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I received a letter from this Rannefeld & Associates stating that I owed $952.78 for a credit one credit card. I sent them a fax yesterday stating that I wanted validation of this debt. I received a phone call from this Ken Chandler, he said that since I acknowledged having the credit card that they were not required to send me validation but that he would fax it to me at my home number. He stated that they are not a collection agency that they are a lawfirm out of Addison Texas and are collecting for CACH LLC, for a credit one credit card that I had. I never received anything from this CACH LLc place and wanted verification of this debt. He said they are lawfirm and therefore do not have to abide by the rules of a cease and desist order. He told me I needed to borrow the money from friends/family to pay this debt. I faxed them a debt verification letter and he stated since I had admitted that I owed this debt they did not have to provide it but was going to fax it to me later today. I have received nothing. He told me to contact a lawyer and since I had declared bankruptcy 3 years ago that I couldn't do it again. I asked him if he was looking at my credit report and he basically said yes. He said that by looking at my credit they wouldn't give me a loan. Well that's good since I wasn't asking to borrow money from them. All I wanted was verification of this debt. He stated that this was just a stall tactic. He also tated that I was paying on another loan and that I needed to pay this account. I stated that I was going to be working with a debt management company and he said they don't work with them. He told me that if I could get him the money this month that perhaps his client would settle for 80% of the debt. Right I now that they are bad debt buyers. He kept telling me I needed to contact an attorney and that they were going to sue me. I told him I am on disability and my benefits are exempt from attachment. He stated that I was wrong. I told him maybe he should study the law a little better if he works for a law firm and learn what they can and can't do. I know they can't attach anything to my social security disability payments. What should I do?

ladybug :twisted:




OK Guest your post was edited because of your language, and also the attacking nature. If this keeps up, all will be deleted-Please read TOS rules

Sub: #81 posted on Sat, 09/29/2007 - 07:39

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Guests acting like moderators!The fun never stops here. :lol:

Sub: #82 posted on Sat, 09/29/2007 - 10:56

cajunbulldog cajunbulldog
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I served alot of time in the military, and if I turned out to be some jackass collector, my old platoon would have whooped my ass. How about showing us your patriotism by not harassing jackass collector this has to be a content violation

Sub: #83 posted on Wed, 10/03/2007 - 11:39

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a little late, but a little info...

Name: Rannefeld & Associates
Phone: (214) 383-8500
Fax: (214) 393-7999
Address: 16775 Addison Rd Ste 150
Addison, TX 75001-5698
File Open Date: August 2006
BBB Accreditation: This organization is not a BBB Accredited business.

Sub: #84 posted on Wed, 12/12/2007 - 13:07

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is not a law firm. I used to work for them..

They are in fact a debt collector. Blue Rannefeld is an attorney who is hired by other people to collect old debts & then he can follow with suit.

Most of the things they tell you are just tactics to make you scared and want to pay immediately. They live off of fear.. Their sole paycheck is based off of you guys being scared by suit.

Don't listen to that. I actually remember "Ken Chandler". Sat caddy-corner from him. They do not use their real names so as to not be "put in danger" or what have you. He would make up the biggest stories and tell people the most outlandish things just to get them to pay. Hang up and laugh..

The boss there was a real douche bag as well. Didn't care about anyone but himself. Reminded me of Lumbergh on Office Space. He dressed and looked like him. heh..

Anywho, I would take it step by step with these guys. They will go around you in any way possible && tell you exactly what you need to hear to make you scared and want to pay...

Sub: #85 posted on Mon, 01/21/2008 - 17:21

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Since this post was brought back to life and I was the original poster I thought I would give an update. To this date I have received nothing from them.

ladybug

Sub: #86 posted on Mon, 01/21/2008 - 19:59

ladybug ladybug

(Posts: 2757 | Credits: )

One thing I can assure you is that the Rannefeld and Associates is a law firm and yes Blue Rannefeld is an Attorney that collects on debts I know for a fact having worked there they do not use alias they use there real names and that is a fact even Bud Hibbs website can not deny that and they due file lawsuits hanging up and laughing would be a serious mistake especially if your file is there and the Law Firm which means you are that much closer to being sued for those who do care about suits and judgments and liens then you might want to handle your affairs the law firm does not need to use scare tactics to get debtors to honor there contracts

Sub: #87 posted on Tue, 01/22/2008 - 17:33

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melissap hows busting tables at the restaurant going for you? Have you figured out how to make long distance phone calls yet?

Sub: #88 posted on Tue, 01/22/2008 - 17:45

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I am not paying anything to anybody without proper documentation :x What is so hard about having this information supplied unless....geez, maybe they don't have it :roll:

Sub: #89 posted on Thu, 01/24/2008 - 14:30

ladybug ladybug

(Posts: 2757 | Credits: )

ladybug sound like your using documentation as an excuse or that your trying to find a loophole and thats fine because it will haunt your credit profile for a long time its your life you have to living with the consequences or your action they will probably get to you in due time your just one of many

Sub: #90 posted on Fri, 01/25/2008 - 13:14

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