resurgent capital for lvnv

how much did you borrow and pay to these pdl's?yes,pdl's are
illegal in NY.i don't think LVNV has any presence in NY.which is what they need to do anything.i would send DV and C&D letters
asap.send them certified mail return receipt.

Thats the thing i am not sure which pdl these are all it has is the amounts and from lvnv.on a 2 of my pdls i have payed them in full and some over paid i owe very little to the other ones i have.But since this is a collection ageny atleast i think they are how should i handle this should i call them or mail them it does say i have 30 days to let them know.Since they are pdls can this collection ageny do anything like sue me here in ny.

what address is on the letter.i would send all letters to that address.no i am sure they can't sue on an illegal debt,but LVNV
has that habit of threatening that.unless they have an address
in new york.i wouldn't worry about that.get those letters out asap.once they receive the DV and C&D letters all collection action must stop until they validate.that includes lawsuits.

Thanks Paul for your replies.The address they have is in South Carolina.But i Did a search for Rerurgent Capital here and they seem to have other addresses in other states besides SC .SO you saying i should send them a dv letter and a c and d letter.I have sent the payday loan companies a c and d letter a few times already.but now since this seems to be a collection agency your saying i should send them a d and v and c and d letter also to them.what does a d and v letter do.Can i fax it or is it better mail.And i dont understand what is Lvnv.

a DV letter will force them to validate there right to collect the debt.they would need some documentation from the original creditor.LVNV is a JDB.they purchase old,bad,charged off debts.
being what they are they can't validate and will more than likely sell it to another JDB.that is what a debt validation letter
does.if you found more than one address,send letters there too.
i would start with the address on the letter first.don't worry,they really can't do anything legaly.it is best to cover yourself and get out the letters.JDB is junk debt buyer.

So in other words the pdl i have sold my account to this lvnv and now they try to collect it from me.And then they give it to collect agencies to try and collect for them meanwhile they dont seem to realize that this a pdl and its illegal in ny.Sorry just trying to understand and not get my self all crazy about this and worry about going to court over this.Is it a good idea to call them or am i better off mailing them and thats it.menawhile i just dont know which pdls they are.Should i try and contact lvnv or just deal with the collection agency.

did the letter say who they were collecting for?if not i wouldn't worry.this JDB won't be able to validate definitley if they can't even put the pdl's on the letter.just send the letters.once recieved LVNV most likley will go away.sell it to another JDB.resurgent is a bobo for LVNV.neither will do anything,but get those letters out.certified mail return receipt.

Well like i mentioned before i recieved 2 seperate letters for 2 diferent balances and they both say the current creditor is lvnv funding llc i am sure they for 2 of my pdls.Have others gone through this with them for samething as me that you know of.So you really think i have nothing to worry about?Theres no way this will go to lawers and they try and sue?How sure are you that neither will do anything as in sue me?

LVNV bought your pdl's,then sold them to resurgent.the way to cover yourself is to get the DV AND C&D letters out.once they
receive them all collection action must stop.that includes.

reporting on your CR
trying to bring suit against
any further communication by phone to collect

these are two JDB'S but if you don't act they can try to sue,but unless they go the default judgement route.they have no leg to stand on.you act by forcing them to validate or go away.

Whats the default judgement route?It Does say i have 30 days to dispute it but i am sending these letters right away.Did you have to go through the pdl mess and with collection agencies for them?

some bottomfeeders will say they served you and never will or
serve you at an old address.if you send those letters.once they sign for them,if they try anything.as long as it's after they sign.any action will be stopped.any suite will be dismissed.
just get the letters out.that will stop this illegal JDB in there tracks.

i have had a couple try,ERC,NES,ARM,AIS.i just send the letters
certified mail return receipt.haven't been bothered for almost a year now.i know what to do if one does.

Are you also from NY?Have you paid off your balances even though they say you still owe?Why is it that they back off once you send them the dv letter.I am assuming cause its an illegal pdl and they cant do nothing here in ny about it.

they usually back off because they can't validate the illegal PDL.

Dawn have you dealt with collection agencies dealing with payday loans ?What ended up happening to you?Are you form ny?