can collectors call me for accounts more than 10 y

You send them a cease & desist letter. It can be very simple such as:

To whom it may concern

I am sending this letter informing you that you are to immediately cease & desist all further contact with me.

Once they get that they may contact you only 1 time, to tell you what they intend to do with the account...but 10 years old is past SOL for almost all states...what state are you in?

You can also send a debt validation letter and make them prove you owe anything.

Thank you for your answer. I live in Illinois, and
If you could explain the "debt validation letter" a little further, i would really appreciate it .

What type of debt is it? Certain debts like state, county and federal have no SOL>

Good point...I'm so used to typical debt that I forget about student loans etc.

Illinois SOL is 5 years open accounts (like credit cards), written contracts 10 years.

A debt validation letter is basically you asking the debt collector for proof of the debt. FDCPA/FCRA/ and FACTA all allow for you to challenge the authenticity of debt. You have the absolute right to make sure you are paying the correct amount to the correct people.

There is a sample debt validation letter in the DIY section.

how can i file for a visa card through legacy,i received a letter of pre-approved already.

its a simple credit card debt

Well then you can opt to send a debt validation letter asking them to prove you owe this debt. By law, they can't continue collection activity until they validate. Debt that old is almost impossible to prove because all they do is buy thousands of accounts and they rarely have more then some basic information.

Hows about Arkansas SOL?

Arkansas is 3 years for open ended accounts. http://www.debtconsolidationcare.com/statute-of-limitation.html

what happens after I send creditors "cease & desist letter". what kind of options do they have?
Do they give up their efforts to collect as soon as they receive C&D letter? or do they have other options available to them to keep trying to collect?

By law they can contact you once more to inform you of their intentions.

Generally they have these choices:

Send the account back to the owner (if they are just collecting)
Sell the account (if they own it)
Sue you (if they own it)

If the debt is legitimate and within SOL, they very well may sue. Too good of a chance to get a default judgment.