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Regional Adjustment Bureau: Are customers happy working with them?

Regional Adjustment Bureau or RAB, Inc. is a privately owned collection agency working out of Memphis, Tennessee and aiming at maximum recovery for their clients.

What views do customers have about RAB Inc.?

Customers have offered their feedback on this Receivables Management Company in the Debt Consolidation Care Community forums. Here are what they have to say about the company:

Negative Feedback

  • Non-stop collection calls: Customers have made Regional Adjustment Bureau complaints related to the incessant phone calls the company makes to the debtors. They have accused the company professionals of being rude and demanding. Read more
  • Calling at work: Regional Adjustment Bureau has been accused of calling the place of employment of debtors and harassing them for collection. Find out more
  • Asking for neighbor's credit details: Debtors have alleged that Regional Adjustment Bureau Inc. or RAB Inc. called neighbors to gather information about the debtors' credit. Get more details
  • Repeatedly calling the wrong people: Individuals have complained of receiving constant calls from RAB Inc. for debts they do not owe. They have alleged that the calls did not stop even after the collection agency was informed. Find more details
  • Rude and disrespectful representatives: Debtors have made Regional Adjustment Bureau complaints saying that it is a very rude and disrespectful company. It has also been accused of charging a debtor twice the original amount owed. Get more details

How should you contact Regional Adjustment Bureau?

The address on which you may write to them is:

RAB, Inc.
7000 Goodlett Farms Parkway
Memphis, TN 38016

You may also call them at the Regional Adjustment Bureau phone numbers: 901-382-0250 or 800-829-0250

What to do if you are harassed by a Collection Agency (CA)?

The Fair Debt Collection Practices Act (FDCPA) has laid rules to protect the rights of debtors. Here are a few ways by which you can be protected from harassing collectors like RAB:

  • Stop 3rd party calls: If a debt collector is calling your family member, friends, neighbors, employers and employees for your debts, when they have your number, it is against the FDCPA rules. The only time CAs can call these people is when they cannot locate you. If they already have your location information, then they can no longer call any third party.
  • Stop calling letter: If you want a debt collector to stop making collection calls at your home, you may send him a 'stop calling letter'. To stop them from calling at work, you may either do it verbally or simply send them a letter asking them not to call. There is a restriction to the number of times a Collection Agency (CA) can call you in a day. Be aware of these rules and protect yourself. You may find sample letters available, which, you may use to send to the collection agencies if you want them to stop calling you.
  • Record phone conversation: This is an effective way to stop collectors from making harassing calls. You need to inform the person on the other side that you will be recording this telephone conversation as evidence. This evidence will then be used to file a formal complaint with the State Attorney General and the Federal Trade Commission (FTC). Remember that you should inform the caller before you begin taping the call.

The FDCPA protects your rights as a debtor and you must be aware of the laws in order to tackle debt collection agencies. Unless you are aware of your rights, you cannot get respite from harassing creditors.

Regional Adjustment Bureau/RAB RAB Inc Region...
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  • Regional Adjustment Bureau/RAB

RAB Inc Regional Adjustment Bureau company is calling me non-stop at home, at work and now on my cell!! I called them and told them that I DID NOT want them to call my cell phone, as I am charged for those calls. Well the little B***H on the phone told me "oh yes we can call your cell phone and you need to pay your bill", I told her she was a joke and hung up. I can't take this anymore, I've told them to stop calling my place of employment as well, but it just does not stop. These people are SO rude and demanding. What can I do????

I would suggest sending Regional Adjustment Bureau Inc. a letter instructing them to not call you at work or on your cell phone. Send it certified mail, return receipt requested.

Here is their contact information:

RAB, Inc.
7000 Goodlett Farms Parkway
Memphis, TN 38016

Sub: #1 posted on Thu, 04/17/2008 - 17:52

(Posts: 2934 | Credits: )

This animals, call my wife place of employment through the company security.
A police guard escolt my wife to his office to answer a phone call from this company " Regional Adjustment Bureau"
Then asking if she does NOT pay she will call security again.

I don't know what to do! We don't have any money and if my wife loose her job, I don't know what to think but this animal has to be stop one way or the other.
If I have to drive to Tenneesee I will.
But I am not going to be a happy camper. Are there any other individuals with similar Regional Adjustment Bureau complaints who can also offer help?

Sub: #2 posted on Wed, 09/03/2008 - 14:47


My neighbor was called by RAB inc, and asked several questions about my son and his credit. Are they allowed to call your neighbors and ask about your financial history? When his credit situation has nothing to do with me.

Sub: #3 posted on Mon, 09/22/2008 - 17:45


Send Rehional Adjustment Bureau Inc a cease and desist letter advising them to cease contact with you or your neighbors! Send it CMRRR.

Sub: #4 posted on Mon, 09/22/2008 - 23:12


how about playing by the rules troll and this forum wouldn't even the way calling or communicating that incurs cost to the consumer is illegal.

Sub: #5 posted on Fri, 09/26/2008 - 19:29

paulmergel paulmergel
Moderators Cum Industry Expert
(Posts: 15514 | Credits: )

what about us who don't do anything but move in by someone who chooses not to pay their bills! I pay all of my bill yet I am getting phone call after phone call about a neighbor I don't even know! why should I have to deal with this! All I did was buy a house near to someone who obviously doesn't pay bills!

