should I call
Date: Mon, 01/10/2011 - 20:37
Nope, you cannot make them take back the debt...they wrote off a
Nope, you cannot make them take back the debt...they wrote off and sold the debt.
Should I call them right away and make an offer? They are asset
Should I call them right away and make an offer? They are asset acceptance if that makes a difference.
Asset acceptance purchases charge-off debt. I searched over the
Asset acceptance purchases charge-off debt.
I searched over the internet (and to my surprise), despite having a few consumer complaints they have a BBB rating - A+. They claim to have helped both creditors and debtors. You should know more about Asset Acceptance before you make any offer to them.
You should wait until they contact you. If they call you, tell t
You should wait until they contact you. If they call you, tell them they need to send you something in writing - it's required by law. If they send you notification of the debt, then you need to send them a debt validation letter so that you know exactly how much the debt is. Once they validate the debt, you can negotiate from there. In the meantime figure out how to get the money for settlement.
What credit card is this?
I successfully negotiated a 25% settlement with a collection agency for Bank of America. I was able to negotiate payment over 4 months.
