save that recording) so you may already have an FDCPA case! They can only speak with the debtor, the debtor???s attorney, or credit bureau concerning the debt.

I received a call this week from Amber and she said they were going to send this to court if I did not pay. I was going to send them a money gram until a lawyer told me not to pay them, that they are just scaring me. What shall I do?

I too received a phone call from this Company threatening to take my case#100 to court, the person then went on to say that, after several attempts, to contact me they are left with no choice. She left a voice message to return her call, with my statement. (Whatever that means) !!!

To the retired police officer try this email address.
[email]pam@nhacorp.net[/email]

I just got a message left at work from this Company, they said they were calling from the Fraud Dept with a case number and to call them back immediately. She spoke so fast I only got her first Name and it certainly was not American. I coulnd't even spell out her last name. I called back the number she left me and that number it said all circuits are busy and could not get through after multiple attempts. 678-593-2244. So I called the number that was on my caller Id, yes that number was spoffed because I got an Americans voice mail to leave a message and case number. I just hung up.
I may owe a payday loan from 2004, which is a revolving high interest 2 wk loan. Pay 80 for 400 every 2 wks. I was trapped in this revolving cycle for months. I went to the Salvation Army for help and they told me to walk away from them, (payday loan company) they can be legalized thiefs in some States (Wisconsin) so I did. I figured they made money from me and then some. Now I am beginning to get harrased. They say they will apply a judgement against me, so far I have received no paper documentation at all and if a judgement will be place on me I will be contacting an attorney.

I received a call from these people stating I owed over $1000, for a payday loan from 2003. I requested they send me written documentation to validate the debt, they stated they do not send out information because at this point it is going to be filed with the county in which I reside (which they do not even have the correct county I live in) and I would have to go to court and the burden of proof was on me. They did say they where in the fraud department.

I do collections for a living and have for several years, this is against FDCPA laws. I am going to file a complaint against this company.

I have continuously received calls from Nelson Hirsch & Associates stating "This call is in regard to a possible fraud committed against you" The latest call from one of the reps stated "I will be contacting your HR department in regard to your employment" This tactic did not scare me, it ANNOYED me. I called them back today to find out why the reps are so poorly trained and why they continue to misrepresent themselves. I found out my "debt" is from 2002 and they rattled off some payday loan company name that I have no recollection of. Needless to say the call did not end well because I said I would NOT give them my financial information without FIRST receiving something in writing...I also explained to them that I would be happy to send a Western Union Money Order or Bank Check after they provide me with proof of the debt and they said NO...after this I hung up...the rep then called back to say they would proceed with the legal action and will contact my employer...My only gripe is if I owe a debt I will pay it; however I will not give any financial information to a company I am not familiar with or have no knowledge of.

I recieved a call, I asked for the paperwork, they sent to me via Email..Here it is

Nelson, Hirsch & Associates has purchased your above referenced account for collections. This outstanding balance has been placed with our pre-legal team for resolution.
Repeated efforts to resolve this matter affably have been unsuccessful. A PHONE CALL TO OUR OFFICE is expected after receiving this letter. If you fail to meet this obligation Nelson, Hirsch & Associates will be forced to place this account with an attorney to take legal action to recover this outstanding balance plus any and all costs for which you are contractually and legally liable.
We urge you to contact our office at (678) 593-2340 to prevent this action. This will be our last attempt for resolution. This will be the last and final attempt to voluntarily resolve this debt.
Sincerely,
Brenda McMillan
Director of Operations
Nelson, Hirsch and Associates
This is a communication from a debt collector. The purpose of this letter is to collect a debt. Any information obtained will be used for that purpose

respond with a debt validation request letter.send as part of your reply.this is a bottomfeeder that violates the FDCPA.

This company called my husband 2 months ago and when I answered they said " This is x_____ with the Fraud Division at Nelson & Hirsch " . They argued with my husband about his $ 300.00 deliquant loan and called me lazy because I do not work, then the lady had the audacity to tell me to put my rent or electric on hold to pay them. We called the BBB about this company and they are a legit company but they have a rating of a D on a scale of A + - F. This morning we called this company back and let them know we was recording the conversation and they got hostel with us. They started arguing with my husband about how he " Don't want to pay what he owes & that they sent us documentation over the years about this loan "...We NEVER received a thing about this loan & we just gave them our address last week, how could they send documentation if they didn't have our address ? These people are scandalous and rude !

