can anyone answer a question for me please?
Date: Mon, 12/08/2008 - 13:56
old Cap1 debt.
Not out of SOL in Okla
acct placed in July with united recovery systems
I sent DV to them, no response. Sent 2nd certified.
Nov. 2008, suit filed in tulsa, ok court from Love Beal & Nixon, on behalf of Cap 1 - I have NOT been served yet
Never knew the acct went to Love Beal & Nixon until suit filed, no previous letters, calls...etc.
(The account in default approx 1yr,1month.-I tried to work out payment arrangments with Cap 1 but was told I had to pay the balance in full- I offered 100 per month to Cap 1 but they refused)
Called Cap 1 to discuss with them and get print out of my account, they stated the account was sent to an attys office, that I have to get the records from them. They have no access to those records. I made notes of who I talked to and the times. They kept refferring me to the attys office, giving me the phone number.
So, I'll answer the summons.
I'll answer the admissions & inter. as per the court.
I'll send my own admiss & inter....
Does anyone know in Okla, if you ask for strict proof thereof, if they must provide an account history? I've been victim of identidy theft before and want to double check the charges, fees-Is this my right??
I have asked Cap1 for this prior to all this, yet never got anything in the mail...(they said they have to mail all account print outs)
Since there was no previous contact...a DV to Love beal & nixon will do no good at this point, it must be asked in the discovery phase? I have no problem doing my research and logging the man hours to do this....I'm just a little confused, most places at least send you one letter saying hey you owe us or else. Could it be that United Recovery told them I asked for it with them, so they just decided to file suit.....
any thoughts please.....
Screwed in OK
Love Beal & Nixon are bottom feeders who do the dirty work for companies that buy old debts and make them new again (more bottom feeders). Hire an attorney! I went against them (without an attorney) in Wagoner County and got screwed out of $10,000 I didn't owe to begin with. Also, Wagoner County tries a lot of Love, Beal, Nixon cases and seems to like them (usually ruling in their favor). You might have a better chance in Tulsa County. Good Luck!
Me too!
I was unable to afford an attorney to fight them also. It's already cost me over $5,000 and another $6,000 to go! You can only get justice if you're able to pay for it! Don't give them any information about yourself...it's none of their business and can be used by them against you. If they know so much, then they should already know where you work, etc. Make them fight for every scrap of info they need...believe me...that's what they're going to do to you...they won't tell you anything (without an attorney on your side).