Payment aggrangements

First, you should get the debt with complete info from the collection agency. It is to be sent in writing. All CAs have to follow the federal laws and confirm about their genuine collections. You need to be sure that the money is going to the right place and your account is getting posted.

By laws, the letter should come within five days after the first phone call. If you don't get anything in your mail, send a debt validation letter to the company's mailing address. They burden will fall on them to give you the info. Don't make any arrangements with the company before seeing the account.

http://www.paydayloaninfo.org/state_detail.cfm?id=ma

u cant go to jail for a debt dont worry they are lying to u theu said the same thing to me.

as a matter of FAct it not legal for them to lend to you.... RELAX u have the upper hand in this case.

Thank you but how do I go about getting a debt validation letter.

egrant396

At some point during the process of closing out your checking account, and the next payday, you must have told your bank not let anything clear. Most banks will allow for certain things to clear that you tell them.

Call a bank representative and see if this was an error. Perhaps you can present a letter from them to your payday lendor, and let them take out the money the next day without any NSF fees. The money is still there, correct?

Next, have you filed a police report yet. You claim that a company has gained assess to your account and is taking money out that is not authorized. Try to remember if you signed anything. Or said "YES" to you agree to the annual membership fee of $59.99 after the 90 day trial.

What payday loan company did you go through.

Also, what company is trying to get money from your account that is not authorized. Perhaps we can track down a customer service number for you that can provide more information.

Regards
Mike

I had "Jimmie" from nationwide cash tell me that I could go to jail, but he hung up on me when I told him please send me - I need the rest - I live my 18 yr. old twins, 3 granddaughters under the age of 10 and my older daughter and my job sucks! Just follow the advice in these forums and everything will fall into place.

irish - way to go! That is SO funny! I love that you told him that!

Irish thats to funny. I would have to agree. I need a rest myself. Want to hear something funny go to yahoo and type in Jack Nicholsan soundboard and then use it on phone. I have done that before to them. Its too funny. KYSIDE38

LOL!
I need a rest from teenagers too! Great line!