Debt returns to CRA report
Date: Wed, 03/02/2011 - 10:49
What is the best way to attack a returned item on a credit report?
Had two items on the experian report
one CA that I have sent debt validation letters to with no response
and a Gas company item that is from 2004 that was put on report Oct/10
Sent dispute for both item 1/21/11
items deleted 2/21/11
2/24/11 Disputed gas item returns
What is the next plan of attack do I
ask for a debt validation from the gas company
do I ask how they verified this item at the credit reporting agency?
Do I do both?
If so does anyone have any good example letters?
I'm chugging along here so far so good
Thanks for any help
Had two items on the experian report
one CA that I have sent debt validation letters to with no response
and a Gas company item that is from 2004 that was put on report Oct/10
Sent dispute for both item 1/21/11
items deleted 2/21/11
2/24/11 Disputed gas item returns
What is the next plan of attack do I
ask for a debt validation from the gas company
do I ask how they verified this item at the credit reporting agency?
Do I do both?
If so does anyone have any good example letters?
I'm chugging along here so far so good
Thanks for any help
You can get a sample copy of debt validation letter from the giv
You can get a sample copy of debt validation letter from the given page:
http://www.debtconsolidationcare.com/letters/sample6.html
However, let me ask you, have to paid off the Gas company? If yes, then you can send them a goodwill letter and ask them to remove the negative item from your credit report.