refusing phone calls
Date: Tue, 07/06/2010 - 06:33
once i tell a payday loan company or collection agency that i want a letter of collection
and they don't send it and they keep calling..am i in my rights to just hang up. again
if they don't send me something in writing.
and they don't send it and they keep calling..am i in my rights to just hang up. again
if they don't send me something in writing.
Quote:Originally Posted by Anonymousonce i tell a payday loan co
Quote:
Originally Posted by Anonymous once i tell a payday loan company or collection agency that i want a letter of collection and they don't send it and they keep calling..am i in my rights to just hang up. again if they don't send me something in writing. |
alot of pdl's will do their own collections.some will assign it to collections.it depends really.however if the pdl is illegal then i would just file complaints as an OC even a pdl isn't obligated to send a dunning letter.a CA however is required by law to send a dunning letter in 5 days after first contact.a couple of questions
1)who is the lender
2)who is the collection agency
answer those,and we can help you proceed.