Sub: #6 posted on Tue, 10/07/2008 - 08:54


Maybe you should feel grateful that you don't have financial problems like so many of us do. And perhaps you should have compassion for your neighbor. I understand that phone calls of this nature can be frustrating, especially when they have nothing to do with anyone in your household. Can you imagine how those of us who know they owe the money but can't afford it feel????

These phone calls can be stopped if you submit a cease and desist letter. Send it via mail, certified return receipt. Verbal requests do no good. However, you may still call teh Regional Adjustment Bureau phone numbers and speak with the representatives asking them not to call you further or maybe you could inform them that you have sent them a letter. Not sending it certified return receipt usually does no good either. It will cost you about $5.00 to mail it this way, but you stop the calls.

Sub: #7 posted on Tue, 10/07/2008 - 09:08

DirtPoor08 DirtPoor08

(Posts: 30 | Credits: )

Anyone can go to "" and get the name, address, and phone number of everyone living on their street by using reverse search. Do as dirtpoor advises, send the dirtbags a C&D letter to stop the calls. If you need this is their number 800-829-7750

Sub: #8 posted on Tue, 10/07/2008 - 09:52


my household pays our bills, we are lucky to be able to do that. I don't appreciate getting a call at 8:30 on Saturday morning asking if I know my neighbor next door (didn't even recognize the name)!! I don't want to be disturbed because a nasty bill collector can't do his/her job!! makes me sick.. how about somebody call my neighbors and tell them to thank me for paying my bills? so disgusting.

Sub: #9 posted on Sat, 10/25/2008 - 06:43


I used to WORK for them here is all there real and true information!!!!

The companies owners/ a**holes are are Lee Wadell and Susie Wadell

The location every one is talking about for the most part is in Carrollton Texas.

The Regional Adjustment Bureau Texas office is located in

3310 Keller Springs Rd # 120
Carrollton, TX 75006

The Regional Adjustment Bureau phone numbers are
(972) 233-1131(Texas)

Some of the employees use fake names so here is the real sames of some of there alias

Supervisor of Nuvelle/Collections/Bad Debit
Alias--- Todd Patterson Real name Andre Hubbard--Supervisor of Bad Debt
Alias--- Josepth GEE Real Name Zel Graham
Real Name Teresa Wright-Supervisor of Early Out
Real Name Brandon
Real Name Stephanie Hubbard
Real Name Charlie Merks
Real Name Daniel
Alias--Denise Real Name Marlyn Parker
Real Name Latarsha
Real Name Lee Wydal--Owner
Real Name Susie Wydal- Co-Owner

This company simply calls outbound for collection other location such as Nuvell(a finance company)
they also have an early out department that does billing for the following hospitals

Cook Medical Center in Fort Worth Texas
Titus Regional Medical Center in Mt Pleasant Texas
Arlington Cancer in Arlington Texas

if these companies received direct complaints about the disrespectful treatment brought on by its employees and owner Lee Wydal then this companies would loose it clients and eventually go out of business here are the REAL COMPANIES information to complain to!

(682) 885-1485 Cook Medical Center in Fort Worth Texas
(903) 577-6000 Titus Regional Medical Center in Mt Pleasant Texas
(817) 261-4906 Arlington Cancer in Arlington Texas

When calling cook medical center in Fort Worth ask for Nancy Si'ko!!!!

All this information is true and 100% accurate DO NOT let RAB Inc Regional Adjustment Bureau company owner Lee Wydal tell you other wise. Call these accounts and inform them about the disrespectful treatment and this place will loose those accounts and eventually go out of business!!!!!!!!!!!!!!!!!!!! This company is very small there bank account that all the money is deposited through is

State Bank & Trust Company a small banking company physical address Midway Branch
2517 Midway Road
Carrollton, Texas. 75006
Office: 972-407- 5957
Fax: 972-407-5959

Consumers may file Regional Adjustment Bureau complaints with the Texas Department of Banking by contacting the Department through one of the means indicated below:

In Person or U.S. Mail:

Texas Department of Banking
2601 North Lamar Boulevard
Suite 300
Austin, TX 78705-4294

Telephone No: 1-877/276-5554 (toll free)

Fax No: 512/475-1313

E-mail: [EMAIL="consumer.complaint"]consumer.complaint[/EMAIL]

You also have a right to file a BBB complaint against

Regional Adjustment Bureau Inc and there following clients

Nuvell Financial Services and there outrages interest rates

Cook Medical Center in Fort Worth Texas

Titus Regional Medical Center in Mt Pleasant Texas

Arlington Cancer in Arlington Texas

Stand up for your civil and legal rights against a company that does not properly represent the positive and prosper direction this country in going in!!!!!!!!!!!

You have been informed now its up to you too gain the strength to take action against this company


The 1-800 numbers they use are 1-800-829-7750 and 1-800-580-3046

This company has a very high turn over rate so some the employe names/ Alias will change but Lee Wydal and Susie Wydal will remain the owners! Teresa Wright and Andre Hubbard are the supervisors. Jospeth Gee Real name Zel Graham these people will remian working there because they suck up to the controlling and negative owner Lee Wydal!!!!

Sub: #10 posted on Fri, 12/19/2008 - 09:48


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