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Debt returns to CRA report

Submitted by on Wed, 03/02/2011 - 10:49
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What is the best way to attack a returned item on a credit report?

Had two items on the experian report
one CA that I have sent debt validation letters to with no response
and a Gas company item that is from 2004 that was put on report Oct/10

Sent dispute for both item 1/21/11
items deleted 2/21/11

2/24/11 Disputed gas item returns

What is the next plan of attack do I
ask for a debt validation from the gas company
do I ask how they verified this item at the credit reporting agency?
Do I do both?
If so does anyone have any good example letters?

I'm chugging along here so far so good
Thanks for any help


You can get a sample copy of debt validation letter from the given page:
http://www.debtconsolidationcare.com/letters/sample6.html

However, let me ask you, have to paid off the Gas company? If yes, then you can send them a goodwill letter and ask them to remove the negative item from your credit report.


Submitted by Anna Sweeting on Wed, 03/02/2011 - 19:57

Anna Sweeting

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