Info please help
Date: Thu, 07/30/2009 - 08:33
15 days later before you respond have you summons complaint filed with the court? Attorney is representing Unifund
If you received a collection letter, you need to ask for debt va
If you received a collection letter, you need to ask for debt validation within 30 days, else it will be considered that you owe the debt to the CA. This is as per the provisions of the FDCPA.
The 30 day period is not considered a grace period. File a Motio
The 30 day period is not considered a grace period. File a Motion for Discovery (ask the court how) so you can get a better and much more comprehensive verification of the alleged debt.
Here is a great and informative website on the civil court process and what to expect:
"http://www.nedap.org/hotline/court.html"
It is for New York and may vary in some details with your state. For more information, Google your local county civil court website which should have local procedures and any necessary forms.
Unfortunately if people continue to send DV letters for everything, more and more collectors will be willing to sue a lot faster. The process is there to help people who are being accused of owing monies that they do not owe, and not a stall tactic.
