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I got a payday loan through some company that was a front for JD Marketing Group. This payday loan was not like any of the others that I did, as they do not let you know when they will be taking money out of your checking account. Any other payday loan that I did, I would receive an email that asked if I wanted to pay in full or refinance. But JD Marketing doesn't send out any notices, they just take their finance charge out and refinance your loan with no notification. Is that legal? I tried to find some kind of correspondence from when I first received the loan, but I couldn't find anything. I don't know if they didn't send it, or if I deleted it though. I tried to call and see if they could help me out by counting the money that I already paid towards the loan amount, but he refused to do so. So know I don't know what to do. Do I have any legal leg to stand on here?




Seven posts above:

JD Marketing
866-722-2136

Sub: #11 posted on Thu, 12/21/2006 - 10:30

jedijeff13 jedijeff13

(Posts: 1734 | Credits: )

I have a loan with JD Marketing but there is no phone number fpr them and they keep taking 45.00 from my account every twwo weeks how do I contact them and make them stop!

Sub: #12 posted on Thu, 04/05/2007 - 15:18

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Their phone number is listed in the post above yours.

Sub: #13 posted on Fri, 04/06/2007 - 14:31

Cow & Chicken Cow & Chicken

(Posts: 3571 | Credits: )

I don't know if i have the same JD Marketting that is been charged of my bank account. What is the # that you called to contact them

Sub: #14 posted on Wed, 07/18/2007 - 20:59

Unregistered


how did you block your bank payments to them? I think I need to do that.

Sub: #15 posted on Wed, 08/15/2007 - 06:17

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I have had three loans with them, and I have never had any problems with them. They are clear as to the process of refinancing, paying down, and paying off. While I do admit that their fees are pretty exhorbitant, you have to remember that it is only a short term loan and wasnt meant to be refinanced long term.

Sub: #16 posted on Tue, 10/02/2007 - 12:58

Unregistered


You need to read all documents and information when appling for a loan on line and JD Marketing confirms in conversations with customers that you have read them. So don't complain if you have not read them and state so.
When you take a loan from JD Marketing.
You have 2 options to pay off the loan.
One option is a paydown where you pay $50 along with the finance fee for the amount you financed. And when you pay this amount it lowers your balance by $50 and it decreases your finance fee by $15.
The Second option is to pay out the balance and the finance fee.
If you don't contact JD 3 days to do the pay off or pay out option they automatically refinance your loan for the finance fees.
All this is explained in the documents customer signs electronically on-line.
If you don't understand what you are doing on line maybe you should stop filling out applications on various websites.
JD Marketing phone number is 866-722-2136 and their fax is 866-722-2137. They have an answering machine and return all calls the following day as long as you leave your name and number.
They have helped out several customers and are not a scam. It is unfortunate that some people go on line and process applications and do not understand the terms.
No where in their terms does it say you will get a notice. It is the responsibility of the consumer to be aware of these things when taking out a loan on line. Shame on you if you don't read before submitting!!!!! :(

Sub: #17 posted on Fri, 10/19/2007 - 12:57

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I got a loan from this company also and am trying to find out how to get intouch with them about paying thim back. Can you give me any information about this. I borrowed the money to help me financially during the hilidays I don't have the money for someone to just keep taking it from me. Can you help me.
Brenda

Sub: #18 posted on Fri, 12/28/2007 - 16:40

Unregistered


I have used this company on 3 occasions. I have never had a problem with them. They will always refinance the loan unless you call them. They also send you notices via email. I am not sure why so many of you are having problems. Is there any one out there that has had a good experience instead of a bad one?

Sub: #19 posted on Mon, 04/21/2008 - 04:25

Unregistered


I have used this company on 3 occasions. I have never had a problem with them. They will always refinance the loan unless you call them. They also send you notices via email. I am not sure why so many of you are having problems. Is there any one out there that has had a good experience instead of a bad one?

Sub: #20 posted on Mon, 04/21/2008 - 04:25

Unregistered



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