And we asked them to send documentation and they refused to do so stating it wasn't their fault we didn't respond to the letters they " Sent us "...Be careful of this company. I was advised by the BBB to send them a hand written letter telling them to not call me any more and send it certified that way if they try saying they didn't get it you have proof...I'm calling the BBB again today to file a complaint with the Federal Trades Commissioners.

The BBB is a waste of time. Hand written letters are not the key....a well clear computer printed letter says the same thing and they have to comply. Use your state AG's office.

This company needs to be shut down. The collectors have no people skills nor do they know the law as it pertains to collections.

Do not send them any money unless they have validated the debt and you have consulted with your attorney.

Do not give them ANY personal financial information. If they were a real company, they would have no problem validating the debt and accepting non personal methods of payment (money order, etc.).

Real companies don't use cloak and dagger methods ("fraud division", etc.) to scare people.

I received a call today from Nelson Hirsh regarding a fraud investigation involving the name of someone that I had never met. They alleged that this person had used my name, and needed some information. When I called back I got a voicemail. Please advise? Thanks.

i wouldn't call them.i would check your credit reports first.i wouldn't trust this company at all.

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this anonymous dude is a real hoot,,,,,,,,,,,,,why would someone want to be so stupid to pay a debt consilidation firm to save them money,,,,,,,,makes no sense.

I had Nelson Hirsh & Associates just call me at my work told me that in 2005 I did an online payday loan which I never did, they had my family's information my address for current stating was my address then which was not. I asked for the companies web address which they gave me yourapprovedto1000.com and I could not pull it up she said she was able to pull up I thought strange that they could but yet I was not finding it at all. Said I owed and I was having to pay I told them I was disputing it and I wanted proof to be faxed, they said they were faxing as we spoke and yet an hour later no fax. I never got anything regarding this said I have been in collection for two years I have checked my credit report and called any collections on their recently and not one of them is for this. THIS IS A SCAM DO NOT FALL FOR IT!!!!! I am contacting an attorney regarding this.

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I recieved a telephone call on my cell phone number a couple of weeks ago, and it was on a cell phone that was not in existence back when they said I owed the payday loan, and not even in the same name that I am now, unfortunately they scared me todeath, because I am a teacher and would lose my license if I had a felony, I gave them my debit card information to be taken out on my next payday, however my present husband found out about it and said I need to stop payment from my account by notifying my bank, and he has taken over trying to contact me, they too threatened me by cell phone from a number that would not ha ve been on a payday loan 5 or 6 years ago as I have just had this cell number 2 years. My husband is a paralegal and told me some of the same things that I have been reading on this posting, I should have not gotten so scared and tried to prevent something although I had no recollection of the payday loan. Do you think we are doing the right thing with my husband taking this over and fighting it, when I have given them the information they need? Thanks

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Granted, I took out a loan in 2002 and could not repay it, but to receive a phone call on my cell from an employee @ work while I'm on vacation that a call came into my office from a "Fraud" division and then to be told when I called them that a "Fraud" case will be brought up against me in the state of Florida (mind you the loan was taken in New York) is very good cause for me and anyone else who is harassed in this manner to file a complaint with the Federal Trade commission, The Better Business Bureau as well as the State Attorney Generals office (Georgia in this case). The people are full of **it !!!!

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The FCC covers communications, so your complaint with them would be that of harassment by phone.

Send these people a Cease & Desist letter, certified mail, return receipt requested. It looks like they are hedging their bets that you will do nothing about it, you may end up having to sue them and the C&D is the easiest way to go about it.

I have been getting calls from them about the same thing as everyone else. I took alot of payday loans out over a 4 year period but have taken care of all of them. I called the payday loan company that they said I owed the money to and they said I wasn't even in thier system. I researched online and I find this thread that shows scam after scam. I looked up thier website (nhacorp.net) and it looks like a 6th grader put it together. The national better business bureau has given them a D- rating (range is A+ thru F). The address and contact info that the BBB has for them is as follows:
Name: Nelson Hirsch & Associates
Phone: (678) 593-2355
Address: 1510 Highway 74 N Ste 219
Tyrone, GA 30290-1663
File Open Date: February 2009
Type of Business: Collection Agencies
BBB Accreditation: This company is not a BBB Accredited business.
Flood them with letters, threats of legal retribution and possibly real law suits! Had I not had a wierd gut feeling about this as a scam, I would have paid them $800 to settle a four year old, non-existent payday loan. DON'T PAY THEM ANYTHING. Require that they send you some sort of documentation that can be verified.

Please please please do not allow these people to fraud you. They call you and leave a message stating that they have a fraud case against you and give you all these bogus reference numbers and crap as if you are in BIG trouble. If you were in serious trouble, an officer would either come and pick you up - or you would receive a summons to court. You would also get something in black & white like legitimate bills. Let the person know that the conversation is being recorded and ask them not to call you again. You can look up the University of Houston Law Center Consumer Law department for help. Until then, use your money to pay your REAL bills. ;-D

hey my name is donna and i doy this call also from them reguarding an old loan they told me they would take me to court if i didnt pay are they a collection agencyor lawyers i agreed to pay but now i wonder pleasereply asap to email deleted thank you

please don't post personal info.this place is a bunch of scammers.whatever method you used.cancel it.if it was by giving your bank info.close the account,and open a new one.if by credit card.dispute it with the cc company.never give anybody personal info or access to anything.by law they are required to send somthing in writing after intial contact.if they don't then they are a scam.do what you must to stop or reverse the payment.

I did have a payday loan that i did not pay off because i was sick and lost my job. When Nelson Hirsch and Associates called me I spoke with a nice young lady, Mrs elgren and she gave me a descent settlement and e-mailed me proof that the bill was paid. I knew i owed the debt so i didnt mind paying for it and yes the interest had driven it up to double the price but the loan was three years due . Just glad i fgot it over with. I do pay my bills .

good for you.i don't believe your post,but whatever you say.

I live in MA and just starting getting these calls as well. This loan was in 2004...does anyone know the statue of limitations on this...These people are a fraud!

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Tell em to go #### themselves in a nice way.

Nelson and Hirsch called me also on a loan that I know I owe but they want me to pay double. It just doesn't make sense. They threatened to put my case on file for possible suit in a voicemail if I didn't talk to them. I did give them my debit card information but I didn't put the money it because I never got a statement from them. So my card automatically declined them

This is nothing but a scam. Do not do what they say! If they are so insistent that they are legitimate, ask them to send you something in writing with their letter head and that it must come as credited mail or you will not respond to it. Don't be as stupid as them. They will end up in jail and you will be out of money.

this is really good information ... I am very happy this posting was there... they just called me and my mom to ask about me ... interesting stuff... I do owe ( I think ... ) but at the sametime, they have not sent me anything to request for payment.

thanks again bloggers...

Hey, am not Nelson Hirsch & Associates. However if I threaten to sue you for fraud, will you send me about 300.00 per month until I'm satisfied....I MEAN until the fraudulent debt is satisfied? Tell them you don't know who they are looking for, because it isn't you! If they say, yes it is, then ask them to mail you the info, if they ask for your address tell them they should have it, then ask them never to call again and do all correspondence by mail ONLY.

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some facts about the humanoid BILLPAYER.
they got deleted
they will continue to get deleted
it's obvious they work for this bottomfeeder
their presence is an insult to evryone on this forum.
NUFF SAID about BILLPAYER.

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no worries man.people like this get to everybody.i just can remove them.that's all.

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I just received a call at my job from this '678' number indicating that they are calling from Nelson, Hirsch & Associates and that they have a "fraud" case pending against me. I had no idead at the time what this could be until I read this column. I did take out a payday loan back in 2003 and paid them hundreds of dollars back and they still say I owe them. I suspect this might be it. The odd thing about this though is that the call came in to my boss's phone and the message was forwarded to me. The person's who called name was Wanda Brown and she left this long message on my boss's phone for me. What should I do? I feel that this information could affect my reputation and my job.

I found their website in case anyone is looking for it.

http://nhacorp.net/Home.html

Okay Msssss:

They can't do anything criminal to you just so you know. What state do you live in and when was the last time a payment was made?