Credit Report Problem

Do you still have the settlement offer letter? A copy of that and a copy of a paid check or paid money order (a money order receipt is NOT proof...you would have to go thru the issuing agent and get a copy of the paid money order) should shut them up. With this proof, send them a cease and desist.

Thanks. I am new here still trying to figure my way around. I do have a copy of the settlement offer. I sent the a cashiers check from the bank. I have the portion of the check from them. Will this work? Thanks again.

Yup...that is your proof. You need a copy of the certified check..front and back. Ask your bank. Include a cease and desist.

I just looked at the cashiers check portion that I received it just shows the date, amount paid and to who I sent it to. Is this enough or do I need an actual copy of the check. Thanks again.

Take the cashier's check stub (your copy) to the bank where you got it. they will be able to give you a copy of the canceled check. That's what you'll need to send in with you letter. And save a copy for your files, should you need it again in the future.

Thanks. I will do that this afternoon.

I went to the bank today and the cashiers check has not cleared yet. It was sent abouy two months ago. I do have a copy of the check that wad sent and the agreement.

You need to contact the payee of that check and ask them why they have not yet cashed it.

Thanks. I will do that. It seems strange that they would not have cashed the check by now, it was dated 2-26-11. I talked to them on the day they wanted the check to make sure that they got it and they had it on the 27th. I have not heard from them since they got their money.

You may also want to ask, at the bank where you got the check, if there is a "void after" date. Many banks will put a "void after ___ days" on their cashiers checks. Some start as early as 90 days.