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This is the reason the fdcpa laws exist in the first place. It's collectors like these they give legitimate businesses a bad name.

Sub: #71 posted on Sat, 06/03/2006 - 11:40


I'm an attorney, once upon a time worked in credit collections and have also been receiving harassing calls from BCR about a non-existent account. I finally picked up the phone after several months of messages and talked with one of these people. They are good at giving the impression of being a legitimate collection agency but apparently are total scammers. The telltale signs: they do not know my name even though it is on my answering machine; they have not previously sent me any written correspondence; they do not provide any info on the phone of who they are collecting for (they wait for the victim to provide the information). I will be contacting my state attorney general's office and the FTC.

Sub: #72 posted on Fri, 06/09/2006 - 09:33


Well a quick overview of my situation:
I had 4 phones in my name mine, my moms, my older sister and her bofriend! Verizon told me if I made 2 seperate accounts that neither one would be intreruppted for the other accounts payment deliquency! So I made mine and my mothers on one account and made my sisters and her boyfriend on another account! Once again all in my name because my credit was phenominal and i needed no down payment what so ever! My sister was having the bill sent for their phones to her house so I never knew the trouble awaiting me when my phone gets shut off along with my mothers because about 6 months ago my sister and her boyfriend decided to run thier bill up to $800. Now I have this BCR company harrasing me everyday for money which I obviously know I owe now and now Verizon turned my phone off because of it! WHAT SHOULD I DO? If i had the $800 i would throw it in Verizon's face right now I have been a customer for 4 years and had only 1 late payment he whole time thats only because I was on vacation and forgot about it!

Sub: #73 posted on Sun, 06/11/2006 - 10:05


I dont know if your feelings towards the other posters are true or not, but I am recieving calls from BCR everyday looking for a woman that does'nt live at my address. I tell them everyday they have the wrong PH# and to take me off their calling list and the say they will but the calls keep coming! No one will give me their name or allow me to speak with a superior. Some just hang up when I ask to speak with someone who can take me off the list. Or they will give me a bogus PH# where I will talk to someone else who does'nt want to stop the calls either. I have had the same ph# for 4yrs, I decided to get on the net today to see if any info concerning this company is availible right after they called again today. They should at least have the right contact info before they start inturrupting a persons life! If anyone knows what I need to be do, please dont be bashfull!

Sub: #74 posted on Wed, 06/14/2006 - 16:01


I didnt owe T-moile 636.00 to begin with, but i payed the first collection agancy 445.00 (diverified consultants) back in aug. of 2004, then with out reason i was sent to a 2nd collection agancy I WAS PAYING ON IT!!!! (plaza associates) I then payed them the remaining balance of the "bill" (193.00)in sept of 04 yeah thats right less than 1 month after paying the 1st over half I was sent to a 2nd!!! (dont they tell you when you make a payment this will stop collections HA) now 2 years latter i was sent to a 3rd collection agency stated that I owe the entire balance of 636.00 again!!??? i dont think so!! collection companys think we are stupid!!!

Sub: #75 posted on Thu, 06/15/2006 - 20:38


For the Past 2 months these people have been calling my house about 3 or 4 times a day looking for Angela, this person owes money on a Tmobile account, somehow they have my phone # and have been calling every single day and wont stop. I dont know what to do about it. I have repeatedly told them that they have the wrong person & number, but they don't seem to care. Oh yeah, I'm only 19 and I've never had a cellphone *shocking* I know. Anyway, any help to stop them from harrasing me would be very appreciated.

Sub: #76 posted on Tue, 06/27/2006 - 00:57


I just got a call on my cellphone, it was a prerecorded message asking me to call BCR at 888/276-8209. I don't owe anybody any money... and isn't it illegal for a collector to call a cellphone? I considered calling them back until I ran a reverse search of the number and came across your site here.

Sub: #77 posted on Wed, 06/28/2006 - 12:35


bravo to va lawyer for firing up on bcr they deserve what ever comes their way. i haven't been cursed out and had the phone slammed down in my face when trying to interact with this company. a bunch of idiots behind the phone console are what they are!

Sub: #78 posted on Thu, 06/29/2006 - 12:00


1. If you do not owe a bill do not call us and yell at us. We can do absolutely nothing to help you if you claim that you do not owe thie bill. Send BCR the documentation showing that you do not owe the bill showing proof that you do not owe. I do not have, and neither does any supervisor, the power to just remove your account from collections, sorry.

2. If you think that you never had the client that the account is referring to. CALL THEM! Give the "client" their account # to verify that the account exists. Our clients do not just make up accounts and send them to collections. That is illegal.

3. Personally I believe some of the people that say they do not owe phone bills. They tell me their story and from what it looks like it some disputes are legitimate. I will believe you if you are not rude, you do not yell and swear at me, and dont hang up everytime that we call. Then one day out of the blue when you get denied for a loan b/c this is on your TRW, just call in to dispute the bill. Your dispute may be valid but you just didnt want to deal with it b/c it was a waste of your time.

4. If we are calling a wrong # just call us back, tell us your # verify who you are and if not the person listed on the account, we will remove the #, we have no reason to waste our time calling you when you do not owe us anything. You do not need to be rude when doing this either. Just be courteous and we will take your # out. Also if you are recieving calls from BCR and we refuse to tell you our business name in full, it is simple to protect the debtors privacy, we cant go out and flaunt info about people in collections, once again this is illegal.

5. The calls that are made to you are coming from an automated dialer, if you dont answer the phone you will prob get more calls later that day, if you dont want calls send in a cease & desist letter.

6. If you really just dont want to pay your bill dont call in and yell and swear at us. You may think that you are hurting are feelings when you do this, but dont think that for one second that a debtor who doesnt pay their bills is going to have any impact on my mood for the day, more often then not i am laughing at you while you are on the phone... I have a mute button so you cant here me. If you insist on yelling and swearing at me I will just hang up on you b/c I am not going to waste my time talking to you... well i guess more like listening to you yell at me when i can talk to others to help my totals for my fat comission check at the end of the month. Dont threaten to hurt me either b/c you really dont scare me one bit.

i will post more later

Sub: #79 posted on Wed, 07/19/2006 - 17:10


I am a 67 year old woman form Booneville MS. BCR has been calling and harrassing me for 2 months now about a credit card. When I first received a call from them, I had let them know that my SS# had been stolen and used to get this credit card plus two other ones. I mailed an affidavit and police report to them and they are still calling and harrassing me!This IS NOT RIGHT! I am a 67 year old woman in a wheelchair, living on a fixed income. I can barly afford my medicians and grocerys. What makes them think that I can afford a credit card payment! I am not and will not pay this debt!! It is not mine! Maybe when they were issuing the card they should have called and confermed that the person appling for the card was a 67 year old woman or not instead of issuing it to just anyone. If my dog could talk and dial the phone, they would issue it a credit card! This is outragous! I need some legal advice.

Sub: #80 posted on Mon, 07/24/2006 - 19:19


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