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How long does a closed credit account stay on credit report?

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How long does a closed credit account stay on credit report? Is there any possibility that it would drop off early?




Usually, it stays on the credit report for 10 years. There is no law that says credit bureaus can remove the closed account from your credit report before that time period.

Sub: #1 posted on Mon, 03/19/2018 - 00:19

SC SC
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Often the credit repair agencies tell that they can help you remove the negative item before 10 years. However, in most cases, it's not possible. So, beware before paying money.

Sub: #2 posted on Tue, 03/20/2018 - 06:13

Good Nelly Good Nelly
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It will stay on your report for 10 years. You can't remove it before the time.

Sub: #3 posted on Wed, 03/21/2018 - 06:12

sanderspatricia29 sanderspatricia29

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Hi Henry, Yup...it'll stay on your credit report for long 10 yrs. I would suggest you should check your credit report regularly and dispute other errors if you can find any.

Sub: #4 posted on Fri, 03/23/2018 - 00:32

Barbara Delinsky Barbara Delinsky

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