I was contacted by a company claiming to be U.R.G. they will not tell me what their initals stand for and will not tell me where they are located. I cannot file a bbb complaint due to not knowing who they are their phone number is 888-556-3926 they give you a "case" number and stated all of my precious belongings and property is going t be levyed and theyy will take eveything I own they also called family and told them they were going to come by their home and serve me! I am a collection agent myself, third party and when they called me I was not asked for any verification of who I was, which is also required per the FDCPA. I want to find this company and I dont care even if I cannot I am getting an attorney and I am suing them, the attorney will find them :)
By signing up a debt counseling session, your provided details (Name, Email ID and Phone No.) will be forwarded to the company advertising on the DebtCC. However, you have no obligation to use their services.
Some creditors and collection agencies refuse to lower the payoff amount, interest rate, and fees owed by the consumer.
Creditors/collection agencies can make collection calls and file lawsuits against the consumers represented by the debt relief companies.
Debt relief services may have a negative impact on the consumer's creditworthiness and his overall debt amount may increase due to the accumulation of extra fees.
The amount which the consumer saves with the use of debt relief services can be regarded as taxable